Chime Financial, Inc. Class A Common Stock (CHYM) vs Paycom Software, Inc. (PAYC)

A side-by-side comparison of Chime Financial, Inc. Class A Common Stock and Paycom Software, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare
Chime Financial, Inc. Class A Common Stock logo
CHYM
Chime Financial, Inc. Class A Common Stock
$10.78B
$28.29TechnologyDelayed quote: Oct 5, 2026, 4:00 PM EDT
Paycom Software, Inc. logo
PAYC
Paycom Software, Inc.
$10.18B
$225.79TechnologyDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — CHYM vs PAYC

growth of $100 · dividends reinvested · last 1y
CHYM -23.8% (-23.8%/yr)PAYC -11.7% (-11.7%/yr)PAYC compounded faster over this window
406080100Start $1002026$76$88
CHYM PAYC

CHYM vs PAYC: by the numbers

  • •CHYM is the larger company ($10.78B vs $10.18B market cap).
  • •PAYC is profitable (22.78% net margin) while CHYM runs a net loss (-0.77%).
  • •PAYC pays a dividend (0.66% yield), while CHYM has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCHYMPAYC
P/E ratioN/A23.99
Forward P/E61.7318.67
PEG ratioN/A0.89
P/S ratio4.564.75
P/B ratio7.6717.81
EV / EBITDAN/A12.99
FCF yield2.88%7.41%

Profitability

MetricCHYMPAYC
Gross margin87.26%80.11%
Operating margin-47.56%30.30%
Net margin-0.77%22.78%
ROE-1.30%85.32%
ROIC-2.57%23.60%

Dividends

MetricCHYMPAYC
Dividend yieldN/A0.66%
Payout ratioN/A15.94%

Growth (annualized)

MetricCHYMPAYC
Revenue CAGR (5Y)N/A18.10%
EPS CAGR (5Y)N/A26.70%
FCF CAGR (5Y)N/A36.07%
Total return CAGR (5Y)N/A-14.17%

Frequently asked

Does CHYM or PAYC pay a bigger dividend?
PAYC pays a dividend (0.66% yield), while CHYM has no payments in the available dividend history.
Is CHYM or PAYC more profitable?
PAYC runs the higher net margin — CHYM at -0.77% versus PAYC at 22.78%.

Go deeper

Full CHYM analysisFull PAYC analysisInteractive comparison tool

Dig into the metrics

Paycom Software P/E ratioPaycom Software dividend yieldChime Financial, Inc. Class A Common Stock ROEPaycom Software ROEChime Financial, Inc. Class A Common Stock operating marginPaycom Software operating marginChime Financial, Inc. Class A Common Stock revenue growthPaycom Software revenue growthChime Financial, Inc. Class A Common Stock free cash flowPaycom Software free cash flow

Chime Financial, Inc. Class A Common Stock & Paycom Software appear in these rankings

Fastest Revenue Growth StocksHighest ROE StocksHighest ROIC StocksHighest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.