Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 27.54% is 16% below its 5-year average of 32.65%, around the middle of its 5-year range (13.98%–58.94%).
As of the fiscal period ended Tuesday, June 30, 2026. 2.62% above its 12-month average of 26.84%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 27.53%.
OPERATING MARGIN
27.54%
OPERATING MARGIN AVG TTM
26.84%
OPERATING MARGIN AVG 3Y
23.17%
OPERATING MARGIN AVG 5Y
32.65%
OPERATING MARGIN AVG 10Y
34.59%
OPERATING MARGIN AVG 15Y
39.20%
OPERATING MARGIN AVG 20Y
36.23%
CURRENT VS TTM AVG
+2.62%
CURRENT VS 3Y AVG
+18.84%
CURRENT VS 5Y AVG
-15.66%
CURRENT VS 10Y AVG
-20.37%
CURRENT VS 15Y AVG
-29.75%
CURRENT VS 20Y AVG
-23.99%
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+71.16%
vs the sector median at left
Market Cap
$402.88M
Operating Margin
19.27%
TTM Avg
16.86%
3Y Avg
21.05%
5Y Avg
18.29%
Market Cap
$396.03M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$393.39M
Operating Margin
15.20%
TTM Avg
17.18%
3Y Avg
23.41%
5Y Avg
26.31%
Market Cap
$407.28M
Operating Margin
27.38%
TTM Avg
23.09%
3Y Avg
25.46%
5Y Avg
27.99%
Market Cap
$392.50M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$392.45M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$391.88M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$391.51M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| PCB Bancorp (PCB) | $400.00M | 27.54% | 26.84% | 23.17% | 32.65% |
| Investar Holding Corporation (ISTR)vs › | $402.88M | 19.27% | 16.86% | 21.05% | 18.29% |
| GP-Act III Acquisition Corp. (GPAT)vs › | $396.03M | 0.00% | 0.00% | 0.00% | 0.00% |
| Chemung Financial Corporation (CHMG)vs › | $393.39M | 15.20% | 17.18% | 23.41% | 26.31% |
| USCB Financial Holdings, Inc. (USCB)vs › | $407.28M | 27.38% | 23.09% | 25.46% | 27.99% |
| Lafayette Digital Acquisition Corp. I Class A Ordinary Shares (ZKP)vs › | $392.50M | N/A | N/A | N/A | N/A |
| Berto Acquisition Corp. (TACO)vs › | $392.45M | 0.00% | 0.00% | 0.00% | 0.00% |
| Republic Digital Acquisition Company Class A (RDAG)vs › | $391.88M | 0.00% | 0.00% | 0.00% | 0.00% |
| Berto Acquisition Corp. II (GUAC)vs › | $391.51M | N/A | N/A | N/A | N/A |
| Wen Acquisition Corp Class A Ordinary Shares (WENN)vs › | $391.13M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
27.5%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 27.53% |
| 2026-03-31 | 28.55% |
| 2025-12-31 | 25.04% |
| 2025-09-30 | 28.98% |
| 2025-06-30 | 24.09% |
| 2025-03-31 | 21.81% |
| 2024-12-31 | 20.89% |
| 2024-09-30 | 21.98% |
| 2024-06-30 | 18.52% |
| 2024-03-31 | 13.98% |
| 2023-12-31 | 19.01% |
| 2023-09-30 | 24.16% |
| 2023-06-30 | 26.71% |
| 2023-03-31 | 38.50% |
| 2022-12-31 | 36.48% |
| 2022-09-30 | 32.49% |
| 2022-06-30 | 49.29% |
| 2022-03-31 | 55.00% |
| 2021-12-31 | 58.94% |
| 2021-09-30 | 58.44% |
| 2021-06-30 | 55.32% |
| 2021-03-31 | 54.96% |
| 2020-12-31 | 34.28% |
| 2020-09-30 | 22.44% |
| 2020-06-30 | 21.61% |
| 2020-03-31 | 21.65% |
| 2019-12-31 | 23.06% |
| 2019-09-30 | 36.45% |
| 2019-06-30 | 34.59% |
| 2019-03-31 | 36.90% |
| 2018-12-31 | 38.17% |
| 2018-09-30 | 38.87% |
| 2018-06-30 | 30.02% |
| 2018-03-31 | 40.61% |
| 2017-12-31 | 32.33% |
| 2017-09-30 | 40.58% |
| 2017-06-30 | 44.03% |
| 2017-03-31 | 52.03% |
| 2016-12-31 | 75.87% |
| 2016-09-30 | 47.96% |
| 2016-06-30 | 47.12% |
| 2016-03-31 | 45.31% |
| 2015-12-31 | 73.32% |
| 2015-09-30 | 51.44% |
| 2015-06-30 | 49.78% |
| 2015-03-31 | 48.61% |
| 2014-12-31 | 68.82% |
| 2014-09-30 | 52.29% |
| 2014-06-30 | 53.34% |
| 2014-03-31 | 52.35% |
| 2013-12-31 | 64.94% |
| 2013-09-30 | 53.28% |
| 2013-03-31 | 43.05% |
| 2012-12-31 | 19.14% |
| 2012-09-30 | 21.15% |
| 2007-12-31 | 8.72% |
| 2007-09-30 | 9.68% |
| 2007-06-30 | 8.05% |
| 2007-03-31 | 13.64% |
| 2006-12-31 | 19.23% |
| 2006-09-30 | 16.45% |
| 2006-06-30 | 14.52% |
| 2006-03-31 | 17.61% |
| 2005-12-31 | 5.51% |
| 2005-09-30 | 31.73% |
| 2005-06-30 | 30.71% |
| 2005-03-31 | 0.00% |
| 2004-12-31 | 0.00% |
| 2004-09-30 | 0.00% |
| 2004-06-30 | 0.00% |
| 2004-03-31 | 0.00% |
