HDFC Bank (HDB) ROE: History & Chart

HDFC Bank Limited(HDB)

Banks - Regional · Mumbai, MA

$22.34-0.61 (-2.66%)

Delayed quote: Oct 2, 2026, 4:00 PM EDT

About HDFC Bank Limited

HDFC Bank Limited is a prominent financial institution providing a comprehensive suite of banking and financial services, catering to both individual and corporate clients across India, Bahrain, Hong Kong, and Dubai. The bank organizes its operations into several key segments: Treasury, Retail Banking, Wholesale Banking, Other Banking Business, and Unallocated. Its offerings include a wide array of deposit products such as savings, salary, current, rural, public provident fund, and pension accounts, alongside Demat accounts for investments. Customers can also opt for fixed and recurring deposits, safe deposit lockers, offshore accounts and deposits, overdraft facilities against fixed deposits, and sweep-in options. HDFC Bank extends a diverse range of lending solutions, encompassing personal, home, vehicle (car and two-wheeler), business, educational, gold, consumer, and rural loans. It also provides specialized financing against properties, securities, rental receivables, and assets, as well as tailored loans for professionals and participation in government-sponsored schemes. Furthermore, the bank offers credit card-linked loans, working capital financing, and funding for commercial/construction equipment, healthcare/medical devices, and commercial vehicles. Dealer finance, term loans, and professional loans complete its extensive lending portfolio. Beyond lending, the bank issues credit, debit, prepaid, and forex cards, and facilitates various payment and collection services. These include export, import, remittance, bank guarantees, letters of credit, trade finance, hedging solutions, and comprehensive merchant and cash management services. Clients can also access insurance and investment products through HDFC Bank. For its corporate and institutional clients, HDFC Bank provides short-term finance, bill discounting, structured finance, export credit, loan syndication, and document collection services. The bank embraces digital innovation, offering online, wholesale, mobile, and phone banking, alongside instant payment systems like UPI, IMPS, NEFT, and RTGS. Additional services include channel and vendor financing, reimbursement accounts, money market operations, derivatives, employee trusts, solutions for cash-surplus corporates, tax payment services, and acting as bankers to rights/public issues. It also delivers bespoke financial solutions for supply chain partners and agricultural clients. As of March 31, 2022, HDFC Bank maintained a substantial physical presence, operating 21,683 banking outlets, including 6,342 branches and 18,130 automated teller machines (ATMs) across 3,188 cities and towns. Established in 1994, HDFC Bank Limited is headquartered in Mumbai, India.

Mumbai, MA

211,206 employees

www.hdfc.bank.in

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Sashidhar Jagdishan

View full financials

HDB Return on Equity (ROE) Metrics

RETURN ON EQUITY (ROE)

