Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.11% is 10% above its 5-year average of 1.01%, around the middle of its 5-year range (0.57%–1.60%).
68.18% above its 12-month average of 0.66%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.29%.
RETURN ON ASSETS (ROA)
1.11%
RETURN ON ASSETS (ROA) AVG TTM
0.66%
RETURN ON ASSETS (ROA) AVG 3Y
0.88%
RETURN ON ASSETS (ROA) AVG 5Y
1.01%
RETURN ON ASSETS (ROA) AVG 10Y
0.99%
RETURN ON ASSETS (ROA) AVG 15Y
0.95%
RETURN ON ASSETS (ROA) AVG 20Y
0.84%
CURRENT VS TTM AVG
+68.18%
CURRENT VS 3Y AVG
+26.86%
CURRENT VS 5Y AVG
+10.26%
CURRENT VS 10Y AVG
+11.92%
CURRENT VS 15Y AVG
+16.38%
CURRENT VS 20Y AVG
+32.52%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 512 covered companies
CURRENT VS SECTOR MEDIAN
-9.39%
vs the sector median at left
ConnectOne Bancorp, Inc.
Market Cap
$1.65B
Return on Assets (ROA)
1.11%
TTM Avg
0.66%
3Y Avg
0.88%
5Y Avg
1.01%
Market Cap
$1.66B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.68B
Return on Assets (ROA)
8.67%
TTM Avg
7.18%
3Y Avg
4.63%
5Y Avg
4.25%
Market Cap
$1.63B
Return on Assets (ROA)
2.06%
TTM Avg
2.50%
3Y Avg
3.62%
5Y Avg
5.24%
Market Cap
$1.69B
Return on Assets (ROA)
1.36%
TTM Avg
1.52%
3Y Avg
1.51%
5Y Avg
1.50%
Market Cap
$1.74B
Return on Assets (ROA)
0.67%
TTM Avg
0.45%
3Y Avg
0.68%
5Y Avg
0.76%
Market Cap
$1.56B
Return on Assets (ROA)
2.40%
TTM Avg
2.51%
3Y Avg
2.29%
5Y Avg
2.17%
Market Cap
$1.56B
Return on Assets (ROA)
-4.16%
TTM Avg
-0.69%
3Y Avg
-1.80%
5Y Avg
-1.44%
Market Cap
$1.54B
Return on Assets (ROA)
1.11%
TTM Avg
0.66%
3Y Avg
0.88%
5Y Avg
1.01%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| ConnectOne Bancorp, Inc. (CNOBP) | $1.65B | 1.11% | 0.66% | 0.88% | 1.01% |
| Atlanticus Holdings Corporation 9.25% Senior Notes due 2029 (ATLCZ)vs › | $1.66B | 2.06% | 2.50% | 3.62% | 5.24% |
| Goosehead Insurance, Inc (GSHD)vs › | $1.68B | 8.67% | 7.18% | 4.63% | 4.25% |
| Atlanticus Holdings Corporation (ATLCP)vs › | $1.63B | 2.06% | 2.50% | 3.62% | 5.24% |
| Bank First Corporation (BFC)vs › | $1.69B | 1.36% | 1.52% | 1.51% | 1.50% |
| Hope Bancorp, Inc. (HOPE)vs › | $1.74B | 0.67% | 0.45% | 0.68% | 0.76% |
| Pathward Financial, Inc. (CASH)vs › | $1.56B | 2.40% | 2.51% | 2.29% | 2.17% |
| Nuveen California Quality Municipal Income Fund (NAC)vs › | $1.56B | -4.16% | -0.69% | -1.80% | -1.44% |
| ConnectOne Bancorp, Inc. (CNOB)vs › | $1.54B | 1.11% | 0.66% | 0.88% | 1.01% |
| EZCORP, Inc. (EZPW)vs › | $1.80B | 7.31% | 5.59% | 4.38% | 2.08% |
ROA
1.1%
ROE
9.8%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 0.57% |
| 2024-12-31 | 0.75% |
| 2023-12-31 | 0.88% |
| 2022-12-31 | 1.30% |
| 2021-12-31 | 1.60% |
| 2020-12-31 | 0.94% |
| 2019-12-31 | 1.19% |
| 2018-12-31 | 1.10% |
| 2017-12-31 | 0.85% |
| 2016-12-31 | 0.70% |
| 2015-12-31 | 1.03% |
| 2014-12-31 | 0.54% |
| 2013-12-31 | 1.19% |
| 2012-12-31 | 1.07% |
| 2011-12-31 | 0.97% |
| 2010-12-31 | 0.58% |
| 2009-12-31 | 0.32% |
| 2008-12-31 | 0.57% |
| 2007-12-31 | 0.38% |
| 2006-12-31 | 0.37% |
| 2005-12-31 | 0.69% |
| 2004-12-31 | 0.76% |
| 2003-12-31 | 0.70% |
| 2002-12-31 | 0.97% |
| 2001-12-31 | 0.87% |
| 2000-12-31 | 0.88% |
| 1999-12-31 | 0.91% |
| 1998-12-31 | 0.89% |
| 1997-12-31 | 0.95% |
| 1996-12-31 | 0.91% |