Basis: FMP quote market capitalization / book value attributable to common shareholders (matching reported total stockholders equity minus preferred stock). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/B ratio high or low?
The P/B ratio of 1.43 is 16% above its estimated 5-year average of 1.23, around the middle of its estimated 5-year range (0.93–1.84).
As of 2026-10-06T17:08:17.909Z. 11.33% above its estimated 12-month average of 1.28.
Calculation as of: 2026-10-06T17:08:17.909Z.
Quote observation: 2026-10-06T17:05:17.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: 7846f110bbc8e1f5921ad06aed826a6217aef780822405077f96aa8bd1d7f990
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation. Historical series through 2026-10-05.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
PB RATIO
1.43
PB RATIO AVG TTM
1.28
PB RATIO AVG 3Y
1.21
PB RATIO AVG 5Y
1.23
PB RATIO AVG 10Y
1.43
PB RATIO AVG 15Y
1.39
PB RATIO AVG 20Y
1.36
CURRENT VS TTM AVG
+11.33%
CURRENT VS 3Y AVG
+18.49%
CURRENT VS 5Y AVG
+15.95%
CURRENT VS 10Y AVG
+0.07%
CURRENT VS 15Y AVG
+2.57%
CURRENT VS 20Y AVG
+4.79%
SECTOR MEDIAN · FINANCIAL SERVICES
1.32
median of 609 covered companies
CURRENT VS SECTOR MEDIAN
+8.33%
vs the sector median at left
Market Cap
$1.22B
PB Ratio
2.56
TTM Avg
1.69
3Y Avg
1.63
5Y Avg
1.63
Market Cap
$1.40B
PB Ratio
1.17
TTM Avg
1.17
3Y Avg
1.24
5Y Avg
1.34
Market Cap
$1.41B
PB Ratio
2.00
TTM Avg
2.29
3Y Avg
2.29
5Y Avg
2.29
| NAME | MARKET CAP | PB RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Old Second Bancorp, Inc. (OSBC) | $1.29B | 1.43 | 1.28 | 1.21 | 1.23 |
| HBT Financial, Inc. (HBT)vs › | $1.32B | 1.73 | 1.43 | 1.38 | 1.39 |
| First Mid Bancshares, Inc. (FMBH)vs › | $1.32B | 1.20 | 1.08 | 1.04 | 1.05 |
| Peoples Bancorp Inc. (PEBO)vs › | $1.33B | 1.08 | 1.01 | 0.99 | 0.98 |
| Preferred Bank (PFBC)vs › | $1.24B | 1.56 | 1.52 | 1.50 | 1.56 |
| Jefferson Capital, Inc. Common Stock (JCAP)vs › | $1.22B | 2.56 | 1.69 | 1.63 | 1.63 |
| Community Trust Bancorp, Inc. (CTBI)vs › | $1.38B | 1.55 | 1.37 | 1.25 | 1.20 |
| Burke & Herbert Financial Services Corp. (BHRB)vs › | $1.40B | 1.17 | 1.17 | 1.24 | 1.34 |
| Atlanticus Holdings Corporation (ATLC)vs › | $1.41B | 2.00 | 2.29 | 2.29 | 2.29 |
| Amalgamated Financial Corp. (AMAL)vs › | $1.43B | 1.71 | 1.50 | 1.40 | 1.31 |
At 1.43, P/B is near its estimated 20-year median — higher than 64% of readings in its estimated 20-year history.
Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
estimated 20-year low
0.11
median
1.28
estimated 20-year high
101.74
P/B Ratio
1.43
Market Price / Book Value per Share
PB Ratio = Market Cap / (Total Shareholders' Equity − Preferred Stock)
The price-to-book ratio compares market capitalization to book value attributable to common shareholders (total equity minus preferred stock). Lower values can indicate a cheaper valuation relative to net assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PB RATIO |
|---|---|
| 2026-10-05 | 1.44 |
| 2026-10-02 | 1.44 |
| 2026-10-01 | 1.42 |
| 2026-09-30 | 1.41 |
| 2026-09-29 | 1.42 |
| 2026-09-28 | 1.43 |
| 2026-09-25 | 1.44 |
| 2026-09-24 | 1.43 |
| 2026-09-23 | 1.42 |
| 2026-09-22 | 1.42 |
| 2026-09-21 | 1.43 |
| 2026-09-18 | 1.44 |
| 2026-09-17 | 1.44 |
| 2026-09-16 | 1.44 |
| 2026-09-15 | 1.47 |
| 2026-09-14 | 1.47 |
| 2026-09-11 | 1.48 |
| 2026-09-10 | 1.47 |
| 2026-09-09 | 1.46 |
| 2026-09-08 | 1.47 |
| 2026-09-04 | 1.48 |
| 2026-09-03 | 1.48 |
| 2026-09-02 | 1.47 |
| 2026-09-01 | 1.45 |
| 2026-08-31 | 1.45 |
| 2026-08-28 | 1.46 |
| 2026-08-27 | 1.45 |
| 2026-08-26 | 1.46 |
| 2026-08-25 | 1.45 |
| 2026-08-24 | 1.47 |
| 2026-08-21 | 1.46 |
| 2026-08-20 | 1.45 |
| 2026-08-19 | 1.45 |
| 2026-08-18 | 1.48 |
| 2026-08-17 | 1.49 |
| 2026-08-14 | 1.50 |
| 2026-08-13 | 1.49 |
| 2026-08-12 | 1.49 |
| 2026-08-11 | 1.47 |
| 2026-08-10 | 1.46 |
| 2026-08-07 | 1.47 |
| 2026-08-06 | 1.54 |
| 2026-08-05 | 1.55 |
| 2026-08-04 | 1.54 |
| 2026-08-03 | 1.54 |
| 2026-07-31 | 1.51 |
| 2026-07-30 | 1.52 |
| 2026-07-29 | 1.51 |
| 2026-07-28 | 1.51 |
| 2026-07-27 | 1.48 |
| 2026-07-24 | 1.44 |
| 2026-07-23 | 1.41 |
| 2026-07-22 | 1.40 |
| 2026-07-21 | 1.42 |
| 2026-07-20 | 1.41 |
| 2026-07-17 | 1.42 |
| 2026-07-16 | 1.43 |
| 2026-07-15 | 1.39 |
| 2026-07-14 | 1.38 |
| 2026-07-13 | 1.38 |
| 2026-07-10 | 1.37 |
| 2026-07-09 | 1.37 |
| 2026-07-08 | 1.36 |
| 2026-07-07 | 1.38 |
| 2026-07-06 | 1.39 |
| 2026-07-02 | 1.39 |
| 2026-07-01 | 1.41 |
| 2026-06-30 | 1.40 |
| 2026-06-29 | 1.39 |
| 2026-06-26 | 1.40 |
| 2026-06-25 | 1.38 |
| 2026-06-24 | 1.37 |
| 2026-06-23 | 1.35 |
| 2026-06-22 | 1.32 |
| 2026-06-18 | 1.31 |
| 2026-06-17 | 1.30 |
| 2026-06-16 | 1.32 |
| 2026-06-15 | 1.32 |
| 2026-06-12 | 1.35 |
| 2026-06-11 | 1.33 |
| 2026-06-10 | 1.32 |
| 2026-06-09 | 1.31 |
| 2026-06-08 | 1.30 |
| 2026-06-05 | 1.29 |
| 2026-06-04 | 1.28 |
| 2026-06-03 | 1.24 |
| 2026-06-02 | 1.28 |
| 2026-06-01 | 1.26 |
| 2026-05-29 | 1.28 |
| 2026-05-28 | 1.28 |
| 2026-05-27 | 1.27 |
| 2026-05-26 | 1.29 |
| 2026-05-22 | 1.26 |
| 2026-05-21 | 1.26 |
| 2026-05-20 | 1.26 |
| 2026-05-19 | 1.24 |
| 2026-05-18 | 1.25 |
| 2026-05-15 | 1.22 |
| 2026-05-14 | 1.24 |
| 2026-05-13 | 1.24 |
| 2026-05-12 | 1.25 |
| 2026-05-11 | 1.25 |
| 2026-05-08 | 1.27 |
| 2026-05-07 | 1.26 |
| 2026-05-06 | 1.26 |
| 2026-05-05 | 1.25 |
| 2026-05-04 | 1.22 |
| 2026-05-01 | 1.24 |
| 2026-04-30 | 1.23 |
| 2026-04-29 | 1.22 |
| 2026-04-28 | 1.25 |
| 2026-04-27 | 1.21 |
| 2026-04-24 | 1.19 |
| 2026-04-23 | 1.18 |
| 2026-04-22 | 1.26 |
| 2026-04-21 | 1.27 |
| 2026-04-20 | 1.30 |
| 2026-04-17 | 1.31 |
| 2026-04-16 | 1.29 |
| 2026-04-15 | 1.29 |
| 2026-04-14 | 1.29 |
| 2026-04-13 | 1.28 |
| 2026-04-10 | 1.27 |
| 2026-04-09 | 1.28 |
| 2026-04-08 | 1.26 |
| 2026-04-07 | 1.25 |
| 2026-04-06 | 1.24 |
| 2026-04-02 | 1.24 |
| 2026-04-01 | 1.22 |
| 2026-03-31 | 1.20 |
| 2026-03-30 | 1.18 |