13.52%

RETURN ON EQUITY (ROE) AVG TTM

13.23%

RETURN ON EQUITY (ROE) AVG 3Y

12.35%

RETURN ON EQUITY (ROE) AVG 5Y

13.42%

RETURN ON EQUITY (ROE) AVG 10Y

14.83%

RETURN ON EQUITY (ROE) AVG 15Y

15.15%

RETURN ON EQUITY (ROE) AVG 20Y

14.24%

CURRENT VS TTM AVG

+2.16%

CURRENT VS 3Y AVG

+9.46%

CURRENT VS 5Y AVG

+0.74%

CURRENT VS 10Y AVG

-8.86%

CURRENT VS 15Y AVG

-10.76%

CURRENT VS 20Y AVG

-5.08%

SECTOR MEDIAN · FINANCIAL SERVICES

13.39%

median of 114 covered companies

CURRENT VS SECTOR MEDIAN

+0.93%

vs the sector median at left

NAME	MARKET CAP	RETURN ON EQUITY (ROE)	TTM	3Y	5Y
HDFC Bank Limited (HDB)	$114.59B	13.52%	13.23%	12.35%	13.42%
S&P Global Inc. (SPGI)vs ›	$113.87B	15.57%	12.96%	10.63%	108.48%
Capital One Financial Corporation (COF)vs ›	$119.46B	9.24%	4.98%	8.09%	9.53%
The Progressive Corporation (PGR)vs ›	$122.27B	238.24%	35.22%	23.55%	24.35%
Vanguard Dividend Appreciation ETF (VIG)vs ›	$127.25B	N/A	N/A	N/A	N/A
Chubb Limited (CB)vs ›	$127.66B	14.88%	14.23%	13.50%	12.37%
Robinhood Markets, Inc. (HOOD)vs ›	$101.36B	21.86%	19.15%	3.86%	-7.96%
Bank of New York Mellon Corp (BNY)vs ›	$99.80B	14.10%	11.74%	9.46%	9.08%
CME Group Inc. (CME)vs ›	$94.62B	16.11%	13.70%	12.37%	11.18%
Invesco S&P 500 Equal Weight ETF (RSP)vs ›	$94.37B	N/A	N/A	N/A	N/A

NAME

MARKET CAP

RETURN ON EQUITY (ROE)

TTM

HDFC Bank Limited (HDB)

$114.59B

13.52%

13.23%

12.35%

13.42%

S&P Global Inc. (SPGI)vs ›

$113.87B

15.57%

12.96%

10.63%

108.48%

Capital One Financial Corporation (COF)vs ›

$119.46B

9.24%

4.98%

8.09%

9.53%

The Progressive Corporation (PGR)vs ›

$122.27B

238.24%

35.22%

23.55%

24.35%

Vanguard Dividend Appreciation ETF (VIG)vs ›

$127.25B

N/A

Chubb Limited (CB)vs ›

$127.66B

14.88%

14.23%

13.50%

12.37%

Robinhood Markets, Inc. (HOOD)vs ›

$101.36B

21.86%

19.15%

3.86%

-7.96%

Bank of New York Mellon Corp (BNY)vs ›

$99.80B

14.10%

11.74%

9.46%

9.08%

CME Group Inc. (CME)vs ›

$94.62B

16.11%

13.70%

12.37%

11.18%

Invesco S&P 500 Equal Weight ETF (RSP)vs ›

$94.37B

N/A

Return on Equity (ROE) FAQ

What is the return on equity (ROE) for HDFC Bank Limited (HDB)?

The return on equity (ROE) for HDB stock is 13.52%.

Is HDFC Bank Limited's return on equity (ROE) high or low?

The return on equity (ROE) of 13.52% is in line with its 5-year average of 13.42%, around the middle of its 5-year range (8.81%–17.22%).

What is the TTM average return on equity (ROE) for HDFC Bank Limited (HDB)?

The TTM average return on equity (ROE) for HDB stock is 13.23%.

What is the 3Y average return on equity (ROE) for HDFC Bank Limited (HDB)?

The 3Y average return on equity (ROE) for HDB stock is 12.35%.

What is the 5Y average return on equity (ROE) for HDFC Bank Limited (HDB)?

The 5Y average return on equity (ROE) for HDB stock is 13.42%.

What is the 10Y average return on equity (ROE) for HDFC Bank Limited (HDB)?

The 10Y average return on equity (ROE) for HDB stock is 14.83%.

What is the 15Y average return on equity (ROE) for HDFC Bank Limited (HDB)?

The 15Y average return on equity (ROE) for HDB stock is 15.15%.

What is the 20Y average return on equity (ROE) for HDFC Bank Limited (HDB)?

The 20Y average return on equity (ROE) for HDB stock is 14.24%.

