Camden National Corp. (CAC) vs Esquire Financial Holdings, Inc. (ESQ)
A side-by-side comparison of Camden National Corp. and Esquire Financial Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CAC vs ESQ
growth of $100 · dividends reinvested · last 9yCAC vs ESQ: by the numbers
- •ESQ is the larger company ($1.02B vs $960M market cap).
- •CAC trades at the lower trailing earnings multiple (10.88 vs 19.48 P/E), one valuation lens rather than an overall verdict.
- •ESQ converts more revenue to profit (29.32% vs 25.61% net margin).
- •ESQ grew revenue faster over the past five years (24.48% vs 11.71% CAGR).
- •CAC pays the higher dividend yield (2.95% vs 0.66%).
Metrics side by side
Valuation
| Metric | CAC | ESQ |
|---|---|---|
| P/E ratio | 10.88 | 19.48 |
| Forward P/E | 10.54 | 17.01 |
| PEG ratio | N/A | 0.67 |
| P/S ratio | 2.77 | 5.67 |
| P/B ratio | 1.32 | 3.25 |
Profitability
| Metric | CAC | ESQ |
|---|---|---|
| Operating margin | 25.61% | 40.57% |
| Net margin | 25.61% | 29.32% |
| ROE | 12.21% | 16.81% |
Camden National Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Esquire Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CAC | ESQ |
|---|---|---|
| Dividend yield | 2.95% | 0.66% |
| Payout ratio | 32.18% | 12.79% |
Growth (annualized)
| Metric | CAC | ESQ |
|---|---|---|
| Revenue CAGR (5Y) | 11.71% | 24.48% |
| EPS CAGR (5Y) | -0.56% | 29.96% |
| Total return CAGR (5Y) | 7.59% | 32.17% |
Frequently asked
- Which has the lower trailing P/E, CAC or ESQ?
- CAC has the lower trailing P/E: CAC trades at 10.88 and ESQ at 19.48. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CAC or ESQ?
- Over the past five years, ESQ grew revenue faster — CAC at a 11.71% CAGR versus ESQ at 24.48%.
- Does CAC or ESQ pay a bigger dividend?
- CAC yields 2.95% and ESQ yields 0.66% based on trailing dividends and the latest price.
- Is CAC or ESQ more profitable?
- ESQ runs the higher net margin — CAC at 25.61% versus ESQ at 29.32%.
- How have CAC and ESQ total returns compared?
- Over the past 5 years, CAC delivered 7.59% and ESQ delivered 32.17% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Camden National & Esquire Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.