Alerus Financial Corporation (ALRS) vs CNB Financial Corporation (CCNE)

A side-by-side comparison of Alerus Financial Corporation and CNB Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ALRS vs CCNE

growth of $100 · dividends reinvested · last 10y
ALRS +170.3% (+10.5%/yr)CCNE +122.7% (+8.3%/yr)ALRS compounded faster over this window
100150200250Start $10020182020202220242026$270$223
ALRS CCNE

ALRS vs CCNE: by the numbers

  • •CCNE is the larger company ($1.00B vs $816M market cap).
  • •CCNE trades at the lower trailing earnings multiple (10.93 vs 30.07 P/E), one valuation lens rather than an overall verdict.
  • •CCNE converts more revenue to profit (20.46% vs 8.33% net margin).
  • •CCNE grew revenue faster over the past five years (18.16% vs 5.76% CAGR).
  • •ALRS pays the higher dividend yield (2.65% vs 2.21%).

Metrics side by side

Valuation

MetricALRSCCNE
P/E ratio30.0710.93
Forward P/E10.779.56
PEG ratioN/A2.20
P/S ratio2.452.14
P/B ratio1.401.18

Profitability

MetricALRSCCNE
Operating margin10.36%23.26%
Net margin8.33%20.46%
ROE4.75%10.56%

Alerus Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricALRSCCNE
Dividend yield2.65%2.21%
Payout ratio79.63%24.19%

Growth (annualized)

MetricALRSCCNE
Revenue CAGR (5Y)5.76%18.16%
EPS CAGR (5Y)-23.13%4.96%
Total return CAGR (5Y)4.67%10.15%

Frequently asked

Which has the lower trailing P/E, ALRS or CCNE?
CCNE has the lower trailing P/E: ALRS trades at 30.07 and CCNE at 10.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ALRS or CCNE?
Over the past five years, CCNE grew revenue faster — ALRS at a 5.76% CAGR versus CCNE at 18.16%.
Does ALRS or CCNE pay a bigger dividend?
ALRS yields 2.65% and CCNE yields 2.21% based on trailing dividends and the latest price.
Is ALRS or CCNE more profitable?
CCNE runs the higher net margin — ALRS at 8.33% versus CCNE at 20.46%.
How have ALRS and CCNE total returns compared?
Over the past 10 years, ALRS delivered 9.99% and CCNE delivered 8.22% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.