Valley National Bancorp (VLY) Quick Ratio: History & Chart

Valley National Bancorp(VLY)

Banks - Regional · Morristown, NJ

$12.82+0.15 (+1.18%)

Delayed quote: Oct 2, 2026, 4:00 PM EDT

About Valley National Bancorp

Valley National Bancorp, the holding company for Valley National Bank, delivers an extensive array of financial services encompassing commercial, retail, insurance, and wealth management. Its operations are organized into three core segments: Commercial Lending, Consumer Lending, and Investment Management. The institution accepts a variety of deposits, including non-interest-bearing, savings, NOW, money market, and time accounts. Its diverse lending portfolio features commercial and industrial loans, commercial and residential real estate mortgages, automobile financing, and loans backed by the cash surrender value of life insurance. Valley National also provides home equity loans and credit lines, as well as other secured and unsecured consumer loans. The company strategically invests in various securities and interest-bearing deposits with other banks. For international clients, it offers services like standby and documentary letters of credit, foreign exchange transactions, documentary collections, international wire transfers, and transaction accounts for non-resident aliens. Furthermore, the company furnishes investment services for individuals and small to medium-sized businesses, alongside trusts and custom-tailored investment strategies for a range of retirement plans. Its comprehensive trust offerings include living and testamentary trusts, investment management, custodial and escrow services, and estate administration. Additional services comprise tax credit advisory, a full spectrum of insurance agency services (property, casualty, life, health, and title), healthcare equipment lending, other commercial equipment leasing, and real estate-related investments. Customers benefit from modern conveniences such as online, mobile, and telephone banking, overdraft protection, drive-in and night deposit options, ATMs, remote deposit capture, and safe deposit boxes. As of December 31, 2021, Valley National Bancorp operated 232 branch locations across New Jersey, New York, Florida, and Alabama. The company was founded in 1927 and maintains its headquarters in New York, New York.

Morristown, NJ

3,675 employees

www.valley.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Ira D. Robbins

View full financials

VLY Quick Ratio (Acid-Test) Metrics

QUICK RATIO (ACID-TEST)

0.17

QUICK RATIO (ACID-TEST) AVG TTM

2.10

QUICK RATIO (ACID-TEST) AVG 3Y

0.04

QUICK RATIO (ACID-TEST) AVG 5Y

0.04

QUICK RATIO (ACID-TEST) AVG 10Y

0.06

QUICK RATIO (ACID-TEST) AVG 15Y

0.07

QUICK RATIO (ACID-TEST) AVG 20Y

0.07

CURRENT VS TTM AVG

-91.80%

CURRENT VS 3Y AVG

+390.81%

CURRENT VS 5Y AVG

+330.71%

CURRENT VS 10Y AVG

+206.24%

CURRENT VS 15Y AVG

+141.60%

CURRENT VS 20Y AVG

+143.69%

SECTOR MEDIAN · FINANCIAL SERVICES

1.22

median of 113 covered companies

CURRENT VS SECTOR MEDIAN

-85.90%

vs the sector median at left

NAME	MARKET CAP	QUICK RATIO (ACID-TEST)	TTM	3Y	5Y
Valley National Bancorp (VLY)	$7.10B	0.17	2.10	0.04	0.04
Kinsale Capital Group, Inc. (KNSL)vs ›	$7.51B	0.41	1.07	1.20	1.22
PIMCO Dynamic Income Fund (PDI)vs ›	$6.65B	0.39	1.53	1.40	1.56
Galaxy Digital (GLXY)vs ›	$7.65B	1.50	1.56	1.52	1.35
TeraWulf Inc. (WULF)vs ›	$7.68B	0.75	3.71	1.98	2.18
MarketAxess Holdings Inc. (MKTX)vs ›	$5.78B	1.76	3.13	2.83	3.07
Voya Financial, Inc. (VOYA)vs ›	$8.76B	6.93	56.53	9772.66	22842.44
RLI Corp. (RLI)vs ›	$5.13B	0.48	0.90	1.01	1.04
Main Street Capital Corporation (MAIN)vs ›	$5.12B	0.94	226.86	114.79	77.09
Axos Financial, Inc. (AX)vs ›	$5.06B	0.07	0.09	0.12	0.12

