Apple Inc. (AAPL) vs UnitedHealth Group Incorporated (UNH)
A side-by-side comparison of Apple Inc. and UnitedHealth Group Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: AAPL is classified in Technology; UNH is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
AAPL
Apple Inc.
$340.08TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
UNH
UnitedHealth Group Incorporated
$428.79HealthcareDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AAPL vs UNH
growth of $100 · dividends reinvested · last 30yAAPL +202236.7%UNH +12902.6%AAPL compounded faster
Log scale — wide-divergence pair
AAPL UNH
AAPL vs UNH: by the numbers
- •AAPL is the larger company ($4.99T vs $389.40B market cap).
- •UNH trades at the lower trailing earnings multiple (26.86 vs 40.74 P/E), one valuation lens rather than an overall verdict.
- •AAPL converts more revenue to profit (27.15% vs 3.14% net margin).
- •UNH grew revenue faster over the past five years (10.59% vs 6.76% CAGR).
- •UNH pays the higher dividend yield (2.14% vs 0.31%).
Metrics side by side
Valuation
| Metric | AAPL | UNH |
|---|---|---|
| P/E ratio | 40.74 | 26.86 |
| Forward P/E | 38.46 | 21.18 |
| P/S ratio | 11.02 | 0.84 |
| P/B ratio | 46.72 | 3.62 |
| PEG ratio | 1.51 | N/A |
| EV / EBITDA | 31.40 | 16.19 |
| FCF yield | 2.60% | 6.24% |
Profitability
| Metric | AAPL | UNH |
|---|---|---|
| Gross margin | 47.86% | 22.49% |
| Operating margin | 32.64% | 4.82% |
| Net margin | 27.15% | 3.14% |
| ROE | 115.10% | 13.51% |
| ROIC | 51.97% | 8.23% |
Dividends
| Metric | AAPL | UNH |
|---|---|---|
| Dividend yield | 0.31% | 2.14% |
| Payout ratio | 14.02% | 67.65% |
Growth (annualized)
| Metric | AAPL | UNH |
|---|---|---|
| Revenue CAGR (5Y) | 6.76% | 10.59% |
| EPS CAGR (5Y) | 17.73% | -4.06% |
| FCF CAGR (5Y) | 7.38% | -4.39% |
| Total return CAGR (5Y) | 18.69% | 1.90% |
Frequently asked
- Which has the lower trailing P/E, AAPL or UNH?
- UNH has the lower trailing P/E: AAPL trades at 40.74 and UNH at 26.86. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AAPL or UNH?
- Over the past five years, UNH grew revenue faster — AAPL at a 6.76% CAGR versus UNH at 10.59%.
- Does AAPL or UNH pay a bigger dividend?
- AAPL yields 0.31% and UNH yields 2.14% based on trailing dividends and the latest price.
- Is AAPL or UNH more profitable?
- AAPL runs the higher net margin — AAPL at 27.15% versus UNH at 3.14%.
- How have AAPL and UNH total returns compared?
- Over the past 10 years, AAPL delivered 30.55% and UNH delivered 13.27% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Apple P/E ratioUnitedHealth P/E ratioApple dividend yieldUnitedHealth dividend yieldApple ROEUnitedHealth ROEApple operating marginUnitedHealth operating marginApple revenue growthUnitedHealth revenue growthApple free cash flowUnitedHealth free cash flow
Apple & UnitedHealth appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.