Bank of America (BAC) ROIC: History & Chart

Bank of America Corporation (BAC)BACBank of America Corporation

About Bank of America Corporation

Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment products. This segment also issues credit and debit cards, originates residential mortgages and home equity loans, and offers direct and indirect financing for needs like automotive purchases, recreational vehicles, and personal loans. Within its Global Wealth & Investment Management segment, the company delivers investment management, brokerage, banking, and trust and retirement solutions. It also crafts tailored wealth management strategies, including specialized asset management services. The Global Banking segment furnishes a broad spectrum of lending products, including commercial loans, leases, commitment facilities, trade finance, and both commercial real estate and asset-based lending. Furthermore, it provides treasury solutions such as cash management, foreign exchange, short-term investment options, and merchant services, alongside working capital management guidance. This segment also engages in debt and equity underwriting, distribution, and advisory services related to mergers and acquisitions. Through its Global Markets segment, Bank of America performs market-making activities, offers financing, and provides securities clearing, settlement, and custody services. It also devises risk management products employing interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-related instruments. As of December 31, 2021, the corporation served approximately 67 million consumer and small business clients. Its widespread infrastructure comprised around 4,200 retail financial centers and approximately 16,000 ATMs, supplemented by digital banking platforms utilized by roughly 41 million active users. Founded in 1784, Bank of America is headquartered in Charlotte, North Carolina.

Charlotte, NC

212,000 employees

www.bankofamerica.com

Financial Services / Banks - Diversified

Sector: Financial Services
Industry: Banks - Diversified
CEO: Brian Thomas Moynihan

View full financials

BAC Return on Invested Capital (ROIC) Metrics

RETURN ON INVESTED CAPITAL (ROIC)

3.39%

RETURN ON INVESTED CAPITAL (ROIC) AVG TTM

2.82%

RETURN ON INVESTED CAPITAL (ROIC) AVG 3Y

2.82%

RETURN ON INVESTED CAPITAL (ROIC) AVG 5Y

2.93%

RETURN ON INVESTED CAPITAL (ROIC) AVG 10Y

2.93%

RETURN ON INVESTED CAPITAL (ROIC) AVG 15Y

2.18%

RETURN ON INVESTED CAPITAL (ROIC) AVG 20Y

2.08%

CURRENT VS TTM AVG

+20.21%

CURRENT VS 3Y AVG

+20.21%

CURRENT VS 5Y AVG

+15.77%

CURRENT VS 10Y AVG

+15.66%

CURRENT VS 15Y AVG

+55.68%

CURRENT VS 20Y AVG

+62.72%

SECTOR MEDIAN · FINANCIAL SERVICES

5.98%

median of 95 covered companies

CURRENT VS SECTOR MEDIAN

-43.31%

vs the sector median at left

NAME	MARKET CAP	RETURN ON INVESTED CAPITAL (ROIC)	TTM	3Y	5Y
Bank of America Corporation (BAC)	$439.63B	3.39%	2.82%	2.82%	2.93%
Mastercard Incorporated (MA)vs ›	$502.63B	48.91%	46.66%	44.23%	40.05%
Invesco QQQ Trust, Series 1 (QQQ)vs ›	$509.74B	N/A	N/A	N/A	N/A
Morgan Stanley (MS)vs ›	$332.03B	1.69%	2.08%	2.05%	2.29%
The Goldman Sachs Group, Inc. (GS)vs ›	$300.43B	1.92%	1.77%	1.58%	1.82%
Wells Fargo & Company (WFC)vs ›	$264.55B	3.16%	3.37%	3.29%	3.29%
Vanguard Total Stock Market ETF (VTI)vs ›	$630.28B	N/A	N/A	N/A	N/A
Citigroup Inc. (C)vs ›	$227.12B	0.95%	1.21%	1.34%	1.63%
American Express Company (AXP)vs ›	$227.07B	8.29%	8.50%	7.85%	7.26%
Visa Inc. (V)vs ›	$683.58B	28.36%	28.50%	26.44%	23.25%

NAME

MARKET CAP

RETURN ON INVESTED CAPITAL (ROIC)

TTM

Bank of America Corporation (BAC)

