Basis: Current FMP quote-based enterprise value / four-quarter operating income plus matched D&A. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EV/EBITDA ratio high or low?
The EV/EBITDA ratio of 6.93x is in line with its estimated 5-year average of 6.89x, around the middle of its estimated 5-year range (4.50x–9.65x).
As of 2026-10-06T18:47:39.540Z. 5.55% above its estimated 12-month average of 6.57x.
Calculation as of: 2026-10-06T18:47:39.540Z.
Quote observation: 2026-10-06T18:44:57.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 11874e721c992b4dbb5aaa0add56e62b8f4038ceaa03b4f8bb8e92c28f221bce
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
EV/EBITDA RATIO
6.93x
EV/EBITDA RATIO AVG TTM
6.57x
EV/EBITDA RATIO AVG 3Y
6.90x
EV/EBITDA RATIO AVG 5Y
6.89x
EV/EBITDA RATIO AVG 10Y
7.74x
EV/EBITDA RATIO AVG 15Y
N/A
EV/EBITDA RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
+5.55%
CURRENT VS 3Y AVG
+0.44%
CURRENT VS 5Y AVG
+0.52%
CURRENT VS 10Y AVG
-10.46%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
12.61x
median of 31 covered companies
CURRENT VS SECTOR MEDIAN
-45.04%
vs the sector median at left
CPI Card Group Inc.
Market Cap
$284.25M
EV/EBITDA Ratio
6.93x
TTM Avg
6.57x
3Y Avg
6.90x
5Y Avg
6.89x
Market Cap
$284.63M
EV/EBITDA Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$284.05M
EV/EBITDA Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.54M
EV/EBITDA Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$285.38M
EV/EBITDA Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$283.11M
EV/EBITDA Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$281.81M
EV/EBITDA Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$279.94M
EV/EBITDA Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | EV/EBITDA RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| CPI Card Group Inc. (PMTS) | $284.25M | 6.93x | 6.57x | 6.90x | 6.89x |
| Franklin Financial Services Corporation (FRAF)vs › | $284.63M | N/A | N/A | N/A | N/A |
| Inflection Point Acquisition Corp. VIII (IPHX)vs › | $284.05M | N/A | N/A | N/A | N/A |
| Great Elm Capital Corp. 7.75% Notes Due 2030 (GECCG)vs › | $283.54M | N/A | N/A | N/A | N/A |
| Ames National Corporation (ATLO)vs › | $285.38M | N/A | N/A | N/A | N/A |
| Thayer Ventures Acquisition Corporation II Class A Ordinary Shares (TVAI)vs › | $283.11M | N/A | N/A | N/A | N/A |
| X3 Acquisition Corp. Ltd. (XCBE)vs › | $281.81M | N/A | N/A | N/A | N/A |
| First United Corporation (FUNC)vs › | $281.19M | N/A | N/A | N/A | N/A |
| Western New England Bancorp, Inc. (WNEB)vs › | $279.94M | N/A | N/A | N/A | N/A |
| HCM IV Acquisition Corp. Class A Ordinary Share (HACQ)vs › | $288.65M | N/A | N/A | N/A | N/A |
At 6.9, EV/EBITDA is below its estimated 11-year median — higher than 32% of readings in its estimated 11-year history.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
estimated 11-year low
4.5
median
7.9
estimated 11-year high
897.3
EV/EBITDA = Enterprise Value / EBITDA (TTM)
Enterprise value to EBITDA is a capital-structure-neutral valuation multiple, useful for comparing companies with different debt levels and tax rates.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EV/EBITDA RATIO |
