Eagle Bancorp, Inc. (EGBN) vs Financial Institutions, Inc. (FISI)

A side-by-side comparison of Eagle Bancorp, Inc. and Financial Institutions, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — EGBN vs FISI

growth of $100 · dividends reinvested · last 10y
EGBN -27.4% (-3.1%/yr)FISI +125.7% (+8.5%/yr)FISI compounded faster over this window
50100150200250Start $10020182020202220242026$73$226
EGBN FISI

EGBN vs FISI: by the numbers

  • •EGBN is the larger company ($864M vs $779M market cap).
  • •FISI is profitable (26.18% net margin) while EGBN runs a net loss (-6.43%).
  • •FISI grew revenue faster over the past five years (8.78% vs 6.91% CAGR).
  • •FISI pays the higher dividend yield (3.20% vs 0.14%).

Metrics side by side

Valuation

MetricEGBNFISI
P/E ratioN/A9.79
Forward P/E19.369.44
PEG ratioN/A1.04
P/S ratio1.452.47
P/B ratio0.751.24

Profitability

MetricEGBNFISI
Operating margin-26.88%24.17%
Net margin-6.43%26.18%
ROE-3.33%12.84%

Eagle Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Financial Institutions, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricEGBNFISI
Dividend yield0.14%3.20%
Payout ratioN/A31.44%

Growth (annualized)

MetricEGBNFISI
Revenue CAGR (5Y)6.91%8.78%
EPS CAGR (5Y)N/A9.68%
Total return CAGR (5Y)-10.12%10.04%

Frequently asked

Which has grown faster, EGBN or FISI?
Over the past five years, FISI grew revenue faster — EGBN at a 6.91% CAGR versus FISI at 8.78%.
Does EGBN or FISI pay a bigger dividend?
EGBN yields 0.14% and FISI yields 3.20% based on trailing dividends and the latest price.
Is EGBN or FISI more profitable?
FISI runs the higher net margin — EGBN at -6.43% versus FISI at 26.18%.
How have EGBN and FISI total returns compared?
Over the past 10 years, EGBN delivered -3.02% and FISI delivered 8.47% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.