Chipotle Mexican Grill, Inc. (CMG) vs Mastercard Incorporated (MA)

A side-by-side comparison of Chipotle Mexican Grill, Inc. and Mastercard Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: CMG is classified in Consumer Cyclical; MA is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnCMG vs MA

growth of $100 · dividends reinvested · last 10y
CMG +342.2% (+16.0%/yr)MA +498.8% (+19.6%/yr)MA compounded faster over this window
200400600800Start $10020182020202220242026$442$599
CMG MA

CMG vs MA: by the numbers

  • MA is the larger company ($499.20B vs $46.44B market cap).
  • MA trades at the lower trailing earnings multiple (31.31 vs 33.22 P/E), one valuation lens rather than an overall verdict.
  • MA converts more revenue to profit (46.34% vs 11.42% net margin).
  • MA grew revenue faster over the past five years (16.09% vs 12.67% CAGR).
  • MA pays a dividend (0.60% yield), while CMG has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCMGMA
P/E ratio33.2231.31
Forward P/E31.5128.52
P/S ratio3.7414.23
P/B ratio21.1188.97
EV / EBITDA22.78N/A
FCF yield3.38%N/A

Profitability

MetricCMGMA
Gross margin24.13%100.00%
Operating margin15.20%59.84%
Net margin11.42%46.34%
ROE64.52%289.73%
ROIC18.22%N/A

Dividends

MetricCMGMA
Dividend yieldN/A0.60%
Payout ratioN/A18.54%

Growth (annualized)

MetricCMGMA
Revenue CAGR (5Y)12.67%16.09%
EPS CAGR (5Y)35.70%20.93%
FCF CAGR (5Y)25.61%N/A
Total return CAGR (5Y)-1.01%10.88%

Frequently asked

Which has the lower trailing P/E, CMG or MA?
MA has the lower trailing P/E: CMG trades at 33.22 and MA at 31.31. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CMG or MA?
Over the past five years, MA grew revenue faster — CMG at a 12.67% CAGR versus MA at 16.09%.
Does CMG or MA pay a bigger dividend?
MA pays a dividend (0.60% yield), while CMG has no payments in the available dividend history.
Is CMG or MA more profitable?
MA runs the higher net margin — CMG at 11.42% versus MA at 46.34%.
How have CMG and MA total returns compared?
Over the past 10 years, CMG delivered 15.53% and MA delivered 19.83% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.