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The Hartford Financial Services Group, Inc. (HIG)
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The Hartford Financial Services Group, Inc. (HIG) Return on Invested Capital (ROIC): 28.21%

Is The Hartford Financial Services Group, Inc.’s return on invested capital (ROIC) high or low?

The Hartford Financial Services Group, Inc.'s return on invested capital (ROIC) of 28.21% is 114% above its 5-year average of 13.15%, near the high end of its 5-year range (1.82%–28.21%).

As of Sunday, June 14, 2026. 8.48% above its 12-month average of 26.01%.

HIG Return on Invested Capital (ROIC) Chart

HIG Return on Invested Capital (ROIC)
28.21%+18.53% 1Y
Zoom
24.00%25.00%26.00%27.00%28.00%Dec 24Dec 25

HIG Average Return on Invested Capital (ROIC) Chart

HIG Current vs Average Return on Invested Capital (ROIC) Chart

HIG Return on Invested Capital (ROIC) Metrics

RETURN ON INVESTED CAPITAL (ROIC)

28.21%

RETURN ON INVESTED CAPITAL (ROIC) AVG TTM

26.01%

RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y

15.25%

RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y

13.15%

RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y

9.95%

RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y

7.65%

RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y

5.52%

CURRENT VS TTM AVG

+8.48%

CURRENT VS 3Y AVG

+84.95%

CURRENT VS 5Y AVG

+114.47%

CURRENT VS 10Y AVG

+183.62%

CURRENT VS 15Y AVG

+268.73%

CURRENT VS 20Y AVG

+411.49%

HIG Competitors' Return on Invested Capital (ROIC)

NAMEMARKET CAPRETURN ON INVESTED CAPITAL (ROIC)TTM3Y5Y
The Hartford Financial Services Group, Inc. (HIG)$35.53B28.21%26.01%15.25%13.15%
PayPal Holdings, Inc. (PYPL)vs ›$36.63B14.95%13.71%11.83%11.42%
Sunbelt Rentals Holdings Inc (SUNB)vs ›$34.04B9.46%9.73%10.24%10.24%
Prudential Financial, Inc. (PRU)vs ›$37.68B0.68%0.60%0.34%-2.38%
American International Group, Inc. (AIG)vs ›$40.16B5.29%4.88%2.77%2.21%
Ameriprise Financial, Inc. (AMP)vs ›$41.27B2.03%2.02%1.94%1.75%
Coinbase Global, Inc. (COIN)vs ›$42.10B5.24%9.40%-1.24%7.17%
MSCI Inc. (MSCI)vs ›$43.62B35.60%33.89%30.89%28.17%
Cincinnati Financial Corporation (CINF)vs ›$26.14B10.68%11.01%7.29%382.76%
State Street SPDR Dow Jones Industrial Average ETF Trust (DIA)vs ›$45.10BN/AN/AN/AN/A

Capital Efficiency

ROIC

28.2%

ROE

21.5%

The Hartford Financial Services Group, Inc. Return on Invested Capital (ROIC) Formula & Definition

ROIC = NOPAT / Invested Capital

Return on invested capital measures the after-tax return a company earns on all capital (debt and equity) invested in the business.

Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute

The Hartford Financial Services Group, Inc. Return on Invested Capital (ROIC) FAQ

What is the return on invested capital (ROIC) for The Hartford Financial Services Group, Inc. (HIG)?
The return on invested capital (ROIC) for HIG stock is 28.21%.
Is The Hartford Financial Services Group, Inc.'s return on invested capital (ROIC) high or low?
The Hartford Financial Services Group, Inc.'s return on invested capital (ROIC) of 28.21% is 114% above its 5-year average of 13.15%, near the high end of its 5-year range (1.82%–28.21%).
What is the TTM average return on invested capital (ROIC) for The Hartford Financial Services Group, Inc. (HIG)?
The TTM average return on invested capital (ROIC) for HIG stock is 26.01%.
What is the 3Y average return on invested capital (ROIC) for The Hartford Financial Services Group, Inc. (HIG)?
The 3Y average return on invested capital (ROIC) for HIG stock is 15.25%.
What is the 5Y average return on invested capital (ROIC) for The Hartford Financial Services Group, Inc. (HIG)?
The 5Y average return on invested capital (ROIC) for HIG stock is 13.15%.
What is the 10Y average return on invested capital (ROIC) for The Hartford Financial Services Group, Inc. (HIG)?
The 10Y average return on invested capital (ROIC) for HIG stock is 9.95%.
What is the 15Y average return on invested capital (ROIC) for The Hartford Financial Services Group, Inc. (HIG)?
The 15Y average return on invested capital (ROIC) for HIG stock is 7.65%.
What is the 20Y average return on invested capital (ROIC) for The Hartford Financial Services Group, Inc. (HIG)?
The 20Y average return on invested capital (ROIC) for HIG stock is 5.52%.

The Hartford Financial Services Group, Inc. Return on Invested Capital (ROIC) History

DATERETURN ON INVESTED CAPITAL (ROIC)
2025-12-3128.21%
2024-12-3123.80%
2023-12-317.18%
2022-12-311.82%
2021-12-313.10%
2020-12-3114.81%
2019-12-3118.62%
2018-12-318.35%
2017-12-31-1.42%
2016-12-31-0.23%
2015-12-315.17%
2014-12-315.43%
2013-12-310.56%
2012-12-310.10%
2011-12-310.68%
2010-12-316.23%
2009-12-31-3.57%
2008-12-31-16.46%
2007-12-311.05%
2006-12-311.07%
2005-12-3111.32%
2004-12-3111.15%
2003-12-310.07%
2002-12-31-0.95%
2001-12-31-1.04%
2000-12-31-0.88%
1999-12-31-0.81%
1998-12-31-1.09%
1997-12-31-2.40%
1996-12-310.12%

About The Hartford Financial Services Group, Inc.

The Hartford Financial Services Group, Inc., founded in 1810 and headquartered in Hartford, Connecticut, operates globally, providing a comprehensive array of insurance and financial services to individual and business clients in the United States, United Kingdom, and other international markets. Its Commercial Lines division delivers a full suite of property, casualty, and specialty insurance offerings, including workers' compensation, automobile, general liability, umbrella, various bond types, marine, livestock, and reinsurance. This segment also provides tailored risk management and insurance solutions like professional liability and surety, distributed through a wide network including regional offices, branches, sales and service centers, independent agents, brokers, wholesale channels, and reinsurance brokers. The Personal Lines segment caters to individuals with automobile, homeowners, and personal umbrella coverages, made available directly to consumers and through independent agents. Separately, Property & Casualty Other Operations addresses specific liabilities such as asbestos and environmental exposures. The Group Benefits segment supplies group life, disability, and other collective insurance products to employer groups, associations, and affinity organizations, either directly or by reinsuring other carriers. These offerings include both employer-paid and voluntary options, as well as disability underwriting, administration, and claims processing for self-funded plans and integrated leave management solutions. Distribution for this segment occurs through brokers, consultants, third-party administrators, trade associations, and private exchanges. Finally, Hartford Funds offers investment products designed for retail and retirement accounts, including exchange-traded products, distributed via broker-dealers, independent financial advisors, defined contribution platforms, financial consultants, bank trust departments, and registered investment advisors. This segment also provides essential investment management and administrative services, from product design to oversight.

Hartford, CT
19,100 employees
Financial Services / Insurance - Property & Casualty
Sector
Financial Services
Industry
Insurance - Property & Casualty
CEO
Christopher Jerome Swift