Alerus Financial Corporation (ALRS) vs CNB Financial Corporation (CCNE)
A side-by-side comparison of Alerus Financial Corporation and CNB Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ALRS vs CCNE
growth of $100 · dividends reinvested · last 10yALRS vs CCNE: by the numbers
- •CCNE is the larger company ($1.00B vs $816M market cap).
- •CCNE trades at the lower trailing earnings multiple (10.93 vs 30.07 P/E), one valuation lens rather than an overall verdict.
- •CCNE converts more revenue to profit (20.46% vs 8.33% net margin).
- •CCNE grew revenue faster over the past five years (18.16% vs 5.76% CAGR).
- •ALRS pays the higher dividend yield (2.65% vs 2.21%).
Metrics side by side
Valuation
| Metric | ALRS | CCNE |
|---|---|---|
| P/E ratio | 30.07 | 10.93 |
| Forward P/E | 10.77 | 9.56 |
| PEG ratio | N/A | 2.20 |
| P/S ratio | 2.45 | 2.14 |
| P/B ratio | 1.40 | 1.18 |
Profitability
| Metric | ALRS | CCNE |
|---|---|---|
| Operating margin | 10.36% | 23.26% |
| Net margin | 8.33% | 20.46% |
| ROE | 4.75% | 10.56% |
Alerus Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ALRS | CCNE |
|---|---|---|
| Dividend yield | 2.65% | 2.21% |
| Payout ratio | 79.63% | 24.19% |
Growth (annualized)
| Metric | ALRS | CCNE |
|---|---|---|
| Revenue CAGR (5Y) | 5.76% | 18.16% |
| EPS CAGR (5Y) | -23.13% | 4.96% |
| Total return CAGR (5Y) | 4.67% | 10.15% |
Frequently asked
- Which has the lower trailing P/E, ALRS or CCNE?
- CCNE has the lower trailing P/E: ALRS trades at 30.07 and CCNE at 10.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ALRS or CCNE?
- Over the past five years, CCNE grew revenue faster — ALRS at a 5.76% CAGR versus CCNE at 18.16%.
- Does ALRS or CCNE pay a bigger dividend?
- ALRS yields 2.65% and CCNE yields 2.21% based on trailing dividends and the latest price.
- Is ALRS or CCNE more profitable?
- CCNE runs the higher net margin — ALRS at 8.33% versus CCNE at 20.46%.
- How have ALRS and CCNE total returns compared?
- Over the past 10 years, ALRS delivered 9.99% and CCNE delivered 8.22% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Alerus Financial & CNB Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.