Which has the lower trailing P/E, DAVE or MA?

DAVE has the lower trailing P/E: DAVE trades at 22.74 and MA at 31.31. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, DAVE or MA?

Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus MA at 16.09%.

Does DAVE or MA pay a bigger dividend?

MA pays a dividend (0.60% yield), while DAVE has no payments in the available dividend history.

Is DAVE or MA more profitable?

MA runs the higher net margin — DAVE at 34.59% versus MA at 46.34%.

How have DAVE and MA total returns compared?

Over the past 5 years, DAVE delivered 2.27% and MA delivered 10.88% annualized total return. Past performance doesn't predict future results.

Dave Inc. (DAVE) vs Mastercard Incorporated (MA)

A side-by-side comparison of Dave Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Different business models: DAVE is classified in Technology; MA is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

DAVE

Dave Inc.

$4.71B

$350.71TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT

Mastercard Incorporated

$499.20B

$569.19Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT

Total return — DAVE vs MA

growth of $100 · dividends reinvested · last 5y

DAVE +14.3% (+2.7%/yr)MA +54.8% (+9.1%/yr)MA compounded faster over this window

DAVE MA

DAVE vs MA: by the numbers

•MA is the larger company ($499.20B vs $4.71B market cap).
•DAVE trades at the lower trailing earnings multiple (22.74 vs 31.31 P/E), one valuation lens rather than an overall verdict.
•MA converts more revenue to profit (46.34% vs 34.59% net margin).
•DAVE grew revenue faster over the past five years (35.85% vs 16.09% CAGR).
•MA pays a dividend (0.60% yield), while DAVE has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	DAVE	MA
P/E ratio	22.74	31.31
Forward P/E	25.87	28.52
P/S ratio	7.32	14.23
P/B ratio	22.68	88.97
EV / EBITDA	20.77	N/A
FCF yield	6.86%	N/A

Profitability

Metric	DAVE	MA
Gross margin	83.29%	100.00%
Operating margin	34.52%	59.84%
Net margin	34.59%	46.34%
ROE	107.09%	289.73%
ROIC	42.50%	N/A

Dividends

Metric	DAVE	MA
Dividend yield	N/A	0.60%
Payout ratio	N/A	18.54%

Growth (annualized)

Metric	DAVE	MA
Revenue CAGR (5Y)	35.85%	16.09%
EPS CAGR (5Y)	N/A	20.93%
Total return CAGR (5Y)	2.27%	10.88%

Frequently asked

Which has the lower trailing P/E, DAVE or MA?: DAVE has the lower trailing P/E: DAVE trades at 22.74 and MA at 31.31. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, DAVE or MA?: Over the past five years, DAVE grew revenue faster — DAVE at a 35.85% CAGR versus MA at 16.09%.
Does DAVE or MA pay a bigger dividend?: MA pays a dividend (0.60% yield), while DAVE has no payments in the available dividend history.
Is DAVE or MA more profitable?: MA runs the higher net margin — DAVE at 34.59% versus MA at 46.34%.
How have DAVE and MA total returns compared?: Over the past 5 years, DAVE delivered 2.27% and MA delivered 10.88% annualized total return. Past performance doesn't predict future results.

Go deeper

Full DAVE analysis Full MA analysis Interactive comparison tool

Dig into the metrics

Dave P/E ratio Mastercard P/E ratio Mastercard dividend yield Dave ROE Mastercard ROE Dave operating margin Mastercard operating margin Dave revenue growth Mastercard revenue growth Dave free cash flow

Dave & Mastercard appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.