Cincinnati Financial Corporation (CINF) vs Eli Lilly and Company (LLY)
A side-by-side comparison of Cincinnati Financial Corporation and Eli Lilly and Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
Different business models: CINF is classified in Financial Services; LLY is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
CINF
Cincinnati Financial Corporation
$172.02Financial ServicesDelayed quote: Sep 14, 2026, 4:00 PM EDT
LLY
Eli Lilly and Company
$1,137.15HealthcareDelayed quote: Sep 14, 2026, 3:59 PM EDT
Total return — CINF vs LLY
growth of $100 · dividends reinvested · last 10yCINF +185.3% (+11.1%/yr)LLY +1555.7% (+32.4%/yr)LLY compounded faster over this window
Log scale — wide-divergence pair
CINF LLY
CINF vs LLY: by the numbers
- •LLY is the larger company ($1.07T vs $26.40B market cap).
- •CINF trades at the lower trailing earnings multiple (8.11 vs 38.16 P/E), one valuation lens rather than an overall verdict.
- •LLY converts more revenue to profit (33.53% vs 23.84% net margin).
- •LLY grew revenue faster over the past five years (24.42% vs 8.12% CAGR).
- •CINF pays the higher dividend yield (2.13% vs 0.60%).
Metrics side by side
Valuation
| Metric | CINF | LLY |
|---|---|---|
| P/E ratio | 8.11 | 38.16 |
| Forward P/E | 20.55 | 31.25 |
| P/S ratio | 1.89 | 13.44 |
| P/B ratio | 1.58 | 31.61 |
| EV / EBITDA | N/A | 30.47 |
| FCF yield | N/A | 1.87% |
Profitability
| Metric | CINF | LLY |
|---|---|---|
| Gross margin | 52.29% | 84.01% |
| Operating margin | 29.78% | 43.92% |
| Net margin | 23.84% | 33.53% |
| ROE | 19.96% | 78.84% |
| ROIC | N/A | 27.38% |
Dividends
| Metric | CINF | LLY |
|---|---|---|
| Dividend yield | 2.13% | 0.60% |
| Payout ratio | 17.07% | 22.45% |
Growth (annualized)
| Metric | CINF | LLY |
|---|---|---|
| Revenue CAGR (5Y) | 8.12% | 24.42% |
| EPS CAGR (5Y) | 15.01% | 28.88% |
| FCF CAGR (5Y) | N/A | 32.91% |
| Total return CAGR (5Y) | 10.35% | 37.25% |
Frequently asked
- Which has the lower trailing P/E, CINF or LLY?
- CINF has the lower trailing P/E: CINF trades at 8.11 and LLY at 38.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CINF or LLY?
- Over the past five years, LLY grew revenue faster — CINF at a 8.12% CAGR versus LLY at 24.42%.
- Does CINF or LLY pay a bigger dividend?
- CINF yields 2.13% and LLY yields 0.60% based on trailing dividends and the latest price.
- Is CINF or LLY more profitable?
- LLY runs the higher net margin — CINF at 23.84% versus LLY at 33.53%.
- How have CINF and LLY total returns compared?
- Over the past 10 years, CINF delivered 11.33% and LLY delivered 32.48% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioEli Lilly P/E ratioCincinnati Financial dividend yieldEli Lilly dividend yieldCincinnati Financial ROEEli Lilly ROECincinnati Financial operating marginEli Lilly operating marginCincinnati Financial revenue growthEli Lilly revenue growthEli Lilly free cash flow
Cincinnati Financial & Eli Lilly appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.