Basis: Latest reported fiscal year. Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.16%.
YIELD ON COST (YOC)
1.16%
SCHW now pays $1.18 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-07-20) | $27.92 | 4.23% |
| 5 years ago(2021-07-28) | $67.85 | 1.74% |
| 3 years ago(2023-07-19) | $66.04 | 1.79% |
| 1 year ago(2025-07-23) | $95.15 | 1.24% |
| Buying today(at $103.52) | $103.52 | 1.16% |
Projection: starting from today's 1.16% yield, assuming the dividend keeps compounding at its historical 8.4% rate. Boards set dividends each year, so actual figures will differ.
Today
1.16%
In 3 years
1.74%
In 5 years
2.27%
In 10 years
4.47%
Try your own purchase price, dividend and growth rate for The Charles Schwab Corporation (SCHW).
Starting Yield
1.14%
Ending YOC
3.85%
Year 15 Dividend
$3.98
Cum. Dividends Recd.
$35.99
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.18 | N/A | 1.14% | $0.00 |
| Year 1 | $1.28 | +8.45% | 1.24% | $1.28 |
| Year 2 | $1.39 | +8.45% | 1.34% | $2.67 |
| Year 3 | $1.51 | +8.45% | 1.45% | $4.17 |
| Year 4 | $1.63 | +8.45% | 1.58% | $5.80 |
| Year 5 | $1.77 | +8.45% | 1.71% | $7.58 |
| Year 6 | $1.92 | +8.45% | 1.85% | $9.50 |
| Year 7 | $2.08 | +8.45% | 2.01% | $11.58 |
| Year 8 | $2.26 | +8.45% | 2.18% | $13.84 |
| Year 9 | $2.45 | +8.45% | 2.37% | $16.28 |
| Year 10 | $2.66 | +8.45% | 2.57% | $18.94 |
| Year 11 | $2.88 | +8.45% | 2.78% | $21.82 |
| Year 12 | $3.12 | +8.45% | 3.02% | $24.94 |
| Year 13 | $3.39 | +8.45% | 3.27% | $28.33 |
| Year 14 | $3.67 | +8.45% | 3.55% | $32.00 |
| Year 15 | $3.98 | +8.45% | 3.85% | $35.99 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
