Camden National Corp. (CAC) vs Capital City Bank Group, Inc. (CCBG)
A side-by-side comparison of Camden National Corp. and Capital City Bank Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CAC vs CCBG
growth of $100 · dividends reinvested · last 10yCAC vs CCBG: by the numbers
- •CAC is the larger company ($964M vs $850M market cap).
- •CAC trades at the lower trailing earnings multiple (10.92 vs 13.79 P/E), one valuation lens rather than an overall verdict.
- •CAC converts more revenue to profit (25.61% vs 22.19% net margin).
- •CAC grew revenue faster over the past five years (11.71% vs 4.91% CAGR).
- •CAC pays the higher dividend yield (2.95% vs 2.17%).
Metrics side by side
Valuation
| Metric | CAC | CCBG |
|---|---|---|
| P/E ratio | 10.92 | 13.79 |
| Forward P/E | 10.59 | 13.29 |
| PEG ratio | N/A | 0.99 |
| P/S ratio | 2.79 | 3.05 |
| P/B ratio | 1.33 | 1.49 |
Profitability
| Metric | CAC | CCBG |
|---|---|---|
| Operating margin | 25.61% | 30.04% |
| Net margin | 25.61% | 22.19% |
| ROE | 12.21% | 10.83% |
Camden National Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Capital City Bank Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CAC | CCBG |
|---|---|---|
| Dividend yield | 2.95% | 2.17% |
| Payout ratio | 32.18% | 29.72% |
Growth (annualized)
| Metric | CAC | CCBG |
|---|---|---|
| Revenue CAGR (5Y) | 11.71% | 4.91% |
| EPS CAGR (5Y) | -0.56% | 13.88% |
| Total return CAGR (5Y) | 7.59% | 17.08% |
Frequently asked
- Which has the lower trailing P/E, CAC or CCBG?
- CAC has the lower trailing P/E: CAC trades at 10.92 and CCBG at 13.79. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CAC or CCBG?
- Over the past five years, CAC grew revenue faster — CAC at a 11.71% CAGR versus CCBG at 4.91%.
- Does CAC or CCBG pay a bigger dividend?
- CAC yields 2.95% and CCBG yields 2.17% based on trailing dividends and the latest price.
- Is CAC or CCBG more profitable?
- CAC runs the higher net margin — CAC at 25.61% versus CCBG at 22.19%.
- How have CAC and CCBG total returns compared?
- Over the past 10 years, CAC delivered 10.34% and CCBG delivered 15.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Camden National & Capital City Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.