|---|---|
| 2026-10-05 | 7.07x |
| 2026-10-02 | 7.09x |
| 2026-10-01 | 7.06x |
| 2026-09-30 | 7.04x |
| 2026-09-29 | 7.08x |
| 2026-09-28 | 7.08x |
| 2026-09-25 | 7.08x |
| 2026-09-24 | 7.01x |
| 2026-09-23 | 7.02x |
| 2026-09-22 | 7.11x |
| 2026-09-21 | 7.06x |
| 2026-09-18 | 6.98x |
| 2026-09-17 | 6.99x |
| 2026-09-16 | 6.92x |
| 2026-09-15 | 7.01x |
| 2026-09-14 | 7.00x |
| 2026-09-11 | 6.73x |
| 2026-09-10 | 7.41x |
| 2026-09-09 | 7.62x |
| 2026-09-08 | 7.74x |
| 2026-09-04 | 7.61x |
| 2026-09-03 | 7.68x |
| 2026-09-02 | 7.73x |
| 2026-09-01 | 7.63x |
| 2026-08-31 | 7.73x |
| 2026-08-28 | 7.70x |
| 2026-08-27 | 7.72x |
| 2026-08-26 | 7.64x |
| 2026-08-25 | 7.72x |
| 2026-08-24 | 7.65x |
| 2026-08-21 | 7.58x |
| 2026-08-20 | 7.50x |
| 2026-08-19 | 7.54x |
| 2026-08-18 | 7.54x |
| 2026-08-17 | 7.68x |
| 2026-08-14 | 7.65x |
| 2026-08-13 | 7.73x |
| 2026-08-12 | 7.82x |
| 2026-08-11 | 7.96x |
| 2026-08-10 | 7.67x |
| 2026-08-07 | 7.53x |
| 2026-08-06 | 7.44x |
| 2026-08-05 | 7.17x |
| 2026-08-04 | 7.20x |
| 2026-08-03 | 7.05x |
| 2026-07-31 | 6.91x |
| 2026-07-30 | 6.83x |
| 2026-07-29 | 6.87x |
| 2026-07-28 | 6.92x |
| 2026-07-27 | 6.81x |
| 2026-07-24 | 6.66x |
| 2026-07-23 | 6.67x |
| 2026-07-22 | 6.69x |
| 2026-07-21 | 6.77x |
| 2026-07-20 | 6.63x |
| 2026-07-17 | 6.55x |
| 2026-07-16 | 6.61x |
| 2026-07-15 | 6.55x |
| 2026-07-14 | 6.54x |
| 2026-07-13 | 6.62x |
| 2026-07-10 | 6.66x |
| 2026-07-09 | 6.62x |
| 2026-07-08 | 6.54x |
| 2026-07-07 | 6.61x |
| 2026-07-06 | 6.81x |
| 2026-07-02 | 6.80x |
| 2026-07-01 | 6.86x |
| 2026-06-30 | 6.86x |
| 2026-06-29 | 6.83x |
| 2026-06-26 | 6.80x |
| 2026-06-25 | 6.65x |
| 2026-06-24 | 6.56x |
| 2026-06-23 | 6.47x |
| 2026-06-22 | 6.46x |
| 2026-06-18 | 6.46x |
| 2026-06-17 | 6.40x |
| 2026-06-16 | 6.53x |
| 2026-06-15 | 6.56x |
| 2026-06-12 | 6.59x |
| 2026-06-11 | 6.57x |
| 2026-06-10 | 6.50x |
| 2026-06-09 | 6.50x |
| 2026-06-08 | 6.27x |
| 2026-06-05 | 6.27x |
| 2026-06-04 | 6.38x |
| 2026-06-03 | 6.14x |
| 2026-06-02 | 6.22x |
| 2026-06-01 | 6.23x |
| 2026-05-29 | 6.26x |
| 2026-05-28 | 6.35x |
| 2026-05-27 | 6.39x |
| 2026-05-26 | 6.41x |
| 2026-05-22 | 6.29x |
| 2026-05-21 | 6.09x |
| 2026-05-20 | 6.11x |
| 2026-05-19 | 6.05x |
| 2026-05-18 | 6.13x |
| 2026-05-15 | 6.23x |
| 2026-05-14 | 6.13x |
| 2026-05-13 | 6.07x |
| 2026-05-12 | 6.08x |
| 2026-05-11 | 6.00x |
| 2026-05-08 | 6.04x |
| 2026-05-07 | 6.03x |
| 2026-05-06 | 5.98x |
| 2026-05-05 | 6.53x |
| 2026-05-04 | 6.71x |
| 2026-05-01 | 6.74x |
| 2026-04-30 | 6.79x |
| 2026-04-29 | 6.68x |
| 2026-04-28 | 6.86x |
| 2026-04-27 | 6.85x |
| 2026-04-24 | 6.87x |
| 2026-04-23 | 6.79x |
| 2026-04-22 | 6.81x |
| 2026-04-21 | 6.83x |
| 2026-04-20 | 6.97x |
| 2026-04-17 | 6.95x |
| 2026-04-16 | 6.82x |
| 2026-04-15 | 6.79x |
| 2026-04-14 | 6.74x |
| 2026-04-13 | 6.82x |
| 2026-04-10 | 6.75x |
| 2026-04-09 | 6.69x |
| 2026-04-08 | 6.62x |
| 2026-04-07 | 6.58x |
| 2026-04-06 | 6.62x |
| 2026-04-02 | 6.44x |
| 2026-04-01 | 6.40x |
| 2026-03-31 | 6.31x |
