First Guaranty Bancshares, Inc. (FGBIP) vs FinWise Bancorp (FINW)

A side-by-side comparison of First Guaranty Bancshares, Inc. and FinWise Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FGBIP vs FINW

growth of $100 · dividends reinvested · last 5y
FGBIP -4.8% (-1.0%/yr)FINW -13.4% (-2.8%/yr)FGBIP compounded faster over this window
100150Start $10020222023202420252026$95$87
FGBIP FINW

FGBIP vs FINW: by the numbers

  • •FINW is the larger company ($151M vs $141M market cap).
  • •FINW is profitable (6.77% net margin) while FGBIP runs a net loss (-19.26%).
  • •FINW grew revenue faster over the past five years (28.07% vs 8.68% CAGR).
  • •FGBIP pays a dividend (9.82% yield), while FINW has no payments in the available dividend history.

Metrics side by side

Valuation

MetricFGBIPFINW
P/E ratioN/A11.48
Forward P/E42.9615.31
P/S ratio0.750.75
P/B ratio0.730.76

Profitability

MetricFGBIPFINW
Operating margin-34.99%9.16%
Net margin-19.26%6.77%
ROE-16.00%6.86%

First Guaranty Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

FinWise Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFGBIPFINW
Dividend yield9.82%N/A

Growth (annualized)

MetricFGBIPFINW
Revenue CAGR (5Y)8.68%28.07%
EPS CAGR (5Y)N/A-0.32%
Total return CAGR (5Y)-1.00%N/A

Frequently asked

Which has grown faster, FGBIP or FINW?
Over the past five years, FINW grew revenue faster — FGBIP at a 8.68% CAGR versus FINW at 28.07%.
Does FGBIP or FINW pay a bigger dividend?
FGBIP pays a dividend (9.82% yield), while FINW has no payments in the available dividend history.
Is FGBIP or FINW more profitable?
FINW runs the higher net margin — FGBIP at -19.26% versus FINW at 6.77%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.