Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.09% is 2615% above its 5-year average of -0.04%, near the high end of its 5-year range (-5.21%–1.37%).
17.84% above its 12-month average of 0.93%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.32%.
RETURN ON ASSETS (ROA)
1.09%
RETURN ON ASSETS (ROA) AVG TTM
0.93%
RETURN ON ASSETS (ROA) AVG 3Y
0.89%
RETURN ON ASSETS (ROA) AVG 5Y
-0.04%
RETURN ON ASSETS (ROA) AVG 10Y
0.45%
RETURN ON ASSETS (ROA) AVG 15Y
0.89%
RETURN ON ASSETS (ROA) AVG 20Y
0.91%
CURRENT VS TTM AVG
+17.84%
CURRENT VS 3Y AVG
+21.79%
CURRENT VS 5Y AVG
+2615.38%
CURRENT VS 10Y AVG
+141.73%
CURRENT VS 15Y AVG
+21.92%
CURRENT VS 20Y AVG
+20.34%
SECTOR MEDIAN · FINANCIAL SERVICES
1.22%
median of 613 covered companies
CURRENT VS SECTOR MEDIAN
-10.66%
vs the sector median at left
Columbia Banking System, Inc.
Market Cap
$8.17B
Return on Assets (ROA)
1.09%
TTM Avg
0.93%
3Y Avg
0.89%
5Y Avg
-0.04%
Market Cap
$8.33B
Return on Assets (ROA)
-31.96%
TTM Avg
-15.13%
3Y Avg
-7.41%
5Y Avg
1.72%
Market Cap
$7.99B
Return on Assets (ROA)
1.65%
TTM Avg
1.68%
3Y Avg
1.60%
5Y Avg
1.49%
Market Cap
$7.76B
Return on Assets (ROA)
1.22%
TTM Avg
1.08%
3Y Avg
1.08%
5Y Avg
1.08%
Market Cap
$7.74B
Return on Assets (ROA)
2.12%
TTM Avg
1.88%
3Y Avg
1.88%
5Y Avg
1.88%
Market Cap
$7.59B
Return on Assets (ROA)
8.85%
TTM Avg
8.41%
3Y Avg
7.70%
5Y Avg
7.34%
Market Cap
$8.87B
Return on Assets (ROA)
0.33%
TTM Avg
0.39%
3Y Avg
0.38%
5Y Avg
0.44%
Market Cap
$7.41B
Return on Assets (ROA)
-0.92%
TTM Avg
0.44%
3Y Avg
-19.93%
5Y Avg
-5.75%
Market Cap
$7.33B
Return on Assets (ROA)
10.69%
TTM Avg
10.42%
3Y Avg
6.76%
5Y Avg
7.01%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Columbia Banking System, Inc. (COLB) | $8.17B | 1.09% | 0.93% | 0.89% | -0.04% |
| Oxford Lane Capital Corp. 7.95% Notes due 2032 (OXLCG)vs › | $8.33B | -31.96% | -15.13% | -7.41% | 1.72% |
| Commerce Bancshares, Inc. (CBSH)vs › | $7.99B | 1.65% | 1.68% | 1.60% | 1.49% |
| BOK Financial Corporation (BOKF)vs › | $7.76B | 1.22% | 1.08% | 1.08% | 1.08% |
| Central Bancompany (CBC)vs › | $7.74B | 2.12% | 1.88% | 1.88% | 1.88% |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.59B | 8.85% | 8.41% | 7.70% | 7.34% |
| Voya Financial, Inc. (VOYA)vs › | $8.87B | 0.33% | 0.39% | 0.38% | 0.44% |
| Galaxy Digital (GLXY)vs › | $7.41B | -0.92% | 0.44% | -19.93% | -5.75% |
| Morningstar, Inc. (MORN)vs › | $7.33B | 10.69% | 10.42% | 6.76% | 7.01% |
| TeraWulf Inc. (WULF)vs › | $7.30B | -24.22% | -9.64% | -16.82% | -17.48% |
ROA
1.1%
ROE
9.4%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.82% |
| 2024-12-31 | 1.03% |
| 2023-12-31 | 0.67% |
| 2022-12-31 | 1.06% |
| 2021-12-31 | 1.37% |
| 2020-12-31 | -5.21% |
| 2019-12-31 | 1.23% |
| 2018-12-31 | 1.17% |
| 2017-12-31 | 0.94% |
| 2016-12-31 | 0.93% |
| 2015-12-31 | 0.95% |
| 2014-12-31 | 0.65% |
| 2013-12-31 | 0.85% |
| 2012-12-31 | 0.86% |
| 2011-12-31 | 0.64% |
| 2010-12-31 | 0.24% |
| 2009-12-31 | -1.63% |
| 2008-12-31 | 0.59% |
| 2007-12-31 | 0.76% |
| 2006-12-31 | 1.15% |
| 2005-12-31 | 1.30% |
| 2004-12-31 | 0.97% |
| 2003-12-31 | 1.15% |
| 2002-12-31 | 0.86% |
| 2001-12-31 | 0.60% |
| 2000-12-31 | 0.96% |
| 1999-12-31 | 1.69% |
| 1998-12-31 | 2.83% |
| 1997-12-31 | 1.08% |
| 1996-12-31 | 0.61% |
