Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 1.13%.
YIELD ON COST (YOC)
1.13%
KINS now pays $0.21 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-10-05) | $9.52 | 2.21% |
| 5 years ago(2021-10-07) | $6.55 | 3.21% |
| 3 years ago(2023-10-10) | $1.69 | 12.43% |
| 1 year ago(2025-10-03) | $15.05 | 1.40% |
| Buying today(at $18.56) | $18.56 | 1.13% |
Projection: starting from today's 1.13% yield, assuming the dividend keeps compounding at -17.7% a year — the recent growth rate of its annual payout. Boards set dividends each year, so actual figures will differ.
Today
1.13%
In 3 years
0.63%
In 5 years
0.42%
In 10 years
0.16%
Try your own purchase price, dividend and growth rate for Kingstone Companies, Inc. (KINS).
Starting Yield
1.13%
Ending YOC
0.19%
Year 15 Dividend
$0.03
Cum. Dividends Recd.
$1.37
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.21 | N/A | 1.13% | $0.00 |
| Year 1 | $0.19 | -11.34% | 1.00% | $0.19 |
| Year 2 | $0.17 | -11.34% | 0.89% | $0.35 |
| Year 3 | $0.15 | -11.34% | 0.79% | $0.50 |
| Year 4 | $0.13 | -11.34% | 0.70% | $0.63 |
| Year 5 | $0.12 | -11.34% | 0.62% | $0.74 |
| Year 6 | $0.10 | -11.34% | 0.55% | $0.84 |
| Year 7 | $0.09 | -11.34% | 0.49% | $0.93 |
| Year 8 | $0.08 | -11.34% | 0.43% | $1.02 |
| Year 9 | $0.07 | -11.34% | 0.38% | $1.09 |
| Year 10 | $0.06 | -11.34% | 0.34% | $1.15 |
| Year 11 | $0.06 | -11.34% | 0.30% | $1.20 |
| Year 12 | $0.05 | -11.34% | 0.27% | $1.25 |
| Year 13 | $0.04 | -11.34% | 0.24% | $1.30 |
| Year 14 | $0.04 | -11.34% | 0.21% | $1.34 |
| Year 15 | $0.03 | -11.34% | 0.19% | $1.37 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
