Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 0.86 is 23% below its 4-year average of 1.12, around the middle of its 4-year range (0.00–1.40).
As of the fiscal period ended Wednesday, December 31, 2025. 13.62% below its 12-month average of 1.00.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2025-12-31): 0.86.
QUICK RATIO (ACID-TEST)
0.86
QUICK RATIO (ACID-TEST) AVG TTM
1.00
QUICK RATIO (ACID-TEST) AVG 3Y
1.13
QUICK RATIO (ACID-TEST) AVG 5Y
N/A
QUICK RATIO (ACID-TEST) AVG 10Y
N/A
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
-13.62%
CURRENT VS 3Y AVG
-23.47%
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.42
median of 205 covered companies
CURRENT VS SECTOR MEDIAN
-39.16%
vs the sector median at left
Zhibao Technology Inc. Class A Ordinary Shares
Market Cap
$2.83M
Quick Ratio (Acid-Test)
0.86
TTM Avg
1.00
3Y Avg
1.13
5Y Avg
N/A
Market Cap
$3.01M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.95M
Quick Ratio (Acid-Test)
0.23
TTM Avg
0.40
3Y Avg
1.15
5Y Avg
1.15
Market Cap
$1.39M
Quick Ratio (Acid-Test)
1.63
TTM Avg
1.45
3Y Avg
1.17
5Y Avg
0.85
Market Cap
$1.22M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$4.74M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Zhibao Technology Inc. Class A Ordinary Shares (ZBAO) | $2.83M | 0.86 | 1.00 | 1.13 | N/A |
| SC II Acquisition Corp. Class A ordinary share (SCII)vs › | $3.01M | N/A | N/A | N/A | N/A |
| Abits Group Inc. (ABTS)vs › | $3.69M | N/A | N/A | N/A | N/A |
| Nexus Advanced Technologies Inc. (NXAT)vs › | $1.95M | 0.23 | 0.40 | 1.15 | 1.15 |
| Beneficient (BENF)vs › | $1.45M | N/A | N/A | N/A | N/A |
| Reliance Global Group, Inc. (EZRA)vs › | $1.39M | 1.63 | 1.45 | 1.17 | 0.85 |
| CaliberCos Inc. (CWD)vs › | $4.39M | 0.04 | 0.92 | 2.11 | 2.29 |
| Newbridge Acquisition Limited Class A Ordinary Share (NBRG)vs › | $1.22M | N/A | N/A | N/A | N/A |
| Sentage Holdings Inc. (SNTG)vs › | $4.74M | N/A | N/A | N/A | N/A |
| Solowin Holdings Ordinary Share (AXG)vs › | $4.87M | N/A | N/A | N/A | N/A |
Quick Ratio
0.86
Excludes inventory
Current Ratio
0.86
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2025-12-31 | 0.86 |
| 2025-09-30 | 0.86 |
| 2025-06-30 | 1.00 |
| 2024-12-31 | 1.27 |
| 2024-09-30 | 1.27 |
| 2024-06-30 | 1.40 |
| 2024-03-31 | 1.40 |
| 2023-12-31 | 1.01 |
| 2023-09-30 | 1.01 |
| 2023-06-30 | 1.21 |
| 2023-03-31 | 1.21 |
| 2022-12-31 | 1.05 |
| 2022-09-30 | 1.05 |
| 2022-06-30 | 1.10 |
| 2022-03-31 | 1.10 |
| 2021-12-31 | 0.00 |
| 2021-09-30 | 0.00 |
