Which has the lower trailing P/E, CASH or CTBI?

CASH has the lower trailing P/E: CASH trades at 9.23 and CTBI at 12.75. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CASH or CTBI?

Over the past five years, CTBI grew revenue faster — CASH at a 9.66% CAGR versus CTBI at 12.35%.

Does CASH or CTBI pay a bigger dividend?

CASH yields 0.27% and CTBI yields 3.02% based on trailing dividends and the latest price.

Is CASH or CTBI more profitable?

CTBI runs the higher net margin — CASH at 21.88% versus CTBI at 25.55%.

How have CASH and CTBI total returns compared?

Over the past 10 years, CASH delivered 13.24% and CTBI delivered 11.66% annualized total return. Past performance doesn't predict future results.

Pathward Financial, Inc. (CASH) vs Community Trust Bancorp, Inc. (CTBI)

A side-by-side comparison of Pathward Financial, Inc. and Community Trust Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CASH

Pathward Financial, Inc.

$1.55B

$73.64Financial ServicesDelayed quote: Oct 6, 2026, 10:34 AM EDT

CTBI

Community Trust Bancorp, Inc.

$1.38B

$76.14Financial ServicesDelayed quote: Oct 6, 2026, 10:34 AM EDT

Total return — CASH vs CTBI

growth of $100 · dividends reinvested · last 10y

CASH +246.6% (+13.2%/yr)CTBI +203.8% (+11.8%/yr)CASH compounded faster over this window

CASH CTBI

CASH vs CTBI: by the numbers

•CASH is the larger company ($1.55B vs $1.38B market cap).
•CASH trades at the lower trailing earnings multiple (9.23 vs 12.75 P/E), one valuation lens rather than an overall verdict.
•CTBI converts more revenue to profit (25.55% vs 21.88% net margin).
•CTBI grew revenue faster over the past five years (12.35% vs 9.66% CAGR).
•CTBI pays the higher dividend yield (3.02% vs 0.27%).

Metrics side by side

Valuation

Metric	CASH	CTBI
P/E ratio	9.23	12.75
Forward P/E	7.67	11.93
PEG ratio	0.42	1.26
P/S ratio	1.94	3.27
P/B ratio	1.83	1.55

Profitability

Metric	CASH	CTBI
Operating margin	26.21%	33.11%
Net margin	21.88%	25.55%
ROE	20.65%	12.11%

Pathward Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Community Trust Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CASH	CTBI
Dividend yield	0.27%	3.02%
Payout ratio	2.51%	38.53%

Growth (annualized)

Metric	CASH	CTBI
Revenue CAGR (5Y)	9.66%	12.35%
EPS CAGR (5Y)	21.89%	10.18%
Total return CAGR (5Y)	6.13%	16.62%

Frequently asked

Which has the lower trailing P/E, CASH or CTBI?: CASH has the lower trailing P/E: CASH trades at 9.23 and CTBI at 12.75. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CASH or CTBI?: Over the past five years, CTBI grew revenue faster — CASH at a 9.66% CAGR versus CTBI at 12.35%.
Does CASH or CTBI pay a bigger dividend?: CASH yields 0.27% and CTBI yields 3.02% based on trailing dividends and the latest price.
Is CASH or CTBI more profitable?: CTBI runs the higher net margin — CASH at 21.88% versus CTBI at 25.55%.
How have CASH and CTBI total returns compared?: Over the past 10 years, CASH delivered 13.24% and CTBI delivered 11.66% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CASH analysis Full CTBI analysis Interactive comparison tool

Dig into the metrics

Pathward Financial P/E ratio Community Trust Bancorp P/E ratio Pathward Financial dividend yield Community Trust Bancorp dividend yield Pathward Financial ROE Community Trust Bancorp ROE Pathward Financial operating margin Community Trust Bancorp operating margin Pathward Financial revenue growth Community Trust Bancorp revenue growth

Pathward Financial & Community Trust Bancorp appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.