DATE	RETURN ON EQUITY (ROE)
2026-06-30	13.52%
2026-03-31	13.95%
2025-09-30	13.09%
2025-06-30	12.37%
2025-03-31	8.81%
2024-12-31	13.65%
2024-09-30	9.25%
2024-06-30	13.96%
2024-03-31	9.00%
2023-12-31	14.40%
2023-09-30	8.99%
2023-06-30	17.22%
2023-03-31	17.14%
2022-09-30	16.84%
2022-06-30	16.03%
2021-09-30	14.73%
2021-06-30	15.17%
2021-03-31	14.63%
2020-12-31	15.01%
2020-09-30	14.61%
2020-06-30	15.86%
2020-03-31	14.96%
2019-12-31	15.90%
2019-09-30	13.76%
2019-06-30	14.26%
2019-03-31	13.05%
2018-12-31	14.41%
2018-09-30	14.33%
2018-06-30	17.53%
2018-03-31	14.90%
2017-12-31	15.72%
2017-09-30	13.88%
2017-06-30	15.28%
2017-03-31	13.31%
2016-12-31	15.98%
2016-09-30	13.63%
2016-06-30	16.41%
2016-03-31	13.73%
2015-12-31	16.33%
2015-09-30	14.06%
2015-06-30	16.20%
2015-03-31	13.32%
2014-12-31	18.28%
2014-09-30	15.43%
2014-06-30	17.76%
2014-03-31	14.65%
2013-12-31	18.03%
2013-09-30	15.93%
2013-06-30	18.45%
2013-03-31	13.17%
2012-12-31	17.61%
2012-09-30	13.39%
2012-06-30	16.89%
2012-03-31	12.20%
2011-12-31	17.87%
2011-09-30	13.21%
2011-06-30	16.91%
2011-03-31	12.09%
2010-12-31	12.92%
2010-09-30	9.14%
2010-06-30	10.29%
2010-03-31	6.63%
2009-12-31	9.28%
2009-09-30	7.08%
2009-06-30	10.39%
2009-03-31	6.55%
2008-09-30	5.91%
2008-03-31	8.74%
2007-09-30	10.45%
2007-03-31	14.82%
2006-09-30	17.20%
2006-03-31	19.72%
2005-09-30	15.12%
2005-03-31	13.45%
2004-09-30	17.40%

DATE

RETURN ON EQUITY (ROE)

2026-06-30

13.52%

2026-03-31

13.95%

2025-09-30

13.09%

2025-06-30

12.37%

2025-03-31

8.81%

2024-12-31

13.65%

2024-09-30

9.25%

2024-06-30

13.96%

2024-03-31

9.00%

2023-12-31

14.40%

2023-09-30

8.99%

2023-06-30

17.22%

2023-03-31

17.14%

2022-09-30

16.84%

2022-06-30

16.03%

2021-09-30

14.73%

2021-06-30

15.17%

2021-03-31

14.63%

2020-12-31

15.01%

2020-09-30

14.61%

2020-06-30

15.86%

2020-03-31

14.96%

2019-12-31

15.90%

2019-09-30

13.76%

2019-06-30

14.26%

2019-03-31

13.05%

2018-12-31

14.41%

2018-09-30

14.33%

2018-06-30

17.53%

2018-03-31

14.90%

2017-12-31

15.72%

2017-09-30

13.88%

2017-06-30

15.28%

2017-03-31

13.31%

2016-12-31

15.98%

2016-09-30

13.63%

2016-06-30

16.41%

2016-03-31

13.73%

2015-12-31

16.33%

2015-09-30

14.06%

2015-06-30

16.20%

2015-03-31

13.32%

2014-12-31

18.28%

2014-09-30

15.43%

2014-06-30

17.76%

2014-03-31

14.65%

2013-12-31

18.03%

2013-09-30

15.93%

2013-06-30

18.45%

2013-03-31

13.17%

2012-12-31

17.61%

2012-09-30

13.39%

2012-06-30

16.89%

2012-03-31

12.20%

2011-12-31

17.87%

2011-09-30

13.21%

2011-06-30

16.91%

2011-03-31

12.09%

2010-12-31

12.92%

2010-09-30

9.14%

2010-06-30

10.29%

2010-03-31

6.63%

2009-12-31

9.28%

2009-09-30

7.08%

2009-06-30

10.39%

2009-03-31

6.55%

2008-09-30

5.91%

2008-03-31

8.74%

2007-09-30

10.45%

2007-03-31

14.82%

2006-09-30

17.20%

2006-03-31

19.72%

2005-09-30

15.12%

2005-03-31

13.45%

2004-09-30

17.40%

Return on Equity (ROE): 13.52%

HDB Return on Equity (ROE)

HDB Average Return on Equity (ROE) Chart

HDB Current vs Average Return on Equity (ROE) Chart

HDB Return on Equity (ROE) Metrics

HDB Competitors' Return on Equity (ROE)

Return Analysis

Return on Equity (ROE) Formula & Definition

Return on Equity (ROE) FAQ

HDB Return on Equity (ROE) History

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