Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.20% is in line with its 5-year average of 1.21%, around the middle of its 5-year range (0.84%–1.87%).
21.21% above its 12-month average of 0.99%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.30%.
RETURN ON ASSETS (ROA)
1.20%
RETURN ON ASSETS (ROA) AVG TTM
0.99%
RETURN ON ASSETS (ROA) AVG 3Y
1.13%
RETURN ON ASSETS (ROA) AVG 5Y
1.21%
RETURN ON ASSETS (ROA) AVG 10Y
1.23%
RETURN ON ASSETS (ROA) AVG 15Y
1.24%
RETURN ON ASSETS (ROA) AVG 20Y
1.02%
CURRENT VS TTM AVG
+21.21%
CURRENT VS 3Y AVG
+5.96%
CURRENT VS 5Y AVG
-0.55%
CURRENT VS 10Y AVG
-2.22%
CURRENT VS 15Y AVG
-3.35%
CURRENT VS 20Y AVG
+17.26%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-2.44%
vs the sector median at left
PCB Bancorp
Market Cap
$402.84M
Return on Assets (ROA)
1.20%
TTM Avg
0.99%
3Y Avg
1.13%
5Y Avg
1.21%
Market Cap
$403.70M
Return on Assets (ROA)
0.87%
TTM Avg
0.78%
3Y Avg
0.86%
5Y Avg
0.73%
Market Cap
$396.75M
Return on Assets (ROA)
8.58%
TTM Avg
3.38%
3Y Avg
0.30%
5Y Avg
-0.03%
Market Cap
$397.39M
Return on Assets (ROA)
1.19%
TTM Avg
0.71%
3Y Avg
0.86%
5Y Avg
0.89%
Market Cap
$392.45M
Return on Assets (ROA)
2.98%
TTM Avg
1.27%
3Y Avg
1.27%
5Y Avg
1.27%
Market Cap
$392.30M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$391.22M
Return on Assets (ROA)
3.55%
TTM Avg
2.50%
3Y Avg
2.50%
5Y Avg
2.50%
Market Cap
$412.03M
Return on Assets (ROA)
-77.73%
TTM Avg
-51.66%
3Y Avg
-76.82%
5Y Avg
-61.41%
Market Cap
$388.48M
Return on Assets (ROA)
12.80%
TTM Avg
2.46%
3Y Avg
2.46%
5Y Avg
-10.71%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PCB Bancorp (PCB) | $402.84M | 1.20% | 0.99% | 1.13% | 1.21% |
| Investar Holding Corporation (ISTR)vs › | $403.70M | 0.87% | 0.78% | 0.86% | 0.73% |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.75M | 8.58% | 3.38% | 0.30% | -0.03% |
| Chemung Financial Corporation (CHMG)vs › | $397.39M | 1.19% | 0.71% | 0.86% | 0.89% |
| Berto Acquisition Corp. (TACO)vs › | $392.45M | 2.98% | 1.27% | 1.27% | 1.27% |
| Berto Acquisition Corp. II (GUAC)vs › | $392.30M | N/A | N/A | N/A | N/A |
| Republic Digital Acquisition Company Class A (RDAG)vs › | $391.22M | 3.55% | 2.50% | 2.50% | 2.50% |
| Eightco Holdings Inc. (ORBS)vs › | $412.03M | -77.73% | -51.66% | -76.82% | -61.41% |
| Centurion Acquisition Corp. (ALF)vs › | $388.48M | 12.80% | 2.46% | 2.46% | -10.71% |
| General Catalyst Global Resilience Merger Corp. (GCGR)vs › | $416.08M | N/A | N/A | N/A | N/A |
ROA
1.2%
ROE
10.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.14% |
| 2024-12-31 | 0.84% |
| 2023-12-31 | 1.10% |
| 2022-12-31 | 1.45% |
| 2021-12-31 | 1.87% |
| 2020-12-31 | 0.84% |
| 2019-12-31 | 1.38% |
| 2018-12-31 | 1.43% |
| 2017-12-31 | 1.14% |
| 2016-12-31 | 1.14% |
| 2015-12-31 | 1.17% |
| 2014-12-31 | 1.32% |
| 2013-12-31 | 2.83% |
| 2012-12-31 | 1.32% |
| 2011-12-31 | 0.15% |
| 2010-12-31 | -3.28% |
| 2009-12-31 | -3.01% |
| 2008-12-31 | 0.12% |
| 2007-12-31 | 0.49% |
| 2006-12-31 | 0.72% |
| 2005-12-31 | 0.80% |
| 2004-12-31 | 0.85% |
| 2003-12-31 | -1.82% |