Costco Wholesale Corporation (COST) vs Mastercard Incorporated (MA)
A side-by-side comparison of Costco Wholesale Corporation and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: COST is classified in Consumer Defensive; MA is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
COST
Costco Wholesale Corporation
$966.58Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
MA
Mastercard Incorporated
$562.75Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — COST vs MA
growth of $100 · dividends reinvested · last 20yCOST +2045.0%MA +12644.3%MA compounded faster
Log scale — wide-divergence pair
COST MA
COST vs MA: by the numbers
- •MA is the larger company ($497.23B vs $428.66B market cap).
- •MA trades at the lower trailing earnings multiple (31.93 vs 47.87 P/E), one valuation lens rather than an overall verdict.
- •MA converts more revenue to profit (45.88% vs 3.01% net margin).
- •MA grew revenue faster over the past five years (17.05% vs 9.48% CAGR).
- •MA pays the higher dividend yield (0.59% vs 0.56%).
Metrics side by side
Valuation
| Metric | COST | MA |
|---|---|---|
| P/E ratio | 47.87 | 31.93 |
| Forward P/E | 46.33 | 28.09 |
| P/S ratio | 1.44 | 14.52 |
| P/B ratio | 12.62 | 73.29 |
| PEG ratio | 5.23 | 1.83 |
| EV / EBITDA | 29.89 | N/A |
| FCF yield | 2.08% | N/A |
Profitability
| Metric | COST | MA |
|---|---|---|
| Gross margin | 12.88% | 82.96% |
| Operating margin | 3.82% | 59.40% |
| Net margin | 3.01% | 45.88% |
| ROE | 26.38% | 231.63% |
| ROIC | 19.44% | 48.63% |
Dividends
| Metric | COST | MA |
|---|---|---|
| Dividend yield | 0.56% | 0.59% |
| Payout ratio | 29.44% | 19.70% |
Growth (annualized)
| Metric | COST | MA |
|---|---|---|
| Revenue CAGR (5Y) | 9.48% | 17.05% |
| EPS CAGR (5Y) | 15.04% | 20.93% |
| FCF CAGR (5Y) | 4.95% | N/A |
| Total return CAGR (5Y) | 18.31% | 8.55% |
Frequently asked
- Which has the lower trailing P/E, COST or MA?
- MA has the lower trailing P/E: COST trades at 47.87 and MA at 31.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, COST or MA?
- Over the past five years, MA grew revenue faster — COST at a 9.48% CAGR versus MA at 17.05%.
- Does COST or MA pay a bigger dividend?
- COST yields 0.56% and MA yields 0.59% based on trailing dividends and the latest price.
- Is COST or MA more profitable?
- MA runs the higher net margin — COST at 3.01% versus MA at 45.88%.
Go deeper
Dig into the metrics
Costco Wholesale P/E ratioMastercard P/E ratioCostco Wholesale dividend yieldMastercard dividend yieldCostco Wholesale ROEMastercard ROECostco Wholesale operating marginMastercard operating marginCostco Wholesale revenue growthMastercard revenue growthCostco Wholesale free cash flowMastercard free cash flow
Costco Wholesale & Mastercard appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.