Costco Wholesale Corporation (COST) vs Mastercard Incorporated (MA)

A side-by-side comparison of Costco Wholesale Corporation and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: COST is classified in Consumer Defensive; MA is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnCOST vs MA

growth of $100 · dividends reinvested · last 20y
COST +2045.0%MA +12644.3%MA compounded faster
Log scale — wide-divergence pair
101001k10k100kStart $10020102014201820222026$2,145$12,744
COST MA

COST vs MA: by the numbers

  • MA is the larger company ($497.23B vs $428.66B market cap).
  • MA trades at the lower trailing earnings multiple (31.93 vs 47.87 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (45.88% vs 3.01% net margin).
  • MA grew revenue faster over the past five years (17.05% vs 9.48% CAGR).
  • MA pays the higher dividend yield (0.59% vs 0.56%).

Metrics side by side

Valuation

MetricCOSTMA
P/E ratio47.8731.93
Forward P/E46.3328.09
P/S ratio1.4414.52
P/B ratio12.6273.29
PEG ratio5.231.83
EV / EBITDA29.89N/A
FCF yield2.08%N/A

Profitability

MetricCOSTMA
Gross margin12.88%82.96%
Operating margin3.82%59.40%
Net margin3.01%45.88%
ROE26.38%231.63%
ROIC19.44%48.63%

Dividends

MetricCOSTMA
Dividend yield0.56%0.59%
Payout ratio29.44%19.70%

Growth (annualized)

MetricCOSTMA
Revenue CAGR (5Y)9.48%17.05%
EPS CAGR (5Y)15.04%20.93%
FCF CAGR (5Y)4.95%N/A
Total return CAGR (5Y)18.31%8.55%

Frequently asked

Which has the lower trailing P/E, COST or MA?
MA has the lower trailing P/E: COST trades at 47.87 and MA at 31.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, COST or MA?
Over the past five years, MA grew revenue faster — COST at a 9.48% CAGR versus MA at 17.05%.
Does COST or MA pay a bigger dividend?
COST yields 0.56% and MA yields 0.59% based on trailing dividends and the latest price.
Is COST or MA more profitable?
MA runs the higher net margin — COST at 3.01% versus MA at 45.88%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.