Brighthouse Financial, Inc. (BHF) vs Columbia Financial, Inc. (CLBK)
A side-by-side comparison of Brighthouse Financial, Inc. and Columbia Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BHF vs CLBK
growth of $100 · dividends reinvested · last 8yBHF vs CLBK: by the numbers
- •BHF is the larger company ($2.90B vs $2.52B market cap).
- •BHF trades at the lower trailing earnings multiple (3.99 vs 43.25 P/E), one valuation lens rather than an overall verdict.
- •BHF converts more revenue to profit (13.22% vs 11.53% net margin).
- •CLBK grew revenue faster over the past five years (9.43% vs -5.56% CAGR).
- •CLBK pays a dividend (0.44% yield), while BHF has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | BHF | CLBK |
|---|---|---|
| P/E ratio | 3.99 | 43.25 |
| Forward P/E | 2.55 | 40.39 |
| P/S ratio | 0.46 | 4.99 |
| P/B ratio | 0.44 | 2.10 |
Profitability
| Metric | BHF | CLBK |
|---|---|---|
| Operating margin | 15.52% | 11.80% |
| Net margin | 13.22% | 11.53% |
| ROE | 12.69% | 4.86% |
Brighthouse Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Columbia Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BHF | CLBK |
|---|---|---|
| Dividend yield | N/A | 0.44% |
| Payout ratio | N/A | 19.20% |
Growth (annualized)
| Metric | BHF | CLBK |
|---|---|---|
| Revenue CAGR (5Y) | -5.56% | 9.43% |
| EPS CAGR (5Y) | N/A | -0.39% |
| Total return CAGR (5Y) | 1.02% | 5.66% |
Frequently asked
- Which has the lower trailing P/E, BHF or CLBK?
- BHF has the lower trailing P/E: BHF trades at 3.99 and CLBK at 43.25. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BHF or CLBK?
- Over the past five years, CLBK grew revenue faster — BHF at a -5.56% CAGR versus CLBK at 9.43%.
- Does BHF or CLBK pay a bigger dividend?
- CLBK pays a dividend (0.44% yield), while BHF has no payments in the available dividend history.
- Is BHF or CLBK more profitable?
- BHF runs the higher net margin — BHF at 13.22% versus CLBK at 11.53%.
- How have BHF and CLBK total returns compared?
- Over the past 5 years, BHF delivered 1.02% and CLBK delivered 5.66% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Brighthouse Financial & Columbia Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.