Cincinnati Financial Corporation (CINF) vs Johnson & Johnson (JNJ)

A side-by-side comparison of Cincinnati Financial Corporation and Johnson & Johnson across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: CINF is classified in Financial Services; JNJ is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnCINF vs JNJ

growth of $100 · dividends reinvested · last 30y
CINF +2605.4%JNJ +2166.3%CINF compounded faster
01k2kStart $100200120062011201620212026$2,705$2,266
CINF JNJ

CINF vs JNJ: by the numbers

  • JNJ is the larger company ($642.08B vs $28.25B market cap).
  • CINF trades at the lower trailing earnings multiple (8.69 vs 30.82 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 21.48% net margin).
  • CINF grew revenue faster over the past five years (8.12% vs 2.93% CAGR).
  • JNJ pays the higher dividend yield (1.97% vs 1.96%).

Metrics side by side

Valuation

MetricCINFJNJ
P/E ratio8.6930.82
Forward P/E21.0822.76
P/S ratio2.066.63
P/B ratio1.727.64
PEG ratio3.030.21
EV / EBITDAN/A19.98
FCF yieldN/A3.48%

Profitability

MetricCINFJNJ
Gross margin52.29%70.45%
Operating margin29.83%26.81%
Net margin23.84%21.48%
ROE19.96%24.76%
ROIC10.68%13.71%

Dividends

MetricCINFJNJ
Dividend yield1.96%1.97%
Payout ratio23.86%47.51%

Growth (annualized)

MetricCINFJNJ
Revenue CAGR (5Y)8.12%2.93%
EPS CAGR (5Y)15.01%11.51%
FCF CAGR (5Y)N/A-0.49%
Total return CAGR (5Y)12.76%12.13%

Frequently asked

Which has the lower trailing P/E, CINF or JNJ?
CINF has the lower trailing P/E: CINF trades at 8.69 and JNJ at 30.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or JNJ?
Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus JNJ at 2.93%.
Does CINF or JNJ pay a bigger dividend?
CINF yields 1.96% and JNJ yields 1.97% based on trailing dividends and the latest price.
Is CINF or JNJ more profitable?
CINF runs the higher net margin — CINF at 23.84% versus JNJ at 21.48%.
How have CINF and JNJ total returns compared?
Over the past 10 years, CINF delivered 12.22% and JNJ delivered 10.85% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.