Cincinnati Financial Corporation (CINF) vs Johnson & Johnson (JNJ)

A side-by-side comparison of Cincinnati Financial Corporation and Johnson & Johnson across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: CINF is classified in Financial Services; JNJ is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnCINF vs JNJ

growth of $100 · dividends reinvested · last 10y
CINF +185.3% (+11.1%/yr)JNJ +196.2% (+11.5%/yr)JNJ compounded faster over this window
100150200250300Start $10020182020202220242026$285$296
CINF JNJ

CINF vs JNJ: by the numbers

  • JNJ is the larger company ($643.00B vs $26.38B market cap).
  • CINF trades at the lower trailing earnings multiple (8.10 vs 30.92 P/E), one valuation lens rather than an overall verdict.
  • CINF converts more revenue to profit (23.84% vs 21.48% net margin).
  • CINF grew revenue faster over the past five years (8.12% vs 2.93% CAGR).
  • CINF pays the higher dividend yield (2.13% vs 1.99%).

Metrics side by side

Valuation

MetricCINFJNJ
P/E ratio8.1030.92
Forward P/E20.5423.10
P/S ratio1.896.57
P/B ratio1.587.57
EV / EBITDAN/A19.75
FCF yieldN/A2.91%

Profitability

MetricCINFJNJ
Gross margin52.29%70.45%
Operating margin29.78%26.81%
Net margin23.84%21.48%
ROE19.96%24.76%
ROICN/A13.89%

Dividends

MetricCINFJNJ
Dividend yield2.13%1.99%
Payout ratio17.07%61.18%

Growth (annualized)

MetricCINFJNJ
Revenue CAGR (5Y)8.12%2.93%
EPS CAGR (5Y)15.01%14.61%
FCF CAGR (5Y)N/A-2.05%
Total return CAGR (5Y)10.35%12.82%

Frequently asked

Which has the lower trailing P/E, CINF or JNJ?
CINF has the lower trailing P/E: CINF trades at 8.10 and JNJ at 30.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CINF or JNJ?
Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus JNJ at 2.93%.
Does CINF or JNJ pay a bigger dividend?
CINF yields 2.13% and JNJ yields 1.99% based on trailing dividends and the latest price.
Is CINF or JNJ more profitable?
CINF runs the higher net margin — CINF at 23.84% versus JNJ at 21.48%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.