| 2026-03-27 | 1.17 |
| 2026-03-26 | 1.17 |
| 2026-03-25 | 1.17 |
| 2026-03-24 | 1.18 |
| 2026-03-23 | 1.17 |
| 2026-03-20 | 1.16 |
| 2026-03-19 | 1.17 |
| 2026-03-18 | 1.15 |
| 2026-03-17 | 1.17 |
| 2026-03-16 | 1.17 |
| 2026-03-13 | 1.16 |
| 2026-03-12 | 1.17 |
| 2026-03-11 | 1.16 |
| 2026-03-10 | 1.17 |
| 2026-03-09 | 1.17 |
| 2026-03-06 | 1.17 |
| 2026-03-05 | 1.18 |
| 2026-03-04 | 1.20 |
| 2026-03-03 | 1.19 |
| 2026-03-02 | 1.19 |
| 2026-02-27 | 1.17 |
| 2026-02-26 | 1.25 |
| 2026-02-25 | 1.25 |
| 2026-02-24 | 1.22 |
| 2026-02-23 | 1.21 |
| 2026-02-20 | 1.27 |
| 2026-02-19 | 1.26 |
| 2026-02-18 | 1.27 |
| 2026-02-17 | 1.29 |
| 2026-02-13 | 1.27 |
| 2026-02-12 | 1.26 |
| 2026-02-11 | 1.26 |
| 2026-02-10 | 1.27 |
| 2026-02-09 | 1.30 |
| 2026-02-06 | 1.30 |
| 2026-02-05 | 1.28 |
| 2026-02-04 | 1.28 |
| 2026-02-03 | 1.27 |
| 2026-02-02 | 1.25 |
| 2026-01-30 | 1.22 |
| 2026-01-29 | 1.23 |
| 2026-01-28 | 1.20 |
| 2026-01-27 | 1.22 |
| 2026-01-26 | 1.23 |
| 2026-01-23 | 1.23 |
| 2026-01-22 | 1.31 |
| 2026-01-21 | 1.33 |
| 2026-01-20 | 1.26 |
| 2026-01-16 | 1.28 |
| 2026-01-15 | 1.30 |
| 2026-01-14 | 1.26 |
| 2026-01-13 | 1.23 |
| 2026-01-12 | 1.22 |
| 2026-01-09 | 1.22 |
| 2026-01-08 | 1.25 |
| 2026-01-07 | 1.22 |
| 2026-01-06 | 1.23 |
| 2026-01-05 | 1.24 |
| 2026-01-02 | 1.20 |
| 2025-12-31 | 1.20 |
| 2025-12-30 | 1.21 |
| 2025-12-29 | 1.22 |
| 2025-12-26 | 1.23 |
| 2025-12-24 | 1.24 |
| 2025-12-23 | 1.25 |
| 2025-12-22 | 1.27 |
| 2025-12-19 | 1.27 |
| 2025-12-18 | 1.29 |
| 2025-12-17 | 1.27 |
| 2025-12-16 | 1.28 |
| 2025-12-15 | 1.27 |
| 2025-12-12 | 1.27 |
| 2025-12-11 | 1.27 |
| 2025-12-10 | 1.26 |
| 2025-12-09 | 1.22 |
| 2025-12-08 | 1.22 |
| 2025-12-05 | 1.21 |
| 2025-12-04 | 1.21 |
| 2025-12-03 | 1.20 |
| 2025-12-02 | 1.17 |
| 2025-12-01 | 1.17 |
| 2025-11-28 | 1.16 |
| 2025-11-26 | 1.17 |
| 2025-11-25 | 1.17 |
| 2025-11-24 | 1.14 |
| 2025-11-21 | 1.14 |
| 2025-11-20 | 1.11 |
| 2025-11-19 | 1.11 |
| 2025-11-18 | 1.10 |
| 2025-11-17 | 1.09 |
| 2025-11-14 | 1.14 |
| 2025-11-13 | 1.13 |
| 2025-11-12 | 1.13 |
| 2025-11-11 | 1.14 |
| 2025-11-10 | 1.14 |
| 2025-11-07 | 1.13 |
| 2025-11-06 | 1.16 |
| 2025-11-05 | 1.17 |
| 2025-11-04 | 1.15 |
| 2025-11-03 | 1.15 |
| 2025-10-31 | 1.14 |
| 2025-10-30 | 1.16 |
| 2025-10-29 | 1.17 |
| 2025-10-28 | 1.18 |
| 2025-10-27 | 1.18 |
| 2025-10-24 | 1.18 |
| 2025-10-23 | 1.14 |
| 2025-10-22 | 1.14 |
| 2025-10-21 | 1.15 |
| 2025-10-20 | 1.13 |
| 2025-10-17 | 1.09 |
| 2025-10-16 | 1.06 |
| 2025-10-15 | 1.13 |
| 2025-10-14 | 1.14 |
| 2025-10-13 | 1.10 |
| 2025-10-10 | 1.08 |
| 2025-10-09 | 1.09 |
| 2025-10-08 | 1.10 |
| 2025-10-07 | 1.10 |
| 2025-10-06 | 1.12 |
| 2025-10-03 | 1.10 |
| 2025-10-02 | 1.09 |
| 2025-10-01 | 1.10 |
| 2025-09-30 | 1.10 |
| 2025-09-29 | 1.10 |
| 2025-09-26 | 1.12 |
| 2025-09-25 | 1.11 |
| 2025-09-24 | 1.13 |
| 2025-09-23 | 1.14 |
Showing the most recent 260 of 4,753 data points. The chart above shows the full history.
