Business First Bancshares, Inc. (BFST) vs Capital City Bank Group, Inc. (CCBG)
A side-by-side comparison of Business First Bancshares, Inc. and Capital City Bank Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BFST vs CCBG
growth of $100 · dividends reinvested · last 8yBFST vs CCBG: by the numbers
- •BFST is the larger company ($1.01B vs $849M market cap).
- •BFST trades at the lower trailing earnings multiple (10.98 vs 13.78 P/E), one valuation lens rather than an overall verdict.
- •CCBG converts more revenue to profit (22.19% vs 20.42% net margin).
- •BFST grew revenue faster over the past five years (17.05% vs 4.91% CAGR).
- •CCBG pays the higher dividend yield (2.17% vs 1.94%).
Metrics side by side
Valuation
| Metric | BFST | CCBG |
|---|---|---|
| P/E ratio | 10.98 | 13.78 |
| Forward P/E | 10.30 | 13.28 |
| PEG ratio | 0.99 | 0.99 |
| P/S ratio | 2.22 | 3.05 |
| P/B ratio | 1.08 | 1.49 |
Profitability
| Metric | BFST | CCBG |
|---|---|---|
| Operating margin | 22.15% | 30.04% |
| Net margin | 20.42% | 22.19% |
| ROE | 9.22% | 10.83% |
Business First Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Capital City Bank Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BFST | CCBG |
|---|---|---|
| Dividend yield | 1.94% | 2.17% |
| Payout ratio | 21.28% | 29.72% |
Growth (annualized)
| Metric | BFST | CCBG |
|---|---|---|
| Revenue CAGR (5Y) | 17.05% | 4.91% |
| EPS CAGR (5Y) | 11.08% | 13.88% |
| Total return CAGR (5Y) | 7.54% | 17.08% |
Frequently asked
- Which has the lower trailing P/E, BFST or CCBG?
- BFST has the lower trailing P/E: BFST trades at 10.98 and CCBG at 13.78. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BFST or CCBG?
- Over the past five years, BFST grew revenue faster — BFST at a 17.05% CAGR versus CCBG at 4.91%.
- Does BFST or CCBG pay a bigger dividend?
- BFST yields 1.94% and CCBG yields 2.17% based on trailing dividends and the latest price.
- Is BFST or CCBG more profitable?
- CCBG runs the higher net margin — BFST at 20.42% versus CCBG at 22.19%.
- How have BFST and CCBG total returns compared?
- Over the past 5 years, BFST delivered 7.54% and CCBG delivered 17.08% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Business First Bancshares & Capital City Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.