Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the quick ratio (acid-test) high or low?
The quick ratio (acid-test) of 1.39 is 13% below its 5-year average of 1.59, near the low end of its 5-year range (1.32–1.92).
As of the fiscal period ended Tuesday, June 30, 2026. 9.57% below its 12-month average of 1.54.
Reported quarterly quick ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 1.39.
QUICK RATIO (ACID-TEST)
1.39
QUICK RATIO (ACID-TEST) AVG TTM
1.54
QUICK RATIO (ACID-TEST) AVG 3Y
1.61
QUICK RATIO (ACID-TEST) AVG 5Y
1.59
QUICK RATIO (ACID-TEST) AVG 10Y
1.80
QUICK RATIO (ACID-TEST) AVG 15Y
N/A
QUICK RATIO (ACID-TEST) AVG 20Y
N/A
CURRENT VS TTM AVG
-9.57%
CURRENT VS 3Y AVG
-13.51%
CURRENT VS 5Y AVG
-12.70%
CURRENT VS 10Y AVG
-22.95%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.42
median of 205 covered companies
CURRENT VS SECTOR MEDIAN
-2.15%
vs the sector median at left
CPI Card Group Inc.
Market Cap
$285.28M
Quick Ratio (Acid-Test)
1.39
TTM Avg
1.54
3Y Avg
1.61
5Y Avg
1.59
Market Cap
$285.53M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$285.82M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$284.05M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.54M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.38M
Quick Ratio (Acid-Test)
0.22
TTM Avg
2.81
3Y Avg
2.81
5Y Avg
2.81
Market Cap
$288.65M
Quick Ratio (Acid-Test)
0.70
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.81M
Quick Ratio (Acid-Test)
5.10
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.65M
Quick Ratio (Acid-Test)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | QUICK RATIO (ACID-TEST) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CPI Card Group Inc. (PMTS) | $285.28M | 1.39 | 1.54 | 1.61 | 1.59 |
| Franklin Financial Services Corporation (FRAF)vs › | $285.53M | N/A | N/A | N/A | N/A |
| Ames National Corporation (ATLO)vs › | $285.82M | N/A | N/A | N/A | N/A |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.05M | N/A | N/A | N/A | N/A |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $283.54M | N/A | N/A | N/A | N/A |
| Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs › | $283.38M | 0.22 | 2.81 | 2.81 | 2.81 |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | 0.70 | N/A | N/A | N/A |
| X3 Acquisition Corp. Ltd. (XCBE)vs › | $281.81M | 5.10 | N/A | N/A | N/A |
| First United Corporation (FUNC)vs › | $281.65M | N/A | N/A | N/A | N/A |
| Isabella Bank Corporation (ISBA)vs › | $281.09M | N/A | N/A | N/A | N/A |
Quick Ratio
1.39
Excludes inventory
Current Ratio
2.09
Includes inventory
Quick Ratio = (Current Assets − Inventory) / Current Liabilities
The quick ratio is a stricter liquidity measure that excludes inventory, showing the ability to meet short-term obligations with the most liquid assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | QUICK RATIO (ACID-TEST) |
|---|---|
| 2026-06-30 | 1.39 |
| 2026-03-31 | 1.66 |
| 2025-12-31 | 1.58 |
| 2025-09-30 | 1.53 |
| 2025-06-30 | 1.52 |
| 2025-03-31 | 1.80 |
| 2024-12-31 | 1.72 |
| 2024-09-30 | 1.42 |
| 2024-06-30 | 1.36 |
| 2024-03-31 | 1.32 |
| 2023-12-31 | 1.92 |
| 2023-09-30 | 1.90 |
| 2023-06-30 | 1.76 |
| 2023-03-31 | 1.72 |
| 2022-12-31 | 1.46 |
| 2022-09-30 | 1.63 |
| 2022-06-30 | 1.37 |
| 2022-03-31 | 1.48 |
| 2021-12-31 | 1.35 |
| 2021-09-30 | 1.76 |
| 2021-06-30 | 1.77 |
| 2021-03-31 | 2.18 |
| 2020-12-31 | 2.24 |
| 2020-09-30 | 2.55 |
| 2020-06-30 | 2.53 |
| 2020-03-31 | 2.85 |
| 2019-12-31 | 1.73 |
| 2019-09-30 | 1.85 |
| 2019-06-30 | 1.94 |
| 2019-03-31 | 1.75 |
| 2018-12-31 | 1.81 |
| 2018-09-30 | 2.14 |
| 2018-06-30 | 1.98 |
| 2018-03-31 | 2.41 |
| 2017-12-31 | 2.12 |
| 2017-09-30 | 2.09 |
| 2017-06-30 | 1.78 |
| 2017-03-31 | 1.73 |
| 2016-12-31 | 2.07 |
| 2016-09-30 | 2.04 |
| 2016-06-30 | 1.78 |
| 2016-03-31 | 2.08 |
| 2015-12-31 | 1.79 |
| 2015-09-30 | 1.56 |
| 2015-06-30 | 2.00 |
| 2015-03-31 | 1.84 |
| 2014-12-31 | 1.83 |
| 2014-09-30 | 0.00 |
| 2014-06-30 | 0.00 |
| 2014-03-31 | 0.00 |