Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of -5.26% is 1089% below its 5-year average of 0.53%, near the low end of its 5-year range (-5.26%–2.68%).
1248.72% below its 12-month average of -0.39%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): -2.88%.
RETURN ON ASSETS (ROA)
-5.26%
RETURN ON ASSETS (ROA) AVG TTM
-0.39%
RETURN ON ASSETS (ROA) AVG 3Y
-0.08%
RETURN ON ASSETS (ROA) AVG 5Y
0.53%
RETURN ON ASSETS (ROA) AVG 10Y
0.90%
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-1248.72%
CURRENT VS 3Y AVG
-6687.10%
CURRENT VS 5Y AVG
-1089.34%
CURRENT VS 10Y AVG
-681.51%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-525.91%
vs the sector median at left
BayFirst Financial Corp.
Market Cap
$29.82M
Return on Assets (ROA)
-5.26%
TTM Avg
-0.39%
3Y Avg
-0.08%
5Y Avg
0.53%
Market Cap
$29.16M
Return on Assets (ROA)
-0.25%
TTM Avg
-1.46%
3Y Avg
0.94%
5Y Avg
4.84%
Market Cap
$29.12M
Return on Assets (ROA)
-138.98%
TTM Avg
-24.46%
3Y Avg
-35.67%
5Y Avg
-28.54%
Market Cap
$29.07M
Return on Assets (ROA)
-10.39%
TTM Avg
0.47%
3Y Avg
-2.70%
5Y Avg
-1.82%
Market Cap
$32.39M
Return on Assets (ROA)
0.82%
TTM Avg
0.01%
3Y Avg
0.01%
5Y Avg
0.01%
Market Cap
$32.76M
Return on Assets (ROA)
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$33.15M
Return on Assets (ROA)
5.52%
TTM Avg
1.99%
3Y Avg
1.99%
5Y Avg
1.99%
Market Cap
$26.15M
Return on Assets (ROA)
-26.79%
TTM Avg
3.90%
3Y Avg
25.26%
5Y Avg
25.26%
Market Cap
$25.90M
Return on Assets (ROA)
1.19%
TTM Avg
-0.56%
3Y Avg
0.09%
5Y Avg
0.54%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| BayFirst Financial Corp. (BAFN) | $29.82M | -5.26% | -0.39% | -0.08% | 0.53% |
| Rand Capital Corp (RAND)vs › | $29.16M | -0.25% | -1.46% | 0.94% | 4.84% |
| Fold Holdings, Inc. (FLD)vs › | $29.12M | -138.98% | -24.46% | -35.67% | -28.54% |
| Presurance Holdings, Inc. (PRHI)vs › | $29.07M | -10.39% | 0.47% | -2.70% | -1.82% |
| Ribbon Acquisition Corp (RIBB)vs › | $32.39M | 0.82% | 0.01% | 0.01% | 0.01% |
| FG Communities Holdings Inc. (FGC)vs › | $32.76M | N/A | N/A | N/A | N/A |
| Rising Dragon Acquisition Corp. (RDAC)vs › | $33.15M | 5.52% | 1.99% | 1.99% | 1.99% |
| Grande Group Limited Class A Ordinary Shares (GRAN)vs › | $26.15M | -26.79% | 3.90% | 25.26% | 25.26% |
| Atlantic American Corporation (AAME)vs › | $25.90M | 1.19% | -0.56% | 0.09% | 0.54% |
| A SPAC III Acquisition Corp. (ASPC)vs › | $25.22M | 13.95% | 17.05% | 8.53% | -49992976.85% |
ROA
-5.3%
ROE
-51.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -1.76% |
| 2024-12-31 | 0.98% |
| 2023-12-31 | 0.51% |
| 2022-12-31 | -0.04% |
| 2021-12-31 | 2.68% |
| 2020-12-31 | 0.82% |
| 2019-12-31 | 0.84% |
| 2018-12-31 | -0.33% |
| 2017-12-31 | 1.28% |
| 2016-12-31 | 2.79% |
| 2015-12-31 | 2.18% |
| 2014-12-31 | 0.75% |
| 2013-12-31 | -0.17% |
