Basis: Trailing twelve months (TTM net income over TTM revenue). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the net profit margin high or low?
The net profit margin of 11.45% is 21% above its 5-year average of 9.49%, near the high end of its 5-year range (-1.48%–13.94%).
1.59% below its 12-month average of 11.63%.
Reported quarterly profit margin; no daily interpolation. Q2 FY2026 (2026-06-30): 10.28%.
NET PROFIT MARGIN
11.45%
NET PROFIT MARGIN AVG TTM
11.63%
NET PROFIT MARGIN AVG 3Y
11.51%
NET PROFIT MARGIN AVG 5Y
9.49%
NET PROFIT MARGIN AVG 10Y
N/A
NET PROFIT MARGIN AVG 15Y
N/A
NET PROFIT MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-1.59%
CURRENT VS 3Y AVG
-0.53%
CURRENT VS 5Y AVG
+20.70%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.21%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-13.29%
vs the sector median at left
Skyward Specialty Insurance Group, Inc.
Market Cap
$2.29B
Net Profit Margin
11.45%
TTM Avg
11.63%
3Y Avg
11.51%
5Y Avg
9.49%
Market Cap
$2.29B
Net Profit Margin
20.51%
TTM Avg
19.08%
3Y Avg
24.53%
5Y Avg
32.05%
Market Cap
$2.28B
Net Profit Margin
4.69%
TTM Avg
-7.00%
3Y Avg
-17.64%
5Y Avg
-8.67%
Market Cap
$2.28B
Net Profit Margin
31.24%
TTM Avg
22.13%
3Y Avg
24.85%
5Y Avg
24.91%
Market Cap
$2.27B
Net Profit Margin
26.72%
TTM Avg
23.84%
3Y Avg
25.18%
5Y Avg
26.98%
Market Cap
$2.25B
Net Profit Margin
13.22%
TTM Avg
7.93%
3Y Avg
11.55%
5Y Avg
13.20%
Market Cap
$2.22B
Net Profit Margin
-18.14%
TTM Avg
18.36%
3Y Avg
18.36%
5Y Avg
18.36%
Market Cap
$2.22B
Net Profit Margin
3.08%
TTM Avg
1.54%
3Y Avg
0.02%
5Y Avg
-2.16%
| NAME | MARKET CAP | NET PROFIT MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Skyward Specialty Insurance Group, Inc. (SKWD) | $2.29B | 11.45% | 11.63% | 11.51% | 9.49% |
| Merchants Bancorp (MBIN)vs › | $2.29B | 20.51% | 19.08% | 24.53% | 32.05% |
| Upstart Holdings, Inc. (UPST)vs › | $2.28B | 4.69% | -7.00% | -17.64% | -8.67% |
| Banner Corporation (BANR)vs › | $2.28B | 31.24% | 22.13% | 24.85% | 24.91% |
| Stock Yards Bancorp, Inc. (SYBT)vs › | $2.27B | 26.72% | 23.84% | 25.18% | 26.98% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 13.22% | 7.93% | 11.55% | 13.20% |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | -18.14% | 18.36% | 18.36% | 18.36% |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 3.08% | 1.54% | 0.02% | -2.16% |
| WaFd, Inc. (WAFD)vs › | $2.21B | 18.47% | 15.00% | 21.43% | 23.06% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.37B | 31.79% | 130.00% | -165.98% | -84.42% |
Operating Margin
14.7%
Net Profit Margin
11.4%
Net Profit Margin = Net Income / Revenue
Net profit margin is the percentage of revenue that becomes net income after all expenses, taxes, and interest.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | NET PROFIT MARGIN |
|---|---|
| 2026-06-30 | 10.28% |
| 2026-03-31 | 12.57% |
| 2025-12-31 | 11.21% |
| 2025-09-30 | 12.01% |
| 2025-06-30 | 12.11% |
| 2025-03-31 | 12.72% |
| 2024-12-31 | 4.73% |
| 2024-09-30 | 12.14% |
| 2024-06-30 | 11.17% |
| 2024-03-31 | 13.94% |
| 2023-12-31 | 11.76% |
| 2023-09-30 | 9.08% |
| 2023-06-30 | 9.15% |
| 2023-03-31 | 7.99% |
| 2022-12-31 | 10.81% |
| 2022-09-30 | -1.48% |
| 2022-06-30 | 3.57% |
| 2022-03-31 | 11.37% |
| 2021-12-31 | 0.91% |
| 2021-09-30 | 7.37% |
| 2021-06-30 | 4.85% |
| 2021-03-31 | 6.10% |
| 2020-12-31 | -16.67% |
| 2020-09-30 | -16.67% |
| 2020-06-30 | -16.67% |
| 2020-03-31 | -16.67% |
