Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 5.51% is 31% below its 5-year average of 7.95%, around the middle of its 5-year range (2.18%–12.23%).
As of the fiscal period ended Tuesday, June 30, 2026. 13.45% above its 12-month average of 4.85%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 5.51%.
RETURN ON EQUITY (ROE)
5.51%
RETURN ON EQUITY (ROE) AVG TTM
4.85%
RETURN ON EQUITY (ROE) AVG 3Y
6.55%
RETURN ON EQUITY (ROE) AVG 5Y
7.95%
RETURN ON EQUITY (ROE) AVG 10Y
9.16%
RETURN ON EQUITY (ROE) AVG 15Y
9.71%
RETURN ON EQUITY (ROE) AVG 20Y
9.89%
CURRENT VS TTM AVG
+13.45%
CURRENT VS 3Y AVG
-15.91%
CURRENT VS 5Y AVG
-30.74%
CURRENT VS 10Y AVG
-39.86%
CURRENT VS 15Y AVG
-43.31%
CURRENT VS 20Y AVG
-44.35%
SECTOR MEDIAN · FINANCIAL SERVICES
9.39%
median of 473 covered companies
CURRENT VS SECTOR MEDIAN
-41.37%
vs the sector median at left
Finward Bancorp
Market Cap
$183.94M
Return on Equity (ROE)
5.51%
TTM Avg
4.85%
3Y Avg
6.55%
5Y Avg
7.95%
Market Cap
$183.71M
Return on Equity (ROE)
1.36%
TTM Avg
-0.21%
3Y Avg
-0.21%
5Y Avg
-0.21%
Market Cap
$186.20M
Return on Equity (ROE)
6.35%
TTM Avg
3.44%
3Y Avg
2.81%
5Y Avg
3.86%
Market Cap
$184.73M
Return on Equity (ROE)
1.72%
TTM Avg
-7.40%
3Y Avg
-7.40%
5Y Avg
-7.40%
Market Cap
$182.97M
Return on Equity (ROE)
2.45%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$185.08M
Return on Equity (ROE)
1.28%
TTM Avg
0.66%
3Y Avg
0.66%
5Y Avg
0.66%
Market Cap
$184.93M
Return on Equity (ROE)
4.67%
TTM Avg
5.01%
3Y Avg
6.07%
5Y Avg
8.15%
Market Cap
$185.73M
Return on Equity (ROE)
7.14%
TTM Avg
6.67%
3Y Avg
7.75%
5Y Avg
8.77%
Market Cap
$185.68M
Return on Equity (ROE)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Finward Bancorp (FNWD) | $183.94M | 5.51% | 4.85% | 6.55% | 7.95% |
| Invest Green Acquisition Corp. (IGAC)vs › | $183.71M | 1.36% | -0.21% | -0.21% | -0.21% |
| ECB Bancorp, Inc. (ECBK)vs › | $186.20M | 6.35% | 3.44% | 2.81% | 3.86% |
| Yorkville Acquisition Corp. (MCGA)vs › | $184.73M | 1.72% | -7.40% | -7.40% | -7.40% |
| McKinley Acquisition Corporation (MKLY)vs › | $182.97M | 2.45% | 0.00% | 0.00% | 0.00% |
| Crown Reserve Acquisition Corp. I (CRAC)vs › | $185.08M | 1.28% | 0.66% | 0.66% | 0.66% |
| Hanover Bancorp, Inc. (HNVR)vs › | $184.93M | 4.67% | 5.01% | 6.07% | 8.15% |
| BV Financial, Inc. (BVFL)vs › | $185.73M | 7.14% | 6.67% | 7.75% | 8.77% |
| JAB Acquisition Corp. I Class A (ATLQ)vs › | $185.68M | N/A | N/A | N/A | N/A |
