BFC Capital Trust II PFD TR 7.20% (BANFP) vs First Financial Bancorp. (FFBC)
A side-by-side comparison of BFC Capital Trust II PFD TR 7.20% and First Financial Bancorp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BANFP vs FFBC
growth of $100 · dividends reinvested · last 10yBANFP vs FFBC: by the numbers
- •BANFP is the larger company ($3.68B vs $3.31B market cap).
- •BANFP trades at the lower trailing earnings multiple (3.62 vs 11.13 P/E), one valuation lens rather than an overall verdict.
- •BANFP converts more revenue to profit (32.25% vs 21.41% net margin).
- •FFBC grew revenue faster over the past five years (13.90% vs 10.17% CAGR).
- •BANFP pays the higher dividend yield (6.71% vs 3.21%).
Metrics side by side
Valuation
| Metric | BANFP | FFBC |
|---|---|---|
| P/E ratio | 3.62 | 11.13 |
| Forward P/E | N/A | 10.34 |
| PEG ratio | 0.19 | 1.03 |
| P/S ratio | 4.71 | 2.48 |
| P/B ratio | 1.88 | 1.11 |
Profitability
| Metric | BANFP | FFBC |
|---|---|---|
| Operating margin | 41.06% | 26.86% |
| Net margin | 32.25% | 21.41% |
| ROE | 12.87% | 9.55% |
BFC Capital Trust II PFD TR 7.20%: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BANFP | FFBC |
|---|---|---|
| Dividend yield | 6.71% | 3.21% |
| Payout ratio | 24.29% | 35.69% |
Growth (annualized)
| Metric | BANFP | FFBC |
|---|---|---|
| Revenue CAGR (5Y) | 10.17% | 13.90% |
| EPS CAGR (5Y) | 18.81% | 10.95% |
| Total return CAGR (5Y) | 6.58% | 9.86% |
Frequently asked
- Which has the lower trailing P/E, BANFP or FFBC?
- BANFP has the lower trailing P/E: BANFP trades at 3.62 and FFBC at 11.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BANFP or FFBC?
- Over the past five years, FFBC grew revenue faster — BANFP at a 10.17% CAGR versus FFBC at 13.90%.
- Does BANFP or FFBC pay a bigger dividend?
- BANFP yields 6.71% and FFBC yields 3.21% based on trailing dividends and the latest price.
- Is BANFP or FFBC more profitable?
- BANFP runs the higher net margin — BANFP at 32.25% versus FFBC at 21.41%.
- How have BANFP and FFBC total returns compared?
- Over the past 10 years, BANFP delivered 6.51% and FFBC delivered 7.73% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BFC Capital Trust II PFD TR 7.20% & First Financial Bancorp. appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.