Esquire Financial Holdings, Inc. (ESQ) vs Hanmi Financial Corporation (HAFC)
A side-by-side comparison of Esquire Financial Holdings, Inc. and Hanmi Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ESQ vs HAFC
growth of $100 · dividends reinvested · last 9yESQ vs HAFC: by the numbers
- •ESQ is the larger company ($1.02B vs $941M market cap).
- •HAFC trades at the lower trailing earnings multiple (10.64 vs 19.55 P/E), one valuation lens rather than an overall verdict.
- •ESQ converts more revenue to profit (29.32% vs 23.16% net margin).
- •ESQ grew revenue faster over the past five years (24.48% vs 9.18% CAGR).
- •HAFC pays the higher dividend yield (3.52% vs 0.66%).
Metrics side by side
Valuation
| Metric | ESQ | HAFC |
|---|---|---|
| P/E ratio | 19.55 | 10.64 |
| Forward P/E | 17.07 | 9.95 |
| PEG ratio | 0.68 | 0.84 |
| P/S ratio | 5.69 | 2.44 |
| P/B ratio | 3.26 | 1.16 |
Profitability
| Metric | ESQ | HAFC |
|---|---|---|
| Operating margin | 40.57% | 17.26% |
| Net margin | 29.32% | 23.16% |
| ROE | 16.81% | 11.00% |
Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Hanmi Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ESQ | HAFC |
|---|---|---|
| Dividend yield | 0.66% | 3.52% |
| Payout ratio | 12.79% | 37.37% |
Growth (annualized)
| Metric | ESQ | HAFC |
|---|---|---|
| Revenue CAGR (5Y) | 24.48% | 9.18% |
| EPS CAGR (5Y) | 29.96% | 13.07% |
| Total return CAGR (5Y) | 32.17% | 14.54% |
Frequently asked
- Which has the lower trailing P/E, ESQ or HAFC?
- HAFC has the lower trailing P/E: ESQ trades at 19.55 and HAFC at 10.64. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ESQ or HAFC?
- Over the past five years, ESQ grew revenue faster — ESQ at a 24.48% CAGR versus HAFC at 9.18%.
- Does ESQ or HAFC pay a bigger dividend?
- ESQ yields 0.66% and HAFC yields 3.52% based on trailing dividends and the latest price.
- Is ESQ or HAFC more profitable?
- ESQ runs the higher net margin — ESQ at 29.32% versus HAFC at 23.16%.
- How have ESQ and HAFC total returns compared?
- Over the past 5 years, ESQ delivered 32.17% and HAFC delivered 14.54% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Esquire Financial & Hanmi Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.