Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 10.46% is 24% above its 5-year average of 8.43%, around the middle of its 5-year range (-7.60%–32.50%).
As of the fiscal period ended Tuesday, June 30, 2026. 17.96% below its 12-month average of 12.75%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 10.46%.
RETURN ON EQUITY (ROE)
10.46%
RETURN ON EQUITY (ROE) AVG TTM
12.75%
RETURN ON EQUITY (ROE) AVG 3Y
2.17%
RETURN ON EQUITY (ROE) AVG 5Y
8.43%
RETURN ON EQUITY (ROE) AVG 10Y
N/A
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
-17.96%
CURRENT VS 3Y AVG
+381.02%
CURRENT VS 5Y AVG
+23.99%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
+19.36%
vs the sector median at left
Mechanics Bank
Market Cap
$3.29B
Return on Equity (ROE)
10.46%
TTM Avg
12.75%
3Y Avg
2.17%
5Y Avg
8.43%
Market Cap
$3.29B
Return on Equity (ROE)
9.55%
TTM Avg
9.31%
3Y Avg
10.14%
5Y Avg
9.41%
Market Cap
$3.28B
Return on Equity (ROE)
-10.04%
TTM Avg
-3.65%
3Y Avg
1.41%
5Y Avg
3.76%
Market Cap
$3.34B
Return on Equity (ROE)
20.71%
TTM Avg
18.52%
3Y Avg
16.85%
5Y Avg
13.46%
Market Cap
$3.24B
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$3.17B
Return on Equity (ROE)
3.96%
TTM Avg
8.13%
3Y Avg
8.26%
5Y Avg
8.09%
Market Cap
$3.16B
Return on Equity (ROE)
-131.07%
TTM Avg
4.24%
3Y Avg
-6.54%
5Y Avg
-29.24%
Market Cap
$3.15B
Return on Equity (ROE)
5.28%
TTM Avg
5.14%
3Y Avg
5.46%
5Y Avg
6.37%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Mechanics Bank (MCHB) | $3.29B | 10.46% | 12.75% | 2.17% | 8.43% |
| First Financial Bancorp. (FFBC)vs › | $3.29B | 9.55% | 9.31% | 10.14% | 9.41% |
| Simmons First National Corporation (SFNC)vs › | $3.28B | -10.04% | -3.65% | 1.41% | 3.76% |
| TowneBank (TOWN)vs › | $3.28B | 10.48% | 7.28% | 8.04% | 8.63% |
| Palomar Holdings, Inc. (PLMR)vs › | $3.34B | 20.71% | 18.52% | 16.85% | 13.46% |
| iShares Core 80/20 Aggressive Allocation ETF (AOA)vs › | $3.24B | N/A | N/A | N/A | N/A |
| Golub Capital BDC, Inc. (GBDC)vs › | $3.17B | 3.96% | 8.13% | 8.26% | 8.09% |
| CleanSpark, Inc. (CLSK)vs › | $3.16B | -131.07% | 4.24% | -6.54% | -29.24% |
| Seacoast Banking Corporation of Florida (SBCF)vs › | $3.15B | 5.28% | 5.14% | 5.46% | 6.37% |
| CVB Financial Corp. (CVBF)vs › | $3.14B | 6.53% | 9.15% | 10.26% | 10.01% |
ROE
10.5%
ROA
1.3%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 10.46% |
| 2026-03-31 | 7.85% |
| 2025-12-31 | 7.65% |
| 2025-09-30 | 5.27% |
| 2025-06-30 | 32.50% |
| 2025-03-31 | 5.44% |
| 2024-12-31 | 3.38% |
| 2024-09-30 | 4.23% |
| 2024-06-30 | -2.86% |
| 2024-03-31 | -7.60% |
| 2023-12-31 | -5.11% |
| 2023-09-30 | -3.10% |
| 2023-06-30 | 0.47% |
| 2023-03-31 | 8.98% |
| 2022-12-31 | 11.84% |
| 2022-09-30 | 15.82% |
| 2022-06-30 | 16.23% |
| 2022-03-31 | 17.58% |
| 2021-12-31 | 16.14% |
| 2021-09-30 | 15.99% |
| 2021-06-30 | 15.91% |
| 2021-03-31 | 14.61% |
| 2020-12-31 | 11.14% |
| 2020-09-30 | 9.08% |
| 2020-06-30 | 7.12% |
| 2020-03-31 | 5.28% |
| 2019-12-31 | 5.75% |
| 2019-09-30 | 6.30% |
| 2019-06-30 | 5.91% |
| 2019-03-31 | 5.98% |
| 2018-12-31 | 5.41% |
| 2018-09-30 | 8.35% |
| 2018-06-30 | 8.74% |
| 2018-03-31 | 9.39% |
| 2017-12-31 | 9.79% |
| 2017-09-30 | 5.41% |
| 2017-06-30 | 7.65% |
