Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 14.53 is 30% below its 5-year average of 20.67, near the low end of its 5-year range (6.08–58.07).
As of 2026-10-06T18:04:46.379Z. 11.46% below its 12-month average of 16.41.
Calculation as of: 2026-10-06T18:04:46.379Z.
Quote observation: 2026-10-06T18:00:03.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 86d79c1c3c97f07a6f20d83adc32b3b4a1f9d5dfc357dba5df13a08f55f70793
PE Ratio (14.53) = Close Price ($20.34) / Diluted TTM EPS ($1.40)
PE RATIO
14.53
PE RATIO AVG TTM
16.41
PE RATIO AVG 3Y
25.77
PE RATIO AVG 5Y
20.67
PE RATIO AVG 10Y
29.13
PE RATIO AVG 15Y
N/A
PE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-11.46%
CURRENT VS 3Y AVG
-43.61%
CURRENT VS 5Y AVG
-29.71%
CURRENT VS 10Y AVG
-50.13%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
13.84
median of 541 covered companies
CURRENT VS SECTOR MEDIAN
+4.99%
vs the sector median at left
Ponce Financial Group, Inc.
Market Cap
$491.98M
PE Ratio
14.53
TTM Avg
16.41
3Y Avg
25.77
5Y Avg
20.67
Market Cap
$494.79M
PE Ratio
9.12
TTM Avg
16.07
3Y Avg
13.48
5Y Avg
11.41
Market Cap
$495.94M
PE Ratio
11.25
TTM Avg
9.79
3Y Avg
8.09
5Y Avg
7.62
Market Cap
$491.28M
PE Ratio
12.26
TTM Avg
11.22
3Y Avg
12.88
5Y Avg
12.77
Market Cap
$491.19M
PE Ratio
10.14
TTM Avg
8.73
3Y Avg
7.43
5Y Avg
12.28
Market Cap
$496.63M
PE Ratio
N/A
TTM Avg
1310.42
3Y Avg
1310.42
5Y Avg
1310.42
Market Cap
$505.08M
PE Ratio
10.61
TTM Avg
10.25
3Y Avg
9.76
5Y Avg
9.97
Market Cap
$473.69M
PE Ratio
78.54
TTM Avg
130.21
3Y Avg
130.21
5Y Avg
130.21
Market Cap
$472.59M
PE Ratio
74.78
TTM Avg
172.99
3Y Avg
172.99
5Y Avg
172.99
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Ponce Financial Group, Inc. (PDLB) | $491.98M | 14.53 | 16.41 | 25.77 | 20.67 |
| ChoiceOne Financial Services, Inc. (COFS)vs › | $494.79M | 9.12 | 16.07 | 13.48 | 11.41 |
| Private Bancorp of America, Inc. (PBAM)vs › | $495.94M | 11.25 | 9.79 | 8.09 | 7.62 |
| Farmers & Merchants Bancorp, Inc. (FMAO)vs › | $491.28M | 12.26 | 11.22 | 12.88 | 12.77 |
| Greenlight Capital Re, Ltd. (GLRE)vs › | $491.19M | 10.14 | 8.73 | 7.43 | 12.28 |
| Churchill Capital Corp XI (CCXI)vs › | $496.63M | N/A | 1310.42 | 1310.42 | 1310.42 |
| Orange County Bancorp, Inc. (OBT)vs › | $505.08M | 10.61 | 10.25 | 9.76 | 9.97 |
| Crane Harbor Acquisition Corp. II Class A Ordinary Shares (CRAN)vs › | $473.69M | 78.54 | 130.21 | 130.21 | 130.21 |
| Gores Holdings X, Inc. (GTEN)vs › | $472.59M | 74.78 | 172.99 | 172.99 | 172.99 |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $471.39M | 41.24 | 63.13 | 63.13 | 63.13 |
At 14.5, P/E is below its 9-year median — higher than 18% of readings in its 9-year history.
9-year low
6.1
median
23.5
9-year high
103.9
Trailing P/E
14.5
Forward P/E
12.3
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$20.34
Forward EPS (Est.)
