Capital One Financial Corporation (COF) vs HDFC Bank Limited (HDB)
A side-by-side comparison of Capital One Financial Corporation and HDFC Bank Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 4, 2026. Differences are shown without an overall score or investment verdict.
Total return — COF vs HDB
growth of $100 · dividends reinvested · last 10yCOF vs HDB: by the numbers
- •COF is the larger company ($119.46B vs $114.59B market cap).
- •HDB trades at the lower trailing earnings multiple (6.65 vs 12.05 P/E), one valuation lens rather than an overall verdict.
- •HDB converts more revenue to profit (15.96% vs 13.38% net margin).
- •HDB grew revenue faster over the past five years (20.53% vs 20.29% CAGR).
- •HDB pays the higher dividend yield (3.70% vs 1.64%).
Metrics side by side
Valuation
| Metric | COF | HDB |
|---|---|---|
| P/E ratio | 12.05 | 6.65 |
| Forward P/E | 9.52 | N/A |
| PEG ratio | N/A | 0.20 |
| P/S ratio | 1.52 | 2.10 |
| P/B ratio | 1.05 | 1.78 |
Profitability
| Metric | COF | HDB |
|---|---|---|
| Operating margin | 3.29% | 21.90% |
| Net margin | 13.38% | 15.96% |
| ROE | 9.24% | 13.52% |
Capital One Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
HDFC Bank Limited: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | COF | HDB |
|---|---|---|
| Dividend yield | 1.64% | 3.70% |
| Payout ratio | 19.80% | 24.63% |
Growth (annualized)
| Metric | COF | HDB |
|---|---|---|
| Revenue CAGR (5Y) | 20.29% | 20.53% |
| EPS CAGR (5Y) | -4.93% | 33.54% |
| Total return CAGR (5Y) | 5.00% | -6.88% |
Frequently asked
- Which has the lower trailing P/E, COF or HDB?
- HDB has the lower trailing P/E: COF trades at 12.05 and HDB at 6.65. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, COF or HDB?
- Over the past five years, HDB grew revenue faster — COF at a 20.29% CAGR versus HDB at 20.53%.
- Does COF or HDB pay a bigger dividend?
- COF yields 1.64% and HDB yields 3.70% based on trailing dividends and the latest price.
- Is COF or HDB more profitable?
- HDB runs the higher net margin — COF at 13.38% versus HDB at 15.96%.
- How have COF and HDB total returns compared?
- Over the past 10 years, COF delivered 12.41% and HDB delivered 4.38% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital One Financial & HDFC Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 4, 2026.