BFC Capital Trust II PFD TR 7.20% (BANFP) vs First Financial Bancorp. (FFBC)

A side-by-side comparison of BFC Capital Trust II PFD TR 7.20% and First Financial Bancorp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — BANFP vs FFBC

growth of $100 · dividends reinvested · last 10y
BANFP +87.8% (+6.5%/yr)FFBC +114.0% (+7.9%/yr)FFBC compounded faster over this window
50100150200Start $10020182020202220242026$188$214
BANFP FFBC

BANFP vs FFBC: by the numbers

  • •BANFP is the larger company ($3.68B vs $3.31B market cap).
  • •BANFP trades at the lower trailing earnings multiple (3.62 vs 11.13 P/E), one valuation lens rather than an overall verdict.
  • •BANFP converts more revenue to profit (32.25% vs 21.41% net margin).
  • •FFBC grew revenue faster over the past five years (13.90% vs 10.17% CAGR).
  • •BANFP pays the higher dividend yield (6.71% vs 3.21%).

Metrics side by side

Valuation

MetricBANFPFFBC
P/E ratio3.6211.13
Forward P/EN/A10.34
PEG ratio0.191.03
P/S ratio4.712.48
P/B ratio1.881.11

Profitability

MetricBANFPFFBC
Operating margin41.06%26.86%
Net margin32.25%21.41%
ROE12.87%9.55%

BFC Capital Trust II PFD TR 7.20%: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Financial Bancorp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBANFPFFBC
Dividend yield6.71%3.21%
Payout ratio24.29%35.69%

Growth (annualized)

MetricBANFPFFBC
Revenue CAGR (5Y)10.17%13.90%
EPS CAGR (5Y)18.81%10.95%
Total return CAGR (5Y)6.58%9.86%

Frequently asked

Which has the lower trailing P/E, BANFP or FFBC?
BANFP has the lower trailing P/E: BANFP trades at 3.62 and FFBC at 11.13. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BANFP or FFBC?
Over the past five years, FFBC grew revenue faster — BANFP at a 10.17% CAGR versus FFBC at 13.90%.
Does BANFP or FFBC pay a bigger dividend?
BANFP yields 6.71% and FFBC yields 3.21% based on trailing dividends and the latest price.
Is BANFP or FFBC more profitable?
BANFP runs the higher net margin — BANFP at 32.25% versus FFBC at 21.41%.
How have BANFP and FFBC total returns compared?
Over the past 10 years, BANFP delivered 6.51% and FFBC delivered 7.73% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.