Cincinnati Financial Corporation (CINF) vs Johnson & Johnson (JNJ)
A side-by-side comparison of Cincinnati Financial Corporation and Johnson & Johnson across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: CINF is classified in Financial Services; JNJ is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
CINF
Cincinnati Financial Corporation
$182.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
JNJ
Johnson & Johnson
$266.73HealthcareDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — CINF vs JNJ
growth of $100 · dividends reinvested · last 30yCINF +2605.4%JNJ +2166.3%CINF compounded faster
CINF JNJ
CINF vs JNJ: by the numbers
- •JNJ is the larger company ($642.08B vs $28.25B market cap).
- •CINF trades at the lower trailing earnings multiple (8.69 vs 30.82 P/E), one valuation lens rather than an overall verdict.
- •CINF converts more revenue to profit (23.84% vs 21.48% net margin).
- •CINF grew revenue faster over the past five years (8.12% vs 2.93% CAGR).
- •JNJ pays the higher dividend yield (1.97% vs 1.96%).
Metrics side by side
Valuation
| Metric | CINF | JNJ |
|---|---|---|
| P/E ratio | 8.69 | 30.82 |
| Forward P/E | 21.08 | 22.76 |
| P/S ratio | 2.06 | 6.63 |
| P/B ratio | 1.72 | 7.64 |
| PEG ratio | 3.03 | 0.21 |
| EV / EBITDA | N/A | 19.98 |
| FCF yield | N/A | 3.48% |
Profitability
| Metric | CINF | JNJ |
|---|---|---|
| Gross margin | 52.29% | 70.45% |
| Operating margin | 29.83% | 26.81% |
| Net margin | 23.84% | 21.48% |
| ROE | 19.96% | 24.76% |
| ROIC | 10.68% | 13.71% |
Dividends
| Metric | CINF | JNJ |
|---|---|---|
| Dividend yield | 1.96% | 1.97% |
| Payout ratio | 23.86% | 47.51% |
Growth (annualized)
| Metric | CINF | JNJ |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 2.93% |
| EPS CAGR (5Y) | 15.01% | 11.51% |
| FCF CAGR (5Y) | N/A | -0.49% |
| Total return CAGR (5Y) | 12.76% | 12.13% |
Frequently asked
- Which has the lower trailing P/E, CINF or JNJ?
- CINF has the lower trailing P/E: CINF trades at 8.69 and JNJ at 30.82. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or JNJ?
- Over the past five years, CINF grew revenue faster — CINF at a 8.12% CAGR versus JNJ at 2.93%.
- Does CINF or JNJ pay a bigger dividend?
- CINF yields 1.96% and JNJ yields 1.97% based on trailing dividends and the latest price.
- Is CINF or JNJ more profitable?
- CINF runs the higher net margin — CINF at 23.84% versus JNJ at 21.48%.
- How have CINF and JNJ total returns compared?
- Over the past 10 years, CINF delivered 12.22% and JNJ delivered 10.85% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioJohnson & Johnson P/E ratioCincinnati Financial dividend yieldJohnson & Johnson dividend yieldCincinnati Financial ROEJohnson & Johnson ROECincinnati Financial operating marginJohnson & Johnson operating marginCincinnati Financial revenue growthJohnson & Johnson revenue growthCincinnati Financial free cash flowJohnson & Johnson free cash flow
Cincinnati Financial & Johnson & Johnson appear in these rankings
25+ Year Dividend GrowersHighest FCF Yield StocksLowest P/E Ratio StocksLargest Companies by Market Cap
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.