First National Corporation (FXNC) vs Western New England Bancorp, Inc. (WNEB)

A side-by-side comparison of First National Corporation and Western New England Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FXNC vs WNEB

growth of $100 · dividends reinvested · last 10y
FXNC +240.0% (+13.0%/yr)WNEB +134.9% (+8.9%/yr)FXNC compounded faster over this window
100200300Start $10020182020202220242026$340$235
FXNC WNEB

FXNC vs WNEB: by the numbers

  • •WNEB is the larger company ($278M vs $272M market cap).
  • •FXNC trades at the lower trailing earnings multiple (12.52 vs 16.45 P/E), one valuation lens rather than an overall verdict.
  • •FXNC converts more revenue to profit (18.47% vs 15.74% net margin).
  • •FXNC grew revenue faster over the past five years (23.73% vs 2.98% CAGR).
  • •FXNC pays the higher dividend yield (2.27% vs 2.01%).

Metrics side by side

Valuation

MetricFXNCWNEB
P/E ratio12.5216.45
Forward P/E12.3214.93
PEG ratio8.401.53
P/S ratio2.312.61
P/B ratio1.401.12

Profitability

MetricFXNCWNEB
Operating margin22.93%9.70%
Net margin18.47%15.74%
ROE11.20%6.75%

First National Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Western New England Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFXNCWNEB
Dividend yield2.27%2.01%
Payout ratio28.33%33.33%

Growth (annualized)

MetricFXNCWNEB
Revenue CAGR (5Y)23.73%2.98%
EPS CAGR (5Y)1.60%11.05%
Total return CAGR (5Y)9.06%12.87%

Frequently asked

Which has the lower trailing P/E, FXNC or WNEB?
FXNC has the lower trailing P/E: FXNC trades at 12.52 and WNEB at 16.45. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FXNC or WNEB?
Over the past five years, FXNC grew revenue faster — FXNC at a 23.73% CAGR versus WNEB at 2.98%.
Does FXNC or WNEB pay a bigger dividend?
FXNC yields 2.27% and WNEB yields 2.01% based on trailing dividends and the latest price.
Is FXNC or WNEB more profitable?
FXNC runs the higher net margin — FXNC at 18.47% versus WNEB at 15.74%.
How have FXNC and WNEB total returns compared?
Over the past 10 years, FXNC delivered 13.04% and WNEB delivered 8.86% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.