FCF Payout Ratio: 23.31%
Is the FCF payout ratio high or low?
The FCF payout ratio of 23.31% is 35% below its 5-year average of 35.90%, near the low end of its 5-year range (23.31%–56.56%).
16.02% below its 12-month average of 27.76%.
JKHY FCF Payout Ratio
Rolling trailing-12-month FCF payout ratio sampled each quarter; raw quarterly payout is intentionally not charted.
JKHY Average FCF Payout Ratio Chart
JKHY Current vs Average FCF Payout Ratio Chart
JKHY FCF Payout Ratio Metrics
FCF PAYOUT RATIO
23.31%
FCF PAYOUT RATIO AVG TTM
27.76%
FCF PAYOUT RATIO AVG 3Y
35.57%
FCF PAYOUT RATIO AVG 5Y
34.86%
FCF PAYOUT RATIO AVG 10Y
33.62%
FCF PAYOUT RATIO AVG 15Y
30.55%
FCF PAYOUT RATIO AVG 20Y
28.81%
CURRENT VS TTM AVG
-16.02%
CURRENT VS 3Y AVG
-34.46%
CURRENT VS 5Y AVG
-33.13%
CURRENT VS 10Y AVG
-30.65%
CURRENT VS 15Y AVG
-23.68%
CURRENT VS 20Y AVG
-19.07%
Payout Ratio Comparison
FCF Payout Ratio TTM
23.3%
Earnings Payout Ratio
38.1%
Dividend Yield
1.85%
FCF Yield
7.86%
Annual FCF Payout Ratio History
| Year | Free Cash Flow | Dividends Paid | FCF Payout Ratio |
|---|---|---|---|
| 2025 | $588.15M | $164.64M | 28.0% |
| 2024 | $509.92M | $155.88M | 30.6% |
| 2023 | $342.38M | $147.24M | 43.0% |
| 2022 | $469.97M | $139.07M | 29.6% |
| 2021 | $313.24M | $139.07M | 44.4% |
| 2020 | $333.02M | $127.42M | 38.3% |
| 2019 | $377.53M | $118.75M | 31.5% |
| 2018 | $372.01M | $105.02M | 28.2% |
| 2017 | $315.38M | $91.71M | 29.1% |
| 2016 | $308.79M | $84.12M | 27.2% |
| 2015 | $319.38M | $76.41M | 23.9% |
| 2014 | $308.47M | $71.25M | 23.1% |
| 2013 | $262.92M | $48.20M | 18.3% |
| 2012 | $223.11M | $38.13M | 17.1% |
| 2011 | $208.05M | $34.39M | 16.5% |
| 2010 | $164.19M | $30.46M | 18.6% |
| 2009 | $175.03M | $26.90M | 15.4% |
| 2008 | $149.90M | $24.68M | 16.5% |
| 2007 | $140.04M | $21.68M | 15.5% |
| 2006 | $124.04M | $18.38M | 14.8% |
| 2005 | $50.23M | $15.46M | 30.8% |
| 2004 | $63.67M | $13.41M | 21.1% |
| 2003 | $52.90M | $12.29M | 23.2% |
| 2002 | $40.43M | $11.63M | 28.8% |
| 2001 | $15.04M | $9.60M | 63.9% |
| 2000 | $17.20M | $7.29M | 42.4% |
| 1999 | ($1.60M) | $5.70M | N/A (Loss) |
| 1998 | $17.00M | $4.50M | 26.5% |
| 1997 | $8.40M | $3.60M | 42.9% |
| 1996 | $9.70M | $3.00M | 30.9% |
Formula: FCF Payout Ratio TTM = trailing 4Q dividends paid / trailing 4Q free cash flow × 100
FCF payout and earnings payout:
- FCF represents operating cash flow after capital expenditures
- FCF payout compares dividends paid with free cash flow
- FCF payout above 100% means dividends paid exceeded free cash flow for the period
- Earnings payout compares dividends paid with net income
Reading the series: Use the chart and table to compare dividend payments with cash generation over time.
FCF Payout Ratio Formula & Definition
FCF Payout Ratio measures trailing dividends paid as a percentage of trailing free cash flow. Unlike earnings-based payout, it compares dividends with cash generated after capital expenditures.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
FCF Payout Ratio FAQ
- What is the FCF payout ratio for Jack Henry & Associates, Inc. (JKHY)?
- The FCF payout ratio for JKHY stock is 23.31%.
- Is Jack Henry & Associates, Inc.'s FCF payout ratio high or low?
- The FCF payout ratio of 23.31% is 35% below its 5-year average of 35.90%, near the low end of its 5-year range (23.31%–56.56%).
- What is the TTM average FCF payout ratio for Jack Henry & Associates, Inc. (JKHY)?
- The TTM average FCF payout ratio for JKHY stock is 27.76%.
- What is the 3Y average FCF payout ratio for Jack Henry & Associates, Inc. (JKHY)?
- The 3Y average FCF payout ratio for JKHY stock is 35.57%.
