Is AX or ISBA cheaper?

On trailing earnings, AX is cheaper: AX trades at a 11.58 P/E and ISBA at 14.70.

Which has grown faster, AX or ISBA?

Over the past five years, AX grew revenue faster — AX at a 24.16% CAGR versus ISBA at 9.06%.

Does AX or ISBA pay a bigger dividend?

ISBA pays a dividend (2.81% yield) while AX does not currently pay one.

Is AX or ISBA more profitable?

AX runs the higher net margin — AX at 22.67% versus ISBA at 17.23%.

Which has been the better investment, AX or ISBA?

Over the past 10-year, AX delivered the higher annualized total return — AX at 19.23% versus ISBA at 8.34%. Past performance doesn't predict future results.

Axos Financial, Inc. (AX) vs Isabella Bank Corporation (ISBA)

AX leads on 7 of 12 compared metrics.

A side-by-side comparison of Axos Financial, Inc. and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 26, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Axos Financial, Inc.

$5.42B

$95.34Financial Services

ISBA

Isabella Bank Corporation

$292M

$39.85Financial Services

Total return — AX vs ISBA

growth of $100 · last 21y

AX +1878.0%ISBA +12.1%AX compounded faster

Log scale — wide-divergence pair

AX ISBA

AX vs ISBA: by the numbers

•AX is the larger company ($5.42B vs $292M market cap).
•AX trades at the lower earnings multiple (11.58 vs 14.70 P/E).
•AX converts more revenue to profit (22.67% vs 17.23% net margin).
•AX grew revenue faster over the past five years (24.16% vs 9.06% CAGR).
•ISBA pays a dividend (2.81% yield) while AX does not currently pay one.

Which is better, AX or ISBA?

Metric tally: AX 7 · ISBA 5

It depends on what you're optimizing for:

ValueAX(lower P/E)

GrowthAX(faster 5Y revenue CAGR)

QualityAX(higher ROIC)

Metrics side by side

Valuation

Metric	AX	ISBA
P/E ratio	11.58●	14.70
Forward P/E	11.23	11.23
P/S ratio	2.62	2.53●
P/B ratio	1.80	1.25●
PEG ratio	0.57	0.52●

Profitability

Metric	AX	ISBA
Gross margin	62.42%	71.36%●
Operating margin	30.78%●	20.07%
Net margin	22.67%●	17.23%
ROE	15.53%●	8.53%
ROIC	12.02%●	4.45%

Dividends

Metric	AX	ISBA
Dividend yield	—	2.81%
Payout ratio	—	43.75%

Growth (annualized)

Metric	AX	ISBA
Revenue CAGR (5Y)	24.16%●	9.06%
EPS CAGR (5Y)	20.39%●	13.32%
Total return CAGR (5Y)	15.04%	15.74%●

Frequently asked

Which is better, AX or ISBA?: It depends on your goal. value: AX (lower P/E); growth: AX (faster 5Y revenue CAGR); quality: AX (higher ROIC). Across all compared metrics, AX leads 7 to 5.
Is AX or ISBA cheaper?: On trailing earnings, AX is cheaper: AX trades at a 11.58 P/E and ISBA at 14.70.
Which has grown faster, AX or ISBA?: Over the past five years, AX grew revenue faster — AX at a 24.16% CAGR versus ISBA at 9.06%.
Does AX or ISBA pay a bigger dividend?: ISBA pays a dividend (2.81% yield) while AX does not currently pay one.
Is AX or ISBA more profitable?: AX runs the higher net margin — AX at 22.67% versus ISBA at 17.23%.
Which has been the better investment, AX or ISBA?: Over the past 10-year, AX delivered the higher annualized total return — AX at 19.23% versus ISBA at 8.34%. Past performance doesn't predict future results.

Go deeper

Full AX analysis Full ISBA analysis Interactive comparison tool

Dig into the metrics

Axos Financial P/E ratio Isabella Bank P/E ratio Axos Financial dividend yield Isabella Bank dividend yield Axos Financial ROE Isabella Bank ROE Axos Financial operating margin Isabella Bank operating margin Axos Financial revenue growth Isabella Bank revenue growth Axos Financial free cash flow Isabella Bank free cash flow

Axos Financial & Isabella Bank appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 26, 2026.