| Helix Acquisition Corp. III Class A Ordinary Shares (HLXC)vs › | $187.50M | N/A | 194.40% | 194.40% | 194.40% |
ROE
5.5%
ROA
0.5%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 5.51% |
| 2026-03-31 | 5.73% |
| 2025-12-31 | 4.63% |
| 2025-09-30 | 4.96% |
| 2025-06-30 | 3.44% |
| 2025-03-31 | 2.18% |
| 2024-12-31 | 8.01% |
| 2024-09-30 | 7.23% |
| 2024-06-30 | 8.83% |
| 2024-03-31 | 10.17% |
| 2023-12-31 | 5.69% |
| 2023-09-30 | 9.10% |
| 2023-06-30 | 9.65% |
| 2023-03-31 | 10.87% |
| 2022-12-31 | 11.06% |
| 2022-09-30 | 12.23% |
| 2022-06-30 | 9.82% |
| 2022-03-31 | 7.96% |
| 2021-12-31 | 9.55% |
| 2021-09-30 | 9.90% |
| 2021-06-30 | 10.44% |
| 2021-03-31 | 11.67% |
| 2020-12-31 | 10.66% |
| 2020-09-30 | 10.07% |
| 2020-06-30 | 9.57% |
| 2020-03-31 | 9.29% |
| 2019-12-31 | 9.02% |
| 2019-09-30 | 9.37% |
| 2019-06-30 | 8.16% |
| 2019-03-31 | 7.30% |
| 2018-12-31 | 9.20% |
| 2018-09-30 | 8.90% |
| 2018-06-30 | 10.16% |
| 2018-03-31 | 10.27% |
| 2017-12-31 | 9.73% |
| 2017-09-30 | 10.32% |
| 2017-06-30 | 10.62% |
| 2017-03-31 | 10.64% |
| 2016-12-31 | 10.87% |
| 2016-09-30 | 10.14% |
| 2016-06-30 | 9.76% |
| 2016-03-31 | 9.75% |
| 2015-12-31 | 9.71% |
| 2015-09-30 | 9.43% |
| 2015-06-30 | 9.79% |
| 2015-03-31 | 9.65% |
| 2014-12-31 | 9.71% |
| 2014-09-30 | 9.49% |
| 2014-06-30 | 10.31% |
| 2014-03-31 | 10.40% |
| 2013-12-31 | 10.66% |
| 2013-09-30 | 10.98% |
| 2013-06-30 | 11.07% |
| 2013-03-31 | 10.52% |
| 2012-12-31 | 10.13% |
| 2012-09-30 | 9.84% |
| 2012-06-30 | 8.48% |
| 2012-03-31 | 8.73% |
| 2011-12-31 | 8.55% |
| 2011-09-30 | 8.24% |
| 2011-06-30 | 8.49% |
| 2011-03-31 | 8.66% |
| 2010-12-31 | 9.23% |
| 2010-09-30 | 9.00% |
| 2010-06-30 | 4.86% |
| 2010-03-31 | 4.00% |
| 2009-12-31 | 4.69% |
| 2009-09-30 | 4.93% |
| 2009-06-30 | 10.50% |
| 2009-03-31 | 11.26% |
| 2008-12-31 | 11.24% |
| 2008-09-30 | 11.59% |
| 2008-06-30 | 11.05% |
| 2008-03-31 | 10.60% |
| 2007-12-31 | 10.60% |
| 2007-09-30 | 11.41% |
| 2007-06-30 | 11.98% |
| 2007-03-31 | 12.38% |
| 2006-12-31 | 12.95% |
| 2006-09-30 | 13.73% |
| 2006-06-30 | 14.22% |
| 2006-03-31 | 14.29% |
| 2005-12-31 | 14.37% |
| 2005-09-30 | 14.15% |
| 2005-06-30 | 14.39% |
| 2005-03-31 | 14.49% |
| 2004-12-31 | 14.26% |
| 2004-09-30 | 14.06% |
| 2004-06-30 | 14.39% |
| 2004-03-31 | 14.04% |
| 2003-12-31 | 14.29% |
| 2003-09-30 | 14.35% |
| 2003-06-30 | 14.18% |