- What is the 5Y average FCF payout ratio for Jack Henry & Associates, Inc. (JKHY)?
- The 5Y average FCF payout ratio for JKHY stock is 34.86%.
- What is the 10Y average FCF payout ratio for Jack Henry & Associates, Inc. (JKHY)?
- The 10Y average FCF payout ratio for JKHY stock is 33.62%.
- What is the 15Y average FCF payout ratio for Jack Henry & Associates, Inc. (JKHY)?
- The 15Y average FCF payout ratio for JKHY stock is 30.55%.
- What is the 20Y average FCF payout ratio for Jack Henry & Associates, Inc. (JKHY)?
- The 20Y average FCF payout ratio for JKHY stock is 28.81%.
JKHY FCF Payout Ratio History
| DATE | FCF PAYOUT RATIO |
|---|---|
| 2026-03-31 | 23.31% |
| 2025-12-31 | 25.74% |
| 2025-09-30 | 27.98% |
| 2025-06-30 | 27.99% |
| 2025-03-31 | 33.78% |
| 2024-12-31 | 33.92% |
| 2024-09-30 | 34.04% |
| 2024-06-30 | 30.57% |
| 2024-03-31 | 33.09% |
| 2023-12-31 | 39.53% |
| 2023-09-30 | 46.70% |
| 2023-06-30 | 56.56% |
| 2023-03-31 | 49.22% |
| 2022-12-31 | 36.98% |
| 2022-09-30 | 30.42% |
| 2022-06-30 | 29.59% |
| 2022-03-31 | 32.12% |
| 2021-12-31 | 37.58% |
| 2021-09-30 | 41.62% |
| 2021-06-30 | 43.97% |
| 2021-03-31 | 39.13% |
| 2020-12-31 | 39.88% |
| 2020-09-30 | 39.10% |
| 2020-06-30 | 35.01% |
| 2020-03-31 | 34.70% |
| 2019-12-31 | 33.27% |
| 2019-09-30 | 40.99% |
| 2019-06-30 | 31.45% |
| 2019-03-31 | 33.69% |
| 2018-12-31 | 31.19% |
| 2018-09-30 | 22.55% |
| 2018-06-30 | 28.23% |
| 2018-03-31 | 27.79% |
| 2017-12-31 | 28.77% |
| 2017-09-30 | 28.84% |
| 2017-06-30 | 29.08% |
| 2017-03-31 | 28.41% |
| 2016-12-31 | 28.20% |
| 2016-09-30 | 32.63% |
| 2016-06-30 | 37.56% |
| 2016-03-31 | 36.16% |
| 2015-12-31 | 34.57% |
| 2015-09-30 | 29.69% |
| 2015-06-30 | 33.44% |
| 2015-03-31 | 32.18% |
| 2014-12-31 | 34.50% |
| 2014-09-30 | 34.88% |
| 2014-06-30 | 30.98% |
| 2014-03-31 | 34.40% |
| 2013-12-31 | 29.97% |
| 2013-09-30 | 27.50% |
| 2013-06-30 | 22.80% |
| 2013-03-31 | 19.93% |
| 2012-12-31 | 19.91% |
| 2012-09-30 | 18.72% |
| 2012-06-30 | 20.66% |
| 2012-03-31 | 21.36% |
| 2011-12-31 | 19.74% |
| 2011-09-30 | 19.47% |
| 2011-06-30 | 18.99% |
| 2011-03-31 | 19.20% |
| 2010-12-31 | 20.29% |
| 2010-09-30 | 21.04% |
| 2010-06-30 | 21.98% |
| 2010-03-31 | 21.83% |
| 2009-12-31 | 20.57% |
| 2009-09-30 | 19.24% |
| 2009-06-30 | 17.89% |
| 2009-03-31 | 20.96% |
| 2008-12-31 | 20.73% |
| 2008-09-30 | 19.85% |
| 2008-06-30 | 19.56% |
| 2008-03-31 | 20.55% |
| 2007-12-31 | 21.29% |
| 2007-09-30 | 18.05% |
| 2007-06-30 | 18.18% |
| 2007-03-31 | 22.42% |
| 2006-12-31 | 25.12% |
| 2006-09-30 | 34.00% |
| 2006-06-30 | 17.03% |
| 2006-03-31 | 36.40% |
| 2005-12-31 | 24.23% |
| 2005-09-30 | 21.31% |
| 2005-06-30 | 30.77% |
| 2005-03-31 | 23.07% |
| 2004-12-31 | 21.48% |
| 2004-09-30 | 19.38% |
| 2004-06-30 | 21.06% |
| 2004-03-31 | 18.10% |
| 2003-12-31 | 16.06% |
| 2003-09-30 | 15.85% |
| 2003-06-30 | 23.23% |
| 2003-03-31 | 25.83% |
About Jack Henry & Associates, Inc.
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services. It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information. The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions. The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions. The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities. The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks. It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services. The company was founded in 1976 and is headquartered in Monett, Missouri.
- Sector
- Technology
- Industry
- Software - Services
- CEO
- Gregory R. Adelson