Carter Bankshares, Inc. (CARE) vs Washington Trust Bancorp, Inc. (WASH)
A side-by-side comparison of Carter Bankshares, Inc. and Washington Trust Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CARE vs WASH
growth of $100 · dividends reinvested · last 10yCARE vs WASH: by the numbers
- •WASH is the larger company ($731M vs $682M market cap).
- •CARE trades at the lower trailing earnings multiple (5.23 vs 13.32 P/E), one valuation lens rather than an overall verdict.
- •CARE converts more revenue to profit (36.89% vs 14.51% net margin).
- •CARE grew revenue faster over the past five years (17.25% vs 8.46% CAGR).
- •WASH pays the higher dividend yield (5.88% vs 0.65%).
Metrics side by side
Valuation
| Metric | CARE | WASH |
|---|---|---|
| P/E ratio | 5.23 | 13.32 |
| Forward P/E | 5.09 | 11.94 |
| P/S ratio | 1.96 | 1.92 |
| P/B ratio | 1.26 | 1.32 |
Profitability
| Metric | CARE | WASH |
|---|---|---|
| Operating margin | 15.71% | 18.58% |
| Net margin | 36.89% | 14.51% |
| ROE | 23.85% | 10.01% |
Carter Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Washington Trust Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CARE | WASH |
|---|---|---|
| Dividend yield | 0.65% | 5.88% |
| Payout ratio | 3.40% | 77.78% |
Growth (annualized)
| Metric | CARE | WASH |
|---|---|---|
| Revenue CAGR (5Y) | 17.25% | 8.46% |
| EPS CAGR (5Y) | N/A | -7.56% |
| Total return CAGR (5Y) | 15.68% | -0.14% |
Frequently asked
- Which has the lower trailing P/E, CARE or WASH?
- CARE has the lower trailing P/E: CARE trades at 5.23 and WASH at 13.32. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CARE or WASH?
- Over the past five years, CARE grew revenue faster — CARE at a 17.25% CAGR versus WASH at 8.46%.
- Does CARE or WASH pay a bigger dividend?
- CARE yields 0.65% and WASH yields 5.88% based on trailing dividends and the latest price.
- Is CARE or WASH more profitable?
- CARE runs the higher net margin — CARE at 36.89% versus WASH at 14.51%.
- How have CARE and WASH total returns compared?
- Over the past 10 years, CARE delivered 9.07% and WASH delivered 4.93% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Carter Bankshares & Washington Trust Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.