Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.06% is 12% below its 5-year average of 1.20%, near the low end of its 5-year range (0.89%–1.67%).
13.98% above its 12-month average of 0.93%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.29%.
RETURN ON ASSETS (ROA)
1.06%
RETURN ON ASSETS (ROA) AVG TTM
0.93%
RETURN ON ASSETS (ROA) AVG 3Y
1.14%
RETURN ON ASSETS (ROA) AVG 5Y
1.20%
RETURN ON ASSETS (ROA) AVG 10Y
1.18%
RETURN ON ASSETS (ROA) AVG 15Y
1.17%
RETURN ON ASSETS (ROA) AVG 20Y
1.17%
CURRENT VS TTM AVG
+13.98%
CURRENT VS 3Y AVG
-7.02%
CURRENT VS 5Y AVG
-11.54%
CURRENT VS 10Y AVG
-9.96%
CURRENT VS 15Y AVG
-9.64%
CURRENT VS 20Y AVG
-9.64%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-14.17%
vs the sector median at left
OP Bancorp
Market Cap
$226.84M
Return on Assets (ROA)
1.06%
TTM Avg
0.93%
3Y Avg
1.14%
5Y Avg
1.20%
Market Cap
$228.16M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$224.87M
Return on Assets (ROA)
1.12%
TTM Avg
-0.17%
3Y Avg
-0.17%
5Y Avg
-0.17%
Market Cap
$229.37M
Return on Assets (ROA)
0.61%
TTM Avg
-0.51%
3Y Avg
-0.10%
5Y Avg
1.09%
Market Cap
$229.75M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$223.66M
Return on Assets (ROA)
0.94%
TTM Avg
0.77%
3Y Avg
0.80%
5Y Avg
1.13%
Market Cap
$230.69M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$222.84M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| OP Bancorp (OPBK) | $226.84M | 1.06% | 0.93% | 1.14% | 1.20% |
| Wilco 63 Corp. (WLCO)vs › | $225.86M | N/A | N/A | N/A | N/A |
| Yorkville International Capital Corp. (YICC)vs › | $228.16M | N/A | N/A | N/A | N/A |
| Silicon Valley Acquisition Corp. Class A Ordinary Shares (SVAQ)vs › | $224.87M | 1.12% | -0.17% | -0.17% | -0.17% |
| Horizon Technology Finance Corporation (HRZN)vs › | $229.37M | 0.61% | -0.51% | -0.10% | 1.09% |
| Bitcoin Infrastructure Acquisition Corp Ltd. (BIXI)vs › | $229.75M | N/A | N/A | N/A | N/A |
| Meridian Corporation (MRBK)vs › | $223.66M | 0.94% | 0.77% | 0.80% | 1.13% |
| Spartacus Acquisition Corp. II (TMTS)vs › | $230.69M | N/A | N/A | N/A | N/A |
| Snow Rothschild Acquisition Corp. (ISNR)vs › | $222.84M | N/A | N/A | N/A | N/A |
| CF Bankshares Inc. (CFBK)vs › | $222.62M | 0.87% | 0.73% | 0.82% | 1.08% |
ROA
1.1%
ROE
12.1%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.97% |
| 2024-12-31 | 0.89% |
| 2023-12-31 | 1.11% |
| 2022-12-31 | 1.59% |
| 2021-12-31 | 1.67% |
| 2020-12-31 | 0.96% |
| 2019-12-31 | 1.42% |
| 2018-12-31 | 1.36% |
| 2017-12-31 | 1.03% |
| 2016-12-31 | 0.98% |
| 2015-12-31 | 0.97% |
| 2014-12-31 | 0.85% |
| 2013-12-31 | 1.45% |
| 2012-12-31 | 3.01% |
| 2006-12-31 | -1.12% |
| 2005-12-31 | -2.99% |