$439.63B

3.39%

2.82%

2.93%

Mastercard Incorporated (MA)vs ›

$502.63B

48.91%

46.66%

44.23%

40.05%

Invesco QQQ Trust, Series 1 (QQQ)vs ›

$509.74B

N/A

Morgan Stanley (MS)vs ›

$332.03B

1.69%

2.08%

2.05%

2.29%

The Goldman Sachs Group, Inc. (GS)vs ›

$300.43B

1.92%

1.77%

1.58%

1.82%

Wells Fargo & Company (WFC)vs ›

$264.55B

3.16%

3.37%

3.29%

Vanguard Total Stock Market ETF (VTI)vs ›

$630.28B

N/A

Citigroup Inc. (C)vs ›

$227.12B

0.95%

1.21%

1.34%

1.63%

American Express Company (AXP)vs ›

$227.07B

8.29%

8.50%

7.85%

7.26%

Visa Inc. (V)vs ›

$683.58B

28.36%

28.50%

26.44%

23.25%

Return on Invested Capital (ROIC) FAQ

What is the return on invested capital (ROIC) for Bank of America Corporation (BAC)?

The return on invested capital (ROIC) for BAC stock is 3.39%.

Is Bank of America Corporation's return on invested capital (ROIC) high or low?

The return on invested capital (ROIC) of 3.39% is 16% above its 5-year average of 2.93%, around the middle of its 5-year range (2.25%–3.97%).

What is the TTM average return on invested capital (ROIC) for Bank of America Corporation (BAC)?

The TTM average return on invested capital (ROIC) for BAC stock is 2.82%.

What is the 3Y average return on invested capital (ROIC) for Bank of America Corporation (BAC)?

The 3Y average return on invested capital (ROIC) for BAC stock is 2.82%.

What is the 5Y average return on invested capital (ROIC) for Bank of America Corporation (BAC)?

The 5Y average return on invested capital (ROIC) for BAC stock is 2.93%.

What is the 10Y average return on invested capital (ROIC) for Bank of America Corporation (BAC)?

The 10Y average return on invested capital (ROIC) for BAC stock is 2.93%.

What is the 15Y average return on invested capital (ROIC) for Bank of America Corporation (BAC)?

The 15Y average return on invested capital (ROIC) for BAC stock is 2.18%.

What is the 20Y average return on invested capital (ROIC) for Bank of America Corporation (BAC)?

The 20Y average return on invested capital (ROIC) for BAC stock is 2.08%.

DATE	RETURN ON INVESTED CAPITAL (ROIC)
2025-12-31	3.39%
2024-12-31	2.25%
2023-12-31	2.28%
2022-12-31	3.36%
2021-12-31	3.97%
2020-12-31	2.32%
2019-12-31	3.74%
2018-12-31	3.80%
2017-12-31	2.47%
2016-12-31	2.49%
2015-12-31	2.17%
2014-12-31	0.72%
2013-12-31	1.50%
2012-12-31	0.35%
2011-12-31	0.16%
2010-12-31	-0.13%
2009-12-31	0.42%
2008-12-31	0.48%
2007-12-31	1.92%
2006-12-31	3.22%
2005-12-31	2.87%
2004-12-31	2.84%
2003-12-31	3.35%
2002-12-31	3.37%
2001-12-31	2.74%
2000-12-31	2.70%
1999-12-31	2.76%
1998-12-31	1.98%
1997-12-31	2.91%
1996-12-31	7.33%

DATE

RETURN ON INVESTED CAPITAL (ROIC)

2025-12-31

3.39%

2024-12-31

2.25%

2023-12-31

2.28%

2022-12-31

3.36%

2021-12-31

3.97%

2020-12-31

2.32%

2019-12-31

3.74%

2018-12-31

3.80%

2017-12-31

2.47%

2016-12-31

2.49%

2015-12-31

2.17%

2014-12-31

0.72%

2013-12-31

1.50%

2012-12-31

0.35%

2011-12-31

0.16%

2010-12-31

-0.13%

2009-12-31

0.42%

2008-12-31

0.48%

2007-12-31

1.92%

2006-12-31

3.22%

2005-12-31

2.87%

2004-12-31

2.84%

2003-12-31

3.35%

2002-12-31

3.37%

2001-12-31

2.74%

2000-12-31

2.70%

1999-12-31

2.76%

1998-12-31

1.98%

1997-12-31

2.91%

1996-12-31

7.33%

Return on Invested Capital (ROIC): 3.39%

BAC Return on Invested Capital (ROIC) Chart

BAC Average Return on Invested Capital (ROIC) Chart

BAC Current vs Average Return on Invested Capital (ROIC) Chart

BAC Return on Invested Capital (ROIC) Metrics

BAC Competitors' Return on Invested Capital (ROIC)

Capital Efficiency

Return on Invested Capital (ROIC) Formula & Definition

Return on Invested Capital (ROIC) FAQ

BAC Return on Invested Capital (ROIC) History

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