NAME

MARKET CAP

QUICK RATIO (ACID-TEST)

TTM

Valley National Bancorp (VLY)

$7.10B

0.17

2.10

0.04

Kinsale Capital Group, Inc. (KNSL)vs ›

$7.51B

0.41

1.07

1.20

1.22

PIMCO Dynamic Income Fund (PDI)vs ›

$6.65B

0.39

1.53

1.40

1.56

Galaxy Digital (GLXY)vs ›

$7.65B

1.50

1.56

1.52

1.35

TeraWulf Inc. (WULF)vs ›

$7.68B

0.75

3.71

1.98

2.18

MarketAxess Holdings Inc. (MKTX)vs ›

$5.78B

1.76

3.13

2.83

3.07

Voya Financial, Inc. (VOYA)vs ›

$8.76B

6.93

56.53

9772.66

22842.44

RLI Corp. (RLI)vs ›

$5.13B

0.48

0.90

1.01

1.04

Main Street Capital Corporation (MAIN)vs ›

$5.12B

0.94

226.86

114.79

77.09

Axos Financial, Inc. (AX)vs ›

$5.06B

0.07

0.09

0.12

Quick Ratio (Acid-Test) FAQ

What is the quick ratio (acid-test) for Valley National Bancorp (VLY)?

The quick ratio (acid-test) for VLY stock is 0.17.

Is Valley National Bancorp's quick ratio (acid-test) high or low?

The quick ratio (acid-test) of 0.17 is 331% above its 5-year average of 0.04, near the low end of its 5-year range (0.02–9.49).

What is the TTM average quick ratio (acid-test) for Valley National Bancorp (VLY)?

The TTM average quick ratio (acid-test) for VLY stock is 2.10.

What is the 3Y average quick ratio (acid-test) for Valley National Bancorp (VLY)?

The 3Y average quick ratio (acid-test) for VLY stock is 0.04.

What is the 5Y average quick ratio (acid-test) for Valley National Bancorp (VLY)?

The 5Y average quick ratio (acid-test) for VLY stock is 0.04.

What is the 10Y average quick ratio (acid-test) for Valley National Bancorp (VLY)?

The 10Y average quick ratio (acid-test) for VLY stock is 0.06.

What is the 15Y average quick ratio (acid-test) for Valley National Bancorp (VLY)?

The 15Y average quick ratio (acid-test) for VLY stock is 0.07.

What is the 20Y average quick ratio (acid-test) for Valley National Bancorp (VLY)?

The 20Y average quick ratio (acid-test) for VLY stock is 0.07.

DATE	QUICK RATIO (ACID-TEST)
2026-06-30	0.17
2026-03-31	9.49
2025-12-31	0.75
2025-09-30	0.04
2025-06-30	0.04
2025-03-31	0.04
2024-12-31	0.05
2024-09-30	0.03
2024-06-30	0.03
2024-03-31	0.02
2023-12-31	0.05
2023-09-30	0.03
2023-06-30	0.04
2023-03-31	0.11
2022-12-31	0.05
2022-09-30	0.03
2022-06-30	0.03
2022-03-31	0.02
2021-12-31	0.09
2021-09-30	0.05
2021-06-30	0.06
2021-03-31	0.05
2020-12-31	0.08
2020-09-30	0.04
2020-06-30	0.06
2020-03-31	0.04
2019-12-31	0.07
2019-09-30	0.02
2019-06-30	0.02
2019-03-31	0.02
2018-12-31	0.08
2018-09-30	0.02
2018-06-30	0.02
2018-03-31	0.03
2017-12-31	0.10
2017-09-30	0.10
2017-06-30	0.10
2017-03-31	0.10
2016-12-31	0.09
2016-09-30	0.09
2016-06-30	0.09
2016-03-31	0.11
2015-12-31	0.11
2015-09-30	0.08
2015-06-30	0.09
2015-03-31	0.12
2014-12-31	0.12
2014-09-30	0.10
2014-06-30	0.10
2014-03-31	0.11
2013-12-31	0.10
2013-09-30	0.12
2013-06-30	0.15
2013-03-31	0.17
2012-12-31	0.14
2012-09-30	0.06
2012-06-30	0.05
2012-03-31	0.05
2011-12-31	0.10
2011-09-30	0.05
2011-06-30	0.07
2011-03-31	0.05
2010-12-31	0.15
2010-09-30	0.05
2010-06-30	0.05
2010-03-31	0.08
2009-12-31	0.20
2009-09-30	0.06
2009-06-30	0.04
2009-03-31	0.09
2008-12-31	0.19
2008-09-30	0.05
2008-06-30	0.04
2008-03-31	0.04
2007-12-31	0.20
2007-09-30	0.03
2007-06-30	0.03
2007-03-31	0.03
2006-12-31	0.22
2006-09-30	0.03
2006-06-30	0.03
2006-03-31	0.03
2005-12-31	0.24
2005-09-30	0.03
2005-06-30	0.04
2005-03-31	0.03
2004-12-31	0.03
2004-09-30	0.03
2004-06-30	0.04
2004-03-31	0.03
2003-12-31	0.03
2003-09-30	0.04
2003-06-30	0.04
2003-03-31	0.04
2002-12-31	0.04
2002-09-30	0.04

DATE

QUICK RATIO (ACID-TEST)

2026-06-30

0.17

2026-03-31

9.49

2025-12-31

0.75

2025-09-30

0.04

2025-06-30

0.04

2025-03-31

0.04

2024-12-31

0.05

2024-09-30

0.03

2024-06-30

0.03

2024-03-31

0.02

2023-12-31

0.05

2023-09-30

0.03

2023-06-30

0.04

2023-03-31

0.11

2022-12-31

0.05

2022-09-30

0.03

2022-06-30

0.03

2022-03-31

0.02

2021-12-31

0.09

2021-09-30

0.05

2021-06-30

0.06

2021-03-31

0.05

2020-12-31

0.08

2020-09-30

0.04

2020-06-30

0.06

2020-03-31

0.04

2019-12-31

0.07

2019-09-30

0.02

2019-06-30

0.02

2019-03-31

0.02

2018-12-31

0.08

2018-09-30

0.02

2018-06-30

0.02

2018-03-31

0.03

2017-12-31

0.10

2017-09-30

0.10

2017-06-30

0.10

2017-03-31

0.10

2016-12-31

0.09

2016-09-30

0.09

2016-06-30

0.09

2016-03-31

0.11

2015-12-31

0.11

2015-09-30

0.08

2015-06-30

0.09

2015-03-31

0.12

2014-12-31

0.12

2014-09-30

0.10

2014-06-30

0.10

2014-03-31

0.11

2013-12-31

0.10

2013-09-30

0.12

2013-06-30

0.15

2013-03-31

0.17

2012-12-31

0.14

2012-09-30

0.06

2012-06-30

0.05

2012-03-31

0.05

2011-12-31

0.10

2011-09-30

0.05

2011-06-30

0.07

2011-03-31

0.05

2010-12-31

0.15

2010-09-30

0.05

2010-06-30

0.05

2010-03-31

0.08

2009-12-31

0.20

2009-09-30

0.06

2009-06-30

0.04

2009-03-31

0.09

2008-12-31

0.19

2008-09-30

0.05

2008-06-30

0.04

2008-03-31

0.04

2007-12-31

0.20

2007-09-30

0.03

2007-06-30

0.03

2007-03-31

0.03

2006-12-31

0.22

2006-09-30

0.03

2006-06-30

0.03

2006-03-31

0.03

2005-12-31

0.24

2005-09-30

0.03

2005-06-30

0.04

2005-03-31

0.03

2004-12-31

0.03

2004-09-30

0.03

2004-06-30

0.04

2004-03-31

0.03

2003-12-31

0.03

2003-09-30

0.04

2003-06-30

0.04

2003-03-31

0.04

2002-12-31

0.04

2002-09-30

0.04

Quick Ratio (Acid-Test): 0.17

VLY Quick Ratio

VLY Average Quick Ratio (Acid-Test) Chart

VLY Current vs Average Quick Ratio (Acid-Test) Chart

VLY Quick Ratio (Acid-Test) Metrics

VLY Competitors' Quick Ratio (Acid-Test)

Liquidity Comparison

Quick Ratio (Acid-Test) Formula & Definition

Quick Ratio (Acid-Test) FAQ

VLY Quick Ratio (Acid-Test) History

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