Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 5.31%.
YIELD ON COST (YOC)
5.31%
NWBI now pays $0.80 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-04) | $15.59 | 5.13% |
| 5 years ago(2021-09-30) | $13.28 | 6.02% |
| 3 years ago(2023-10-03) | $10.08 | 7.94% |
| 1 year ago(2025-10-07) | $12.46 | 6.42% |
| Buying today(at $14.96) | $14.96 | 5.31% |
Projection: starting from today's 5.31% yield, assuming the dividend keeps compounding at 0.3% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
5.31%
In 3 years
5.36%
In 5 years
5.40%
In 10 years
5.48%
Try your own purchase price, dividend and growth rate for Northwest Bancshares, Inc. (NWBI).
Starting Yield
5.35%
Ending YOC
6.24%
Year 15 Dividend
$0.93
Cum. Dividends Recd.
$13.04
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.80 | N/A | 5.35% | $0.00 |
| Year 1 | $0.81 | +1.03% | 5.40% | $0.81 |
| Year 2 | $0.82 | +1.03% | 5.46% | $1.62 |
| Year 3 | $0.82 | +1.03% | 5.51% | $2.45 |
| Year 4 | $0.83 | +1.03% | 5.57% | $3.28 |
| Year 5 | $0.84 | +1.03% | 5.63% | $4.13 |
| Year 6 | $0.85 | +1.03% | 5.69% | $4.98 |
| Year 7 | $0.86 | +1.03% | 5.74% | $5.84 |
| Year 8 | $0.87 | +1.03% | 5.80% | $6.70 |
| Year 9 | $0.88 | +1.03% | 5.86% | $7.58 |
| Year 10 | $0.89 | +1.03% | 5.92% | $8.47 |
| Year 11 | $0.90 | +1.03% | 5.99% | $9.36 |
| Year 12 | $0.90 | +1.03% | 6.05% | $10.27 |
| Year 13 | $0.91 | +1.03% | 6.11% | $11.18 |
| Year 14 | $0.92 | +1.03% | 6.17% | $12.11 |
| Year 15 | $0.93 | +1.03% | 6.24% | $13.04 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
