Yield on Cost (YOC): 2.61%
The yield on cost (YOC) is 2.61%.
CFG Yield on Cost (YOC) Metrics
YIELD ON COST (YOC)
2.61%
Yield on Cost for CFG
CFG now pays $1.84 per share a year. Measured against the price it actually traded at back then, a long-term holder is earning:
| If you bought | Price then | Yield on cost today |
|---|---|---|
| 10 years ago(2016-06-24) | $19.95 | 9.22% |
| 5 years ago(2021-06-28) | $46.03 | 4.00% |
| 3 years ago(2023-06-26) | $25.56 | 7.20% |
| 1 year ago(2025-06-25) | $43.12 | 4.27% |
| Buying today(at $70.40) | $70.40 | 2.61% |
If you buy today and the dividend keeps growing
Projection: starting from today's 2.61% yield, assuming the dividend keeps compounding at its historical 2.0% rate. Boards set dividends each year, so actual figures will differ.
Today
2.61%
In 3 years
2.88%
In 5 years
3.08%
In 10 years
3.62%
Yield on Cost Calculator
Try your own purchase price, dividend and growth rate for Citizens Financial Group, Inc. (CFG).
Starting Yield
2.61%
Ending YOC
3.50%
Year 15 Dividend
$2.47
Cum. Dividends Recd.
$32.38
| Year | Projected Div. / Share | YoY Dividend Hike | Yield on Cost (YOC) | Total Dividends Recd. |
|---|---|---|---|---|
| Initial | $1.84 | — | 2.61% | $0.00 |
| Year 1 | $1.88 | +1.97% | 2.67% | $1.88 |
| Year 2 | $1.91 | +1.97% | 2.72% | $3.79 |
| Year 3 | $1.95 | +1.97% | 2.77% | $5.74 |
| Year 4 | $1.99 | +1.97% | 2.83% | $7.73 |
| Year 5 | $2.03 | +1.97% | 2.88% | $9.76 |
| Year 6 | $2.07 | +1.97% | 2.94% | $11.83 |
| Year 7 | $2.11 | +1.97% | 3.00% | $13.94 |
| Year 8 | $2.15 | +1.97% | 3.06% | $16.09 |
| Year 9 | $2.19 | +1.97% | 3.12% | $18.28 |
| Year 10 | $2.24 | +1.97% | 3.18% | $20.52 |
| Year 11 | $2.28 | +1.97% | 3.24% | $22.80 |
| Year 12 | $2.33 | +1.97% | 3.30% | $25.12 |
| Year 13 | $2.37 | +1.97% | 3.37% | $27.49 |
| Year 14 | $2.42 | +1.97% | 3.43% | $29.91 |
| Year 15 | $2.47 | +1.97% | 3.50% | $32.38 |
Yield on Cost (YOC) Formula & Definition
Yield on cost is the dividend yield measured against your original purchase price, not today's price. As a company raises its dividend, the yield on what you actually paid keeps rising even when the market yield holds steady.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
Yield on Cost (YOC) FAQ
- What is the yield on cost (YOC) for Citizens Financial Group, Inc. (CFG)?
- The yield on cost (YOC) for CFG stock is 2.61%.
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. (CFG) functions as the holding company for Citizens Bank, National Association, a major financial institution offering a comprehensive suite of retail and commercial banking solutions across the United States. It serves a broad spectrum of clients, from individual consumers and small enterprises to large corporations and various institutions. Its business is segmented into two primary divisions: Consumer Banking and Commercial Banking. The Consumer Banking division delivers a robust array of products, encompassing deposit accounts, mortgage and home equity lending, credit cards, and business loans for smaller entities. It also provides wealth management, investment services, and specialized financing for areas like auto, education, and point-of-sale purchases, alongside digital deposit solutions. Clients engage with this segment through contact centers and its advanced online and mobile banking platforms. Conversely, the Commercial Banking segment provides sophisticated financial solutions designed for corporate and institutional clients. These include a wide range of lending and leasing products, treasury and deposit management services, foreign exchange, and risk mitigation tools for interest rates and commodities. Additionally, it offers syndicated loans, corporate finance advice, merger and acquisition (M&A) assistance, and capital markets services for debt and equity. Its client roster spans numerous industries, such as government, non-profit, healthcare, technology, professional services, energy (oil and gas), asset and franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance. The company boasts a substantial physical presence, operating approximately 1,200 branches across 14 states and the District of Columbia. Complementing these are 114 non-branch retail and commercial offices in key national markets and a network of roughly 3,300 automated teller machines. Founded in 1828, Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. It adopted its current name in April 2014, having previously operated as RBS Citizens Financial Group, Inc.
- Sector
- Financial Services
- Industry
- Banks - Regional
- CEO
- Bruce Winfield Van Saun