German American Bancorp, Inc. (GABC) vs Goosehead Insurance, Inc (GSHD)

A side-by-side comparison of German American Bancorp, Inc. and Goosehead Insurance, Inc across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — GABC vs GSHD

growth of $100 · dividends reinvested · last 8y
GABC +77.0% (+7.4%/yr)GSHD +221.9% (+15.7%/yr)GSHD compounded faster over this window
05001kStart $1002020202220242026$177$322
GABC GSHD

GABC vs GSHD: by the numbers

  • •GABC is the larger company ($1.85B vs $1.67B market cap).
  • •GABC trades at the lower trailing earnings multiple (12.99 vs 32.55 P/E), one valuation lens rather than an overall verdict.
  • •GABC converts more revenue to profit (28.24% vs 8.78% net margin).
  • •GSHD grew revenue faster over the past five years (24.21% vs 17.15% CAGR).
  • •GABC pays a dividend (2.48% yield), while GSHD is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricGABCGSHD
P/E ratio12.9932.55
Forward P/E12.5520.87
PEG ratio2.362.12
P/S ratio3.684.14
P/B ratio1.53N/A
EV / EBITDAN/A17.31
FCF yieldN/A4.95%

Profitability

MetricGABCGSHD
Gross marginN/A46.25%
Operating margin35.26%25.83%
Net margin28.24%8.78%
ROE11.73%N/A
ROICN/A24.29%

German American Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricGABCGSHD
Dividend yield2.48%N/A
Payout ratio32.19%N/A

Growth (annualized)

MetricGABCGSHD
Revenue CAGR (5Y)17.15%24.21%
EPS CAGR (5Y)5.51%15.08%
FCF CAGR (5Y)N/A29.59%
Total return CAGR (5Y)7.58%-21.11%

Frequently asked

Which has the lower trailing P/E, GABC or GSHD?
GABC has the lower trailing P/E: GABC trades at 12.99 and GSHD at 32.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GABC or GSHD?
Over the past five years, GSHD grew revenue faster — GABC at a 17.15% CAGR versus GSHD at 24.21%.
Does GABC or GSHD pay a bigger dividend?
GABC pays a dividend (2.48% yield), while GSHD is a former payer with no current dividend run rate.
Is GABC or GSHD more profitable?
GABC runs the higher net margin — GABC at 28.24% versus GSHD at 8.78%.
How have GABC and GSHD total returns compared?
Over the past 5 years, GABC delivered 7.58% and GSHD delivered -21.11% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.