$1.65
Forward P/E
12.33
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 14.49 |
| 2026-10-02 | 14.54 |
| 2026-10-01 | 14.34 |
| 2026-09-30 | 14.24 |
| 2026-09-29 | 14.29 |
| 2026-09-28 | 14.44 |
| 2026-09-25 | 14.53 |
| 2026-09-24 | 14.48 |
| 2026-09-23 | 14.41 |
| 2026-09-22 | 14.60 |
| 2026-09-21 | 14.64 |
| 2026-09-18 | 14.51 |
| 2026-09-17 | 14.49 |
| 2026-09-16 | 14.66 |
| 2026-09-15 | 14.55 |
| 2026-09-14 | 14.48 |
| 2026-09-11 | 14.67 |
| 2026-09-10 | 14.59 |
| 2026-09-09 | 14.51 |
| 2026-09-08 | 14.52 |
| 2026-09-04 | 14.80 |
| 2026-09-03 | 14.64 |
| 2026-09-02 | 14.53 |
| 2026-09-01 | 14.23 |
| 2026-08-31 | 14.49 |
| 2026-08-28 | 14.61 |
| 2026-08-27 | 14.51 |
| 2026-08-26 | 14.34 |
| 2026-08-25 | 14.43 |
| 2026-08-24 | 14.60 |
| 2026-08-21 | 14.59 |
| 2026-08-20 | 14.51 |
| 2026-08-19 | 14.37 |
| 2026-08-18 | 14.75 |
| 2026-08-17 | 14.82 |
| 2026-08-14 | 14.83 |
| 2026-08-13 | 14.80 |
| 2026-08-12 | 14.77 |
| 2026-08-11 | 14.60 |
| 2026-08-10 | 14.31 |
| 2026-08-07 | 14.34 |
| 2026-08-06 | 14.39 |
| 2026-08-05 | 15.74 |
| 2026-08-04 | 15.89 |
| 2026-08-03 | 15.78 |
| 2026-07-31 | 15.52 |
| 2026-07-30 | 15.46 |
| 2026-07-29 | 15.47 |
| 2026-07-28 | 15.76 |
| 2026-07-27 | 15.41 |
| 2026-07-24 | 15.54 |
| 2026-07-23 | 15.32 |
| 2026-07-22 | 15.39 |
| 2026-07-21 | 15.52 |
| 2026-07-20 | 15.40 |
| 2026-07-17 | 15.58 |
| 2026-07-16 | 15.81 |
| 2026-07-15 | 15.31 |
| 2026-07-14 | 15.22 |
| 2026-07-13 | 15.30 |
| 2026-07-10 | 15.31 |
| 2026-07-09 | 15.30 |
| 2026-07-08 | 15.05 |
| 2026-07-07 | 15.43 |
| 2026-07-06 | 15.52 |
| 2026-07-02 | 15.47 |
| 2026-07-01 | 15.75 |
| 2026-06-30 | 15.34 |
| 2026-06-29 | 15.37 |
| 2026-06-26 | 15.19 |
| 2026-06-25 | 15.04 |
| 2026-06-24 | 15.14 |
| 2026-06-23 | 15.13 |
| 2026-06-22 | 14.87 |
| 2026-06-18 | 14.86 |
| 2026-06-17 | 14.70 |
| 2026-06-16 | 14.98 |
| 2026-06-15 | 14.70 |
| 2026-06-12 | 14.93 |
| 2026-06-11 | 14.81 |
| 2026-06-10 | 14.90 |
| 2026-06-09 | 14.66 |
| 2026-06-08 | 14.53 |
| 2026-06-05 | 14.62 |
| 2026-06-04 | 14.46 |
| 2026-06-03 | 14.23 |
| 2026-06-02 | 14.68 |
| 2026-06-01 | 14.49 |
| 2026-05-29 | 14.52 |
| 2026-05-28 | 14.47 |
| 2026-05-27 | 14.48 |
| 2026-05-26 | 14.49 |
| 2026-05-22 | 14.28 |
| 2026-05-21 | 14.32 |
| 2026-05-20 | 14.25 |
| 2026-05-19 | 13.62 |
| 2026-05-18 | 13.63 |
| 2026-05-15 | 13.46 |
| 2026-05-14 | 13.58 |
| 2026-05-13 | 13.51 |
| 2026-05-12 | 13.58 |
| 2026-05-11 | 13.58 |
| 2026-05-08 | 13.72 |
| 2026-05-07 | 13.80 |
| 2026-05-06 | 14.90 |
| 2026-05-05 | 14.88 |
| 2026-05-04 | 14.62 |
| 2026-05-01 | 14.79 |
| 2026-04-30 | 14.67 |
| 2026-04-29 | 14.68 |
| 2026-04-28 | 14.92 |
| 2026-04-27 | 14.77 |
| 2026-04-24 | 14.88 |
| 2026-04-23 | 14.73 |
| 2026-04-22 | 14.66 |
| 2026-04-21 | 14.68 |
| 2026-04-20 | 15.00 |
| 2026-04-17 | 15.08 |
| 2026-04-16 | 14.71 |
| 2026-04-15 | 14.75 |
| 2026-04-14 | 14.79 |
| 2026-04-13 | 14.81 |
| 2026-04-10 | 14.72 |
| 2026-04-09 | 14.97 |
| 2026-04-08 | 14.71 |
| 2026-04-07 | 14.52 |
| 2026-04-06 | 14.38 |
| 2026-04-02 | 14.23 |
| 2026-04-01 | 14.20 |
| 2026-03-31 | 14.04 |
| 2026-03-30 | 13.95 |
| 2026-03-27 | 13.83 |
| 2026-03-26 | 13.95 |
| 2026-03-25 | 13.99 |
| 2026-03-24 | 14.01 |
| 2026-03-23 | 13.97 |
| 2026-03-20 | 13.74 |
| 2026-03-19 | 13.75 |
| 2026-03-18 | 13.70 |
| 2026-03-17 | 13.82 |
| 2026-03-16 | 13.83 |
| 2026-03-13 | 13.70 |
| 2026-03-12 | 18.35 |
| 2026-03-11 | 18.27 |
| 2026-03-10 | 18.28 |
| 2026-03-09 | 18.29 |
| 2026-03-06 | 18.40 |
| 2026-03-05 | 18.40 |
| 2026-03-04 | 18.40 |
| 2026-03-03 | 18.33 |
| 2026-03-02 | 18.34 |
| 2026-02-27 | 18.26 |
| 2026-02-26 | 18.78 |
| 2026-02-25 | 18.60 |
| 2026-02-24 | 18.36 |
| 2026-02-23 | 18.16 |
| 2026-02-20 | 18.76 |
| 2026-02-19 | 18.78 |
| 2026-02-18 | 18.66 |
| 2026-02-17 | 18.73 |
| 2026-02-13 | 18.58 |
| 2026-02-12 | 18.65 |
| 2026-02-11 | 18.84 |
| 2026-02-10 | 19.13 |
| 2026-02-09 | 18.96 |
| 2026-02-06 | 19.04 |
| 2026-02-05 | 18.87 |
| 2026-02-04 | 19.00 |
| 2026-02-03 | 18.98 |
| 2026-02-02 | 19.04 |
| 2026-01-30 | 18.85 |
| 2026-01-29 | 18.38 |
| 2026-01-28 | 18.84 |
| 2026-01-27 | 18.69 |
| 2026-01-26 | 18.47 |
| 2026-01-23 | 18.43 |
| 2026-01-22 | 18.97 |
| 2026-01-21 | 18.75 |
| 2026-01-20 | 18.11 |
| 2026-01-16 | 18.48 |
| 2026-01-15 | 18.53 |
| 2026-01-14 | 18.22 |
| 2026-01-13 | 17.99 |
| 2026-01-12 | 17.96 |
| 2026-01-09 | 18.04 |
| 2026-01-08 | 18.40 |
| 2026-01-07 | 18.09 |
| 2026-01-06 | 18.27 |
| 2026-01-05 | 18.10 |
| 2026-01-02 | 18.09 |
| 2025-12-31 | 18.37 |
| 2025-12-30 | 18.46 |
| 2025-12-29 | 18.63 |
| 2025-12-26 | 18.90 |
| 2025-12-24 | 19.01 |
| 2025-12-23 | 19.09 |
| 2025-12-22 | 19.26 |
| 2025-12-19 | 19.15 |
| 2025-12-18 | 19.43 |
| 2025-12-17 | 19.40 |
| 2025-12-16 | 19.56 |
| 2025-12-15 | 19.61 |
| 2025-12-12 | 19.00 |
| 2025-12-11 | 18.73 |
| 2025-12-10 | 18.40 |
| 2025-12-09 | 17.81 |
| 2025-12-08 | 17.62 |
| 2025-12-05 | 17.66 |
| 2025-12-04 | 17.83 |
| 2025-12-03 | 17.97 |
| 2025-12-02 | 17.19 |
| 2025-12-01 | 17.58 |
| 2025-11-28 | 17.91 |
| 2025-11-26 | 17.94 |
| 2025-11-25 | 17.99 |
| 2025-11-24 | 17.39 |
| 2025-11-21 | 17.26 |
| 2025-11-20 | 16.67 |
| 2025-11-19 | 16.91 |
| 2025-11-18 | 16.96 |
| 2025-11-17 | 16.94 |
| 2025-11-14 | 17.58 |
| 2025-11-13 | 17.72 |
| 2025-11-12 | 17.81 |
| 2025-11-11 | 17.52 |
| 2025-11-10 | 17.53 |
| 2025-11-07 | 16.94 |
| 2025-11-06 | 16.38 |
| 2025-11-05 | 20.74 |
| 2025-11-04 | 19.60 |
| 2025-11-03 | 19.67 |
| 2025-10-31 | 19.73 |
| 2025-10-30 | 19.73 |
| 2025-10-29 | 19.85 |
| 2025-10-28 | 20.39 |
| 2025-10-27 | 20.51 |
| 2025-10-24 | 20.44 |
| 2025-10-23 | 20.12 |
| 2025-10-22 | 20.20 |
| 2025-10-21 | 20.41 |
| 2025-10-20 | 20.32 |
| 2025-10-17 | 19.88 |
| 2025-10-16 | 19.60 |
| 2025-10-15 | 20.64 |
| 2025-10-14 | 20.37 |
| 2025-10-13 | 19.81 |
| 2025-10-10 | 19.92 |
| 2025-10-09 | 20.30 |
| 2025-10-08 | 20.33 |
| 2025-10-07 | 20.39 |
| 2025-10-06 | 20.39 |
| 2025-10-03 | 20.29 |
| 2025-10-02 | 20.11 |
| 2025-10-01 | 20.43 |
| 2025-09-30 | 20.55 |
| 2025-09-29 | 20.57 |
| 2025-09-26 | 20.78 |
| 2025-09-25 | 20.79 |
| 2025-09-24 | 20.82 |
| 2025-09-23 | 20.86 |
Showing the most recent 260 of 1,326 data points. The chart above shows the full history.