American Express Company (AXP) vs Capital One Financial Corporation (COF)
A side-by-side comparison of American Express Company and Capital One Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.
AXP
American Express Company
$336.00Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
COF
Capital One Financial Corporation
$217.91Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET
Total return — AXP vs COF
growth of $100 · dividends reinvested · last 10yAXP +495.0% (+19.5%/yr)COF +274.7% (+14.1%/yr)AXP compounded faster over this window
AXP COF
AXP vs COF: by the numbers
- •AXP is the larger company ($226.90B vs $133.68B market cap).
- •COF trades at the lower trailing earnings multiple (13.48 vs 20.33 P/E), one valuation lens rather than an overall verdict.
- •AXP converts more revenue to profit (13.61% vs 13.38% net margin).
- •COF grew revenue faster over the past five years (20.29% vs 16.23% CAGR).
- •COF pays the higher dividend yield (1.38% vs 1.05%).
Metrics side by side
Valuation
| Metric | AXP | COF |
|---|---|---|
| P/E ratio | 20.33 | 13.48 |
| Forward P/E | 19.04 | 10.66 |
| P/S ratio | 2.71 | 1.72 |
| P/B ratio | 6.65 | 1.19 |
Profitability
| Metric | AXP | COF |
|---|---|---|
| Gross margin | 84.35% | 47.33% |
| Operating margin | 17.14% | 3.29% |
| Net margin | 13.61% | 13.38% |
| ROE | 33.39% | 9.24% |
Dividends
| Metric | AXP | COF |
|---|---|---|
| Dividend yield | 1.05% | 1.38% |
| Payout ratio | 22.97% | 74.44% |
Growth (annualized)
| Metric | AXP | COF |
|---|---|---|
| Revenue CAGR (5Y) | 16.23% | 20.29% |
| EPS CAGR (5Y) | 32.53% | -4.93% |
| Total return CAGR (5Y) | 17.45% | 7.18% |
Frequently asked
- Which has the lower trailing P/E, AXP or COF?
- COF has the lower trailing P/E: AXP trades at 20.33 and COF at 13.48. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or COF?
- Over the past five years, COF grew revenue faster — AXP at a 16.23% CAGR versus COF at 20.29%.
- Does AXP or COF pay a bigger dividend?
- AXP yields 1.05% and COF yields 1.38% based on trailing dividends and the latest price.
- Is AXP or COF more profitable?
- AXP runs the higher net margin — AXP at 13.61% versus COF at 13.38%.
- How have AXP and COF total returns compared?
- Over the past 10 years, AXP delivered 19.38% and COF delivered 14.21% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioCapital One Financial P/E ratioAmerican Express dividend yieldCapital One Financial dividend yieldAmerican Express ROECapital One Financial ROEAmerican Express operating marginCapital One Financial operating marginAmerican Express revenue growthCapital One Financial revenue growth
American Express & Capital One Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.