Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
The yield on cost (YOC) is 0.44%.
YIELD ON COST (YOC)
0.44%
CLBK now pays $0.05 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 5 years ago(2021-10-05) | $8.64 | 0.58% |
| 3 years ago(2023-10-06) | $7.32 | 0.68% |
| 1 year ago(2025-10-07) | $6.75 | 0.74% |
| Buying today(at $11.14) | $11.14 | 0.44% |
Try your own purchase price, dividend and growth rate for Columbia Financial, Inc. (CLBK).
Starting Yield
0.45%
Ending YOC
1.42%
Year 15 Dividend
$0.16
Cum. Dividends Recd.
$1.47
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $0.05 | N/A | 0.45% | $0.00 |
| Year 1 | $0.05 | +8.00% | 0.48% | $0.05 |
| Year 2 | $0.06 | +8.00% | 0.52% | $0.11 |
| Year 3 | $0.06 | +8.00% | 0.57% | $0.18 |
| Year 4 | $0.07 | +8.00% | 0.61% | $0.24 |
| Year 5 | $0.07 | +8.00% | 0.66% | $0.32 |
| Year 6 | $0.08 | +8.00% | 0.71% | $0.40 |
| Year 7 | $0.09 | +8.00% | 0.77% | $0.48 |
| Year 8 | $0.09 | +8.00% | 0.83% | $0.57 |
| Year 9 | $0.10 | +8.00% | 0.90% | $0.67 |
| Year 10 | $0.11 | +8.00% | 0.97% | $0.78 |
| Year 11 | $0.12 | +8.00% | 1.05% | $0.90 |
| Year 12 | $0.13 | +8.00% | 1.13% | $1.02 |
| Year 13 | $0.14 | +8.00% | 1.22% | $1.16 |
| Year 14 | $0.15 | +8.00% | 1.32% | $1.31 |
| Year 15 | $0.16 | +8.00% | 1.42% | $1.47 |
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
