SoFi Technologies, Inc. (SOFI) Operating Cash Flow CAGR:N/A(TTM)
Operating cash flow CAGR uses precomputed cash-flow statement history (cash from operations, before capital expenditures).
Over the past 12 months, SoFi Technologies, Inc.'s Operating Cash Flow CAGR is N/A.The TTM figure compares the trailing 12 months (sum of the latest four quarters) with the 12 months before that. Rows in the history table compare fiscal years, and the quarterly table compares single quarters; the three measure different windows and will differ. Operating cash flow CAGR measures the compound annual growth rate of the cash SoFi Technologies, Inc. generates from its core business operations, before capital expenditures, computed from rolling-twelve-month cash-flow statement history.
SOFI Operating Cash Flow CAGR Chart
SOFI Quarterly Operating Cash Flow Growth (YoY)
Operating Cash Flow growth vs the same quarter one year earlier, last 15 quarters.
SOFI Operating Cash Flow CAGR History
| Year | Start OCF | End OCF | Change | % Change | CAGR |
|---|---|---|---|---|---|
| 2025 | $-1.12B | $-3.74B | $-2.62B | N/A | N/A |
| 2024 | $-7.23B | $-1.12B | +$6.11B | N/A | N/A |
| 2023 | $-7.26B | $-7.23B | +$28.72M | N/A | N/A |
| 2022 | $-1.35B | $-7.26B | $-5.91B | N/A | N/A |
| 2021 | $-479.34M | $-1.35B | $-870.88M | N/A | N/A |
| 2020 | $-54.73M | $-479.34M | $-424.60M | N/A | N/A |
| 2019 | $1.02B | $-54.73M | $-1.08B | -105.35% | N/A |
| 2018 | $76.79M | $1.02B | +$946.49M | +1232.53% | +1232.53% |
Quarterly Operating Cash Flow: QoQ & YoY
| Quarter | Value | QoQ | YoY |
|---|---|---|---|
| Q1 2026 | $119.10M | — | — |
| Q4 2025 | -$991.18M | — | -395.3% |
| Q3 2025 | $72.94M | — | — |
| Q2 2025 | -$1.47B | — | -202.8% |
| Q1 2025 | $21.50M | — | -97.1% |
| Q4 2024 | -$200.10M | +82.9% | +19.3% |
| Q3 2024 | -$1.17B | -142.3% | +56.3% |
| Q2 2024 | -$484.37M | — | +76.7% |
| Q1 2024 | $738.25M | — | — |
| Q4 2023 | -$247.94M | +90.8% | +89.7% |
| Q3 2023 | -$2.69B | -29.2% | +6.7% |
| Q2 2023 | -$2.08B | +6.0% | -120.0% |
| Q1 2023 | -$2.21B | +8.5% | -118.8% |
| Q4 2022 | -$2.42B | +16.0% | -95.7% |
| Q3 2022 | -$2.88B | -204.6% | -1365.5% |
| Q2 2022 | -$945.50M | +6.5% | -267.3% |
QoQ = change vs the prior quarter; YoY = change vs the same quarter a year earlier.
About SoFi Technologies, Inc.
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Anthony J. Noto