| 2026-03-30 | 6.30x |
| 2026-03-27 | 6.26x |
| 2026-03-26 | 6.22x |
| 2026-03-25 | 6.23x |
| 2026-03-24 | 6.25x |
| 2026-03-23 | 6.24x |
| 2026-03-20 | 6.10x |
| 2026-03-19 | 6.22x |
| 2026-03-18 | 6.22x |
| 2026-03-17 | 6.30x |
| 2026-03-16 | 6.36x |
| 2026-03-13 | 6.36x |
| 2026-03-12 | 6.45x |
| 2026-03-11 | 6.54x |
| 2026-03-10 | 6.50x |
| 2026-03-09 | 6.46x |
| 2026-03-06 | 6.46x |
| 2026-03-05 | 7.08x |
| 2026-03-04 | 6.24x |
| 2026-03-03 | 6.24x |
| 2026-03-02 | 6.21x |
| 2026-02-27 | 6.20x |
| 2026-02-26 | 6.25x |
| 2026-02-25 | 6.29x |
| 2026-02-24 | 6.25x |
| 2026-02-23 | 6.14x |
| 2026-02-20 | 6.16x |
| 2026-02-19 | 6.19x |
| 2026-02-18 | 6.08x |
| 2026-02-17 | 6.10x |
| 2026-02-13 | 6.06x |
| 2026-02-12 | 6.04x |
| 2026-02-11 | 6.11x |
| 2026-02-10 | 6.21x |
| 2026-02-09 | 6.25x |
| 2026-02-06 | 6.31x |
| 2026-02-05 | 6.27x |
| 2026-02-04 | 6.35x |
| 2026-02-03 | 6.35x |
| 2026-02-02 | 6.39x |
| 2026-01-30 | 6.32x |
| 2026-01-29 | 6.30x |
| 2026-01-28 | 6.30x |
| 2026-01-27 | 6.40x |
| 2026-01-26 | 6.44x |
| 2026-01-23 | 6.45x |
| 2026-01-22 | 6.58x |
| 2026-01-21 | 6.42x |
| 2026-01-20 | 6.37x |
| 2026-01-16 | 6.44x |
| 2026-01-15 | 6.48x |
| 2026-01-14 | 6.44x |
| 2026-01-13 | 6.43x |
| 2026-01-12 | 6.43x |
| 2026-01-09 | 6.44x |
| 2026-01-08 | 6.46x |
| 2026-01-07 | 6.45x |
| 2026-01-06 | 6.50x |
| 2026-01-05 | 6.49x |
| 2026-01-02 | 6.52x |
| 2025-12-31 | 6.60x |
| 2025-12-30 | 6.60x |
| 2025-12-29 | 6.63x |
| 2025-12-26 | 6.68x |
| 2025-12-24 | 6.68x |
| 2025-12-23 | 6.74x |
| 2025-12-22 | 6.69x |
| 2025-12-19 | 6.78x |
| 2025-12-18 | 6.80x |
| 2025-12-17 | 6.85x |
| 2025-12-16 | 6.91x |
| 2025-12-15 | 6.88x |
| 2025-12-12 | 7.09x |
| 2025-12-11 | 7.14x |
| 2025-12-10 | 7.17x |
| 2025-12-09 | 7.09x |
| 2025-12-08 | 6.97x |
| 2025-12-05 | 6.78x |
| 2025-12-04 | 6.53x |
| 2025-12-03 | 6.51x |
| 2025-12-02 | 6.43x |
| 2025-12-01 | 6.39x |
| 2025-11-28 | 6.41x |
| 2025-11-26 | 6.43x |
| 2025-11-25 | 6.35x |
| 2025-11-24 | 6.21x |
| 2025-11-21 | 6.17x |
| 2025-11-20 | 6.14x |
| 2025-11-19 | 6.14x |
| 2025-11-18 | 6.24x |
| 2025-11-17 | 6.20x |
| 2025-11-14 | 6.33x |
| 2025-11-13 | 6.37x |
| 2025-11-12 | 6.49x |
| 2025-11-11 | 6.48x |
| 2025-11-10 | 6.48x |
| 2025-11-07 | 6.45x |
| 2025-11-06 | 6.52x |
| 2025-11-05 | 6.52x |
| 2025-11-04 | 6.25x |
| 2025-11-03 | 6.83x |
| 2025-10-31 | 6.53x |
| 2025-10-30 | 6.55x |
| 2025-10-29 | 6.61x |
| 2025-10-28 | 6.71x |
| 2025-10-27 | 6.72x |
| 2025-10-24 | 6.80x |
| 2025-10-23 | 6.78x |
| 2025-10-22 | 6.62x |
| 2025-10-21 | 6.59x |
| 2025-10-20 | 6.53x |
| 2025-10-17 | 6.44x |
| 2025-10-16 | 6.47x |
| 2025-10-15 | 6.49x |
| 2025-10-14 | 6.50x |
| 2025-10-13 | 6.46x |
| 2025-10-10 | 6.44x |
| 2025-10-09 | 6.61x |
| 2025-10-08 | 6.46x |
| 2025-10-07 | 6.46x |
| 2025-10-06 | 6.52x |
| 2025-10-03 | 6.46x |
| 2025-10-02 | 6.47x |
| 2025-10-01 | 6.46x |
| 2025-09-30 | 6.45x |
| 2025-09-29 | 6.41x |
| 2025-09-26 | 6.49x |
| 2025-09-25 | 6.42x |
| 2025-09-24 | 6.54x |
| 2025-09-23 | 6.59x |
Showing the most recent 260 of 2,658 data points. The chart above shows the full history.
