Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 7.52 as of 2026-10-06T19:23:02.512Z.
Consensus retrieved: 2026-10-06T14:24:29.572Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T19:23:02.512Z.
Quote observation: 2026-10-06T19:20:23.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: d7d47deb5a3fad974aca157f5b2e829d901c1a6294f47b277018e618366b0561
Forward PE Ratio (7.52) = Dated Quote Price ($39.61) / Consensus Forward EPS ($5.27)
FORWARD PE RATIO
7.52
SECTOR MEDIAN · FINANCIAL SERVICES
11.15
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-32.56%
vs the sector median at left
NMI Holdings, Inc.
Market Cap
$3.01B
Forward PE Ratio
7.52
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| NMI Holdings, Inc. (NMIH) | $3.01B | 7.52 |
| Strive, Inc. (ASST)vs › | $2.99B | N/A |
| First Hawaiian, Inc. (FHB)vs › | $3.04B | 10.62 |
| Inter & Co, Inc. (INTR)vs › | $3.12B | N/A |
| CleanSpark, Inc. (CLSK)vs › | $3.14B | N/A |
| Brighthouse Financial, Inc. (BHF)vs › | $2.88B | 2.53 |
| CVB Financial Corp. (CVBF)vs › | $3.15B | 14.58 |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 12.70 |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.18B | 9.56 |
| Slide Insurance Holdings, Inc. Common Stock (SLDE)vs › | $2.80B | 6.31 |
Trailing P/E
7.8
reported TTM EPS
Forward P/E
7.5
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $5.27 implies +3.7% EPS growth vs the reported trailing $5.08.
At the dated quote price of $39.61, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $5.27 | $5.21 – $5.37 | 5 | 7.5x |
| 2027-12-31 | $5.51 | $5.42 – $5.65 | 5 | 7.2x |
| 2028-12-31 | $5.73 | $5.68 – $5.78 | 2 | 6.9x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute