Which has the lower trailing P/E, AX or FFIN?

AX has the lower trailing P/E: AX trades at 10.56 and FFIN at 17.16. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AX or FFIN?

Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus FFIN at 11.61%.

Does AX or FFIN pay a bigger dividend?

FFIN pays a dividend (2.56% yield), while AX has no payments in the available dividend history.

Is AX or FFIN more profitable?

FFIN runs the higher net margin — AX at 22.39% versus FFIN at 31.16%.

How have AX and FFIN total returns compared?

Over the past 10 years, AX delivered 14.51% and FFIN delivered 7.63% annualized total return. Past performance doesn't predict future results.

Axos Financial, Inc. (AX) vs First Financial Bankshares, Inc. (FFIN)

A side-by-side comparison of Axos Financial, Inc. and First Financial Bankshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Axos Financial, Inc.

$5.09B

$89.45Financial ServicesDelayed quote: Oct 6, 2026, 11:05 AM EDT

FFIN

First Financial Bankshares, Inc.

$4.60B

$32.08Financial ServicesDelayed quote: Oct 6, 2026, 11:05 AM EDT

Total return — AX vs FFIN

growth of $100 · dividends reinvested · last 10y

AX +292.7% (+14.7%/yr)FFIN +111.6% (+7.8%/yr)AX compounded faster over this window

AX FFIN

AX vs FFIN: by the numbers

•AX is the larger company ($5.09B vs $4.60B market cap).
•AX trades at the lower trailing earnings multiple (10.56 vs 17.16 P/E), one valuation lens rather than an overall verdict.
•FFIN converts more revenue to profit (31.16% vs 22.39% net margin).
•AX grew revenue faster over the past five years (25.21% vs 11.61% CAGR).
•FFIN pays a dividend (2.56% yield), while AX has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	AX	FFIN
P/E ratio	10.56	17.16
Forward P/E	9.24	15.68
PEG ratio	0.56	3.80
P/S ratio	2.32	5.32
P/B ratio	1.61	2.30

Profitability

Metric	AX	FFIN
Operating margin	29.52%	38.00%
Net margin	22.39%	31.16%
ROE	15.49%	13.47%

Axos Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Financial Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	AX	FFIN
Dividend yield	N/A	2.56%
Payout ratio	N/A	43.85%

Growth (annualized)

Metric	AX	FFIN
Revenue CAGR (5Y)	25.21%	11.61%
EPS CAGR (5Y)	18.93%	4.62%
Total return CAGR (5Y)	10.50%	-5.53%

Frequently asked

Which has the lower trailing P/E, AX or FFIN?: AX has the lower trailing P/E: AX trades at 10.56 and FFIN at 17.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or FFIN?: Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus FFIN at 11.61%.
Does AX or FFIN pay a bigger dividend?: FFIN pays a dividend (2.56% yield), while AX has no payments in the available dividend history.
Is AX or FFIN more profitable?: FFIN runs the higher net margin — AX at 22.39% versus FFIN at 31.16%.
How have AX and FFIN total returns compared?: Over the past 10 years, AX delivered 14.51% and FFIN delivered 7.63% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AX analysis Full FFIN analysis Interactive comparison tool

Dig into the metrics

Axos Financial P/E ratio First Financial Bankshares P/E ratio First Financial Bankshares dividend yield Axos Financial ROE First Financial Bankshares ROE Axos Financial operating margin First Financial Bankshares operating margin Axos Financial revenue growth First Financial Bankshares revenue growth

Axos Financial & First Financial